Pam & Dyalekt Get Shameless (FKA Brunch & Budget)

Our first of a number of episodes on COVID19 and the racial wealth divide, our first impressions on how Black and Latinx communities are affected, how to navigate the stimulus package, how have artists like Dyalekt been affected, small businesses like Brunch & Budget, and why neoliberalism won’t save us. Get full access to Get Shameless about money at getshameless.substack.com/subscribe

In part two of How the Racial Wealth Divide Affects Your Wallet Pamela and Dyalekt continue the conversation on how the racial wealth divide affects your wallet, financial resilience and the policies that have led to the racial wealth divide and dive deeper into how those policies actually were perpetuated by art media and culture. Music […] Music Featured in This Episode: Chicken & Watermelon...

Music Featured in This Episode: The Buy In by Hech Rhymes Advocate by Spoken Phor overstand FT. Rswift by Overcome In part 1 of Financial Resilience and The Racial Wealth Divide Pam and Dyalekt dig into the five steps to financial resilience: Buy In Systems Habit Advocacy Values Episode Highlights: Dyalekt: I know it starts […] Get full access to Get Shameless about money at getshameless.substack....

Music Featured In This Episode: Credit Scores by J.A Bad Credit by Siras WorthDMention and DJ FenixFly Episode Highlights: Pam: On our back to basics episode today we are going to be talking about understanding your credit score. Dyalekt: Well, the thing about credit score is like, credit is such a pervasive thing that I’ve […] Get full access to Get Shameless about money at getshameless.substack....

Pam and Dyalekt tackle taxes with Marci Blackman and Diana Greiner of Treehouse Taxes in Brooklyn, New York. The crew breaks the process down for every type of earner and explains why doing your taxes is an act of social justice in this annual tax episode. Music Featured in this Episode: Theme Music by Jon […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Music Featured in This Episode: My Own Boss by SMCity feat. Pro’verb Free Your Body Free Your Mind by Patterns of Chaos MARV – My Own BiZness Episode Highlights: Pamela: I feel like that so much about personal finance is based around personal responsibility. And what I mean by that is that people will say, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

In this week’s episode Brunch and Budget takes it back to the basics of investing. Dyalekt and Pamela speak with Caleb Silver, Editor in Chief and Senior Vice President of content at Investopedia, about the basics of investing and how to get started.  Music Featured in This Episode:Heavily Invested – Spaceman Jones and The Motherships […] Get full access to Get Shameless about money at getshameles...

In this second back to basics show Pam and Dyalekt revisit the spending values matrix and discuss the importance of aligning your spending with your values. Dealing with money is emotional and Pam and Dyalekt encourage you to think about how you spend your money and how it represents what you value. ———————— Music Featured in […] Get full access to Get Shameless about money at getshameless.substac...

In this episode we discuss the Equifax breach, the settlement, and what you can get out of it.  Pamela and Dyalekt discuss the pros and cons of choosing the cash settlement versus the credit monitoring option.   Music Featured In This Episode: Equifax by Pounds Minimum Rage by Gone Ghastly My Generation by Broken Episode […] Get full access to Get Shameless about money at getshameless.substack.com...

In this week’s episode we are going to go back to basics. We want to update the concepts, because our understandings of these concepts have evolved. We wanted to start with show #1: What is Your Money Personality? Get full access to Get Shameless about money at getshameless.substack.com/subscribe

1 in 6 Americans have student loan debt. Federal Student Loan Debt has risen to $1.5 trillion. The average student loan debt is close to $40,000 now. Every year, the debt creeps higher. Several of the Democratic Presidential Candidates have proposed plans to cancel all or some student loan debt. What would the affect of […] Get full access to Get Shameless about money at getshameless.substack.com/...

The Thanos Snap, for those people unfamiliar with the recent Avengers movies, was villain Thanos’ use of a powerful artifact called the infinity gauntlet to reduce half the population of the universe to dust in a single moment. But would randomly removing half the human population help with the Racial Wealth Divide? Certainly, many societal […] Get full access to Get Shameless about money at getsh...

Philanthropy sounds good: someone giving money to improve the world out of the goodness of their heart. The problem is that then those wealthy individuals get to dictate exactly how their money is used, and get corresponding tax breaks which take money away from what the larger public has decided it actually needs. Philanthropy as […] Get full access to Get Shameless about money at getshameless.su...

Universal Basic Income is the idea that people (sometimes everyone, sometimes only the poorer ones) should receive a basic, minimum amount of money each month, or every couple of weeks, in cash. Rather than giving people foodstamps, or Medicaid or other social programs which provide individuals with credits to be used only in a specific […] Get full access to Get Shameless about money at getshamel...

Hari Kondabolu is a comedian who lives on his art, but it wasn’t always that way. He shares with us today his struggle to become a comedian, to get shows, to get an agent, and to make it. What does it really take? What were the hardest parts? What could he have done to make […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Episode 1: Does the Racial Wealth Divide Affect White People? We’re here with a special bonus episode. Starting in May, we are going to be part of a new podcast network called the Race & Wealth Podcast Network. We’re excited to be starting the network with Dedrick Asante-Muhammad, who you may remember from Race & […] Get full access to Get Shameless about money at getshameless.substack.com...

Sexual assault has been growing more visible in recent years, but it often doesn’t happen alone. Financial abuse, where one person has control of all the money, is one of the ways an abusive partner keeps control. It can be impossible to leave a situation without money, so today we talked about how financial abuse […] Get full access to Get Shameless about money at getshameless.substack.com/subscr...

“Buying a home is an investment.” “Renting is just throwing your money away.” “The property value could double in the next decades.” All of these are go-to phrases for realtors. The property value could also drop to half. Buying a house, or an apartment, is not a guaranteed good move. In some cases, it’s a […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

All Wheels Up is a nonprofit dedicated to making air travel accessible to those with wheelchairs. Currently, they need to be lifted out of their wheelchairs–literally lose their legs–and hope that the airline will not damage or even lose their wheelchair. Anyone who has flown knows what a hassle it is to arrive without luggage, […] Get full access to Get Shameless about money at getshameless.subst...

The African American Financial Capabilities Initiative is sponsored by Prosperity Now’s Racial Wealth Divide Initiative. Their website describes the motivation for and goals of the program: “The Racial Wealth Divide Initiative at Prosperity Now believes the people closest to racial economic inequality are also best positioned to address it. It is estimated that it will take 228 […] Get full access...

The African American Financial Capabilities Initiative is sponsored by Prosperity Now’s Racial Wealth Divide Initiative. Their website describes the motivation for and goals of the program: “The Racial Wealth Divide Initiative at Prosperity Now believes the people closest to racial economic inequality are also best positioned to address it. It is estimated that it will […] Get full access to Get S...

The Tulsa Real Estate Fund is a crowdfunding company which marketed itself as fighting gentrification by ‘buying back the block.’ Usually companies have some sort of start, with a verifiable track record before they move to gathering investors. For Tulsa, this was the first step, and they have even edited their mission so they focus […] Get full access to Get Shameless about money at getshameless....

This first part of a two part episode focuses on how to protect your wealth. This means insurance and wills, or transfer of assets. You need health insurance (the #1 cause of bankruptcy is medical bills), and disability insurance (in case you can’t work for a long period of time) and life insurance (to protect […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

This first part of a two part episode focuses on how to build your wealth. The three main ways are: the stock market, real estate, and entrepreneurship. Over the long term, both stocks and real estate will usually reliably appreciate. Real estate is a more serious investment because you cannot easily get your money back […] Get full access to Get Shameless about money at getshameless.substack.com/...

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe