Pam & Dyalekt Get Shameless (FKA Brunch & Budget)

Cat Goughnour is the Senior Program Manager at Prosperity Now. She runs the African American Financial Capability Initiative, working to build innovative pilots to increase financial stability and bridge racial wealth gaps in five states in the Northwest. In addition to being a certified Community Health Worker, racial justice facilitator, published researcher and staunch advocate […] Get full acc...

Six months ago, after 69 years in business, Toys R Us filed for bankruptcy. Two days ago, it announced that all 800 of its American stores, and all 100 of its British ones, are closing or being sold. As many as 33,000 workers could lose their jobs. As recently as last year, the company still accounted […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Welcome to Prosperity Now, a series interviewing non profit organizations who are part of Building High Impact Non-Profits of Color. This consistent stuff doesn’t make the news, but it’s a thing that makes a community. In this episode we interviewed Brenda Palms Barber, Executive Director of the North Lawndale Employment Network and Founding CEO of Sweet […] Get full access to Get Shameless about...

Many cultures in Africa, South America and Asia have community lending systems: people group together with others they trust, each member contributes some money, and then each person has a turn to use that money to pay for larger things, like pay for school or even a house. eSusu is an app version of this […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Lesly SimmonsLesly Simmons”I’m thinking of getting into event planning.” A lot of people say it, but what does it really take? How do you decide what kinds of events to plan: weddings, holiday parties, conferences, the list goes on with some more specialized than others. Whatever you choose, it takes a lot of dedication and […] Get full access to Get Shameless about money at getshameless.substack....

Net Neutrality has recently been repealed on the federal level, and several states and organizations are fighting to keep it in place, but what is it? Sarah Aoun, data activist, operational security trainer, and Ford-Mozilla Open Web Fellow, and Bex Hong Hurwitz, maker of technology for social justice, and co-founder of Research Action Design which […] Get full access to Get Shameless about money...

It’s ‘easy’ to leave taxes for the end of the year (or the beginning of next year) but as a freelancer it may leave you scrambling for funds you already used. Gina Noy, CPA and founder of Noy Taxes, advises that you pay monthly to avoid end of the year nightmares for yourself and your […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Welcome to Prosperity Now, a series interviewing non profit organizations who are part of Building High Impact Non-Profits of Color. In this episode we interviewed Carlos Nelson and Norma Sanders about Greater Auburn Gresham Development Corp. where they work to foster and promote revitalization of the low-to-moderate income communities that they serve in the South Side of Chicago, […] Get full acc...

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

A discussion with four members of the Closing the Racial and Gender Wealth Gap Panel: Thomas Shapiro is the Director of Institute on Assets and Social Policy and the Pokross Professor of Law and Social Policy at The Heller School for Social Policy and Management at Brandeis University. Melany de la Cruz-Viesca is the Assistant Director […] Get full access to Get Shameless about money at getshamele...

Three Keynotes from the AFCPE share their expertise: Kristen Berman, Common Cents Lab, Irrational Labs, studies behavioral economics and behavioral finance, which is basically how people actually act in the marketplace, as opposed to how they should or would perform if they were completely rational. To a large extent, social cues and our own fears and […] Get full access to Get Shameless about mon...

Summer Red, Rural Dynamics, Inc., Financial Literacy Program Manager, has been teaching financial education for over five years, with a focus on creating innovative and interactive curricula. She spoke about her favorite savings and credit-building strategies (revolving savings account, snowball savings and credit builder loans), as well as how she motivates and keeps students interested […] Get f...

Prosperity Now in Gads Hill is a Chicago organization devoted to helping immigrant families establish roots. ​Maricela Garcia and Rosa Julia Garcia Rivera talk about their programs which support working families in fostering their children’s education, as well as their mental health. The recognize that, while all emigrate for a better life, many who are […] Get full access to Get Shameless about m...

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

This is our fourth annual boycott episode and this year, we want to ask you to spend your energy and money on buying things from places you love instead of convincing everyone to boycott things you “hate.” It’s easy to react negatively to the latest scandal, and just as quickly move on to the next […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Equifax is one of the three large credit reporting agencies, and in July they had a security breach in which the data of 145 million adult Americans was stolen (they notified the public on September 7th). There are no laws in place to prevent this, and so far no real consequences have been enacted against […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Today’s topic is Health Insurance. This has been a hot topic for the past eight years, and, so far, it’s not going anywhere. The Trump administration, though failed to repeal the ACA, has managed to change a few details, some of which you may not have noticed. We approached this topic with all of you […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

The annual Prosperity Now scorecard is out now. First introduced in 2002 but annually released since 2012. This is an intricate and detailed scorecard which looks at a whole slew of measures in each state about how households are doing financially, as well as how well states are promoting the financial well-being of their residents. […] Get full access to Get Shameless about money at getshameless....

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Located in the New Orleans area, the Ashé Cultural Center is a non-profit organization, which uses art and culture to serve its community. We spoke with Carol Bebelle (Co-Founder/Exec Director) and Jo Ann Minor (Associate Director of Administration), where we learned the importance of events and engaged in a discussion on the power of an […] Get full access to Get Shameless about money at getshame...

Investing can be tricky. The hopes of investing is that you will receive more than what you put in. What we learned with Ian McLeod is that where you invest is just as important as what you receive. Sounds too good to be true? Listen to the episode to hear for yourself! Music featured in […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Crowdfunding is super popular nowadays. If you’re not too familiar with it, that’s okay. This is the basic concept: You have an idea for a product or creative project you want to get off the ground and in exchange for prizes at various levels, donors will give you money to launch the project. There are […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

If the racial wealth divide is left unaddressed and is not exacerbated further over the next eight years, median Black household wealth is on a path to hit zero by 2053. What will you do with this information? Listen here: This is a follow-up to the Ever-Growing Gap Report: The Road to Zero Wealth with […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Hispanics now make up almost 1 in 4 Floridians. The majority of Floridian Hispanics live in Miami-Dade and Broward county. There are 37.6 million people who speak Spanish at home, and more than half of these individuals speak English very well. What Hispanic Unity offers immigrants are the tools necessary to cement their lives in […] Get full access to Get Shameless about money at getshameless.sub...

We packed a whole lot of goodies in this hour special. We caught up with Tasty Keish from last year’s #DDJA interview to see where she is now after deciding to work as a full-time freelancer. We also discuss and divulge into a new Investment Appetizer and Poor Tax before our feature topic: The harsh […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe