Pam & Dyalekt Get Shameless (FKA Brunch & Budget)

Let’s cut through the bullshit. We were skeptical of people who call themselves motivational speakers. A lot of people who become motivational speakers were in another industry that involved presentation or performing and found they weren’t making enough money or gaining enough traction so they switched to “motivational speaking.” So for this month’s Dead Day […] Get full access to Get Shameless a...

As an immigrant, how do you successfully establish yourself? What obstacles do immigrants or refugees have to overcome in order to build a new life? Today we spoke with the Executive Director of MQVN. Their mission is to preserve and promote our unique diversity, and improve the quality of life of residents in the Greater […] Get full access to Get Shameless about money at getshameless.substack.co...

I am not a psychologist, but I have seen a lot of clients’ common fears when it comes to their money: – I’ve ruined everything with one mistake/one setback/one regret – I’ve been fucking it up this whole time – I don’t know how to get out of the situation I’ve found myself in – […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

How do you handle your accounts in collections? When a creditor can’t get you to pay, they sell the debt to a collections agency. By the time the debt is sold, your original creditor will not speak with you about it, it’s out of their hands, and from there the situation becomes complicated. Medical bills […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

This week we have a special DDJA interview with Markisha Velazquez, founder of Junior Baby Hatter, Tiny Caps for Tiny Chaps. Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own […] Get full access to Get Shameless about money at getshameless.substack.com/subs...

Prosperity Now, once known as CFED, and, if you’ve been following our show for some time, you’ll remember members such as Dedrick Asante Muhammad and Maria Coto in past episodes. Through Prosperity Now we have been able to engage with organizations established and led by People of Color, which is something we really value here […] Get full access to Get Shameless about money at getshameless.substa...

Heather Jarvis strikes back! (check the other episode where she focuses on private loans here) Heather Jarvis is back to discuss a topic that never goes out of style: student loans. Most people have them. It seems that college tuition is only rising, which leads us to wonder where all that money goes? Who do “merit-based […] Get full access to Get Shameless about money at getshameless.substack.com...

In order to make money, one has to spend money. You’ve heard of that saying before. The whole “work hard, play hard” concept. But what happens if your entire family is working hard and don’t see any financial progress? Why is it not working? This is common and an, often, ignored cycle happening in the […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Happy Independence Day, America! What is more American than a new Brunch & Budget episode? Food is definitely one thing that connects us all together, so it only makes sense that we share our interview with Chris Kim, the founder of the “vegan butcher shop” Monk’s Meats. Starting from his apartment’s kitchen, to selling out […] Get full access to Get Shameless about money at getshameless.subst...

It’s becoming easier than ever to start your own business and work for yourself. About 1 in 3 Americans is currently a freelancer or a small business owner. By 2020, the number of freelancers is estimated to grow to 40%! But the idea of giving up a steady paycheck, retirement benefits, and health insurance can […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

This week’s show is part of our CFED series. We interview organizations who are actively working to close the racial wealth divide in innovative, exciting, and effective ways. This episode we had Maria Coto of Partners for Self-Employment (PSE), an organization that promotes financial well-being of low to moderate income individuals and families in South […] Get full access to Get Shameless about...

Remember Bex and Sarah from RAD? (in case you don’t, check this episode out: bnb150) We brought them back to explore what they know best: doxing. Doxing is—according to the internet—searching for and publishing private or identifying information about (a particular individual) on the Internet, typically with malicious intent. Bex and Sarah get into the […] Get full access to Get Shameless about mo...

It’s becoming easier than ever to start your own business and work for yourself. About 1 in 3 Americans is currently a freelancer or a small business owner. By 2020, the number of freelancers is estimated to grow to 40%! But the idea of giving up a steady paycheck, retirement benefits, and health insurance can […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

If I did it, so can you. That phrase sound familiar? If you just work harder, if you only wanted it more, if only… Survivorship Bias can be dangerous. Hard work is definitely needed to gain success, but it’s not the only factor. By believing in this mentality we are automatically doomed into thinking if we don’t […] Get full access to Get Shameless about money at getshameless.substack.com/subscrib...

We’ve heard it all before: Millennials and their —insert trendy item here— Whether it’s persistent judgment from older generations or a few hypocritical criticisms from other millennials (I’m calling you out Tomi Lahren), there is always something to be said of this generation. We decided to focus this episode on millennials and their financial decisions […] Get full access to Get Shameless about...

We took the show on the road to Chi-Town, where we got to speak with Margaret Smith, the Youth Program Manager, and Dennis Mondero, the Executive Director, of the Chinese Mutual Aid Association. The CMAA serves low-income immigrants, refugees, people from all socioeconomic and ethnic backgrounds, all generations from youth to seniors, and people of […] Get full access to Get Shameless about money...

Trumpcare, the inevitable topic that we all need to discuss. What are the benefits, if any, and how will this bill ultimately affect each and every one of us, especially communities of color? Under Trumpcare, states would be able to opt out of or redefine “essential coverage.” What does that mean for us, for insurers, […] Get full access to Get Shameless about money at getshameless.substack.com/su...

We see convenience not only as a nicety but an expectation, an entitlement. Has paying for convenience been taken too far? (Amazon, food delivery, Uber/Lyft, dry cleaning, resume writing, etc.,) Our love of convenience is so ingrained, its inherent goodness so self-evident that we can’t imagine any other way. Why would anyone, other than a […] Get full access to Get Shameless about money at getsha...

What happens after we die? Estate planning, Trusts, Wills—these are things we associate with the wealthy, but do matter even after we’re gone. For this episode, we were able to talk to Bomopregha Julius, an [amazing] estate attorney, on the importance of planning even if you don’t think you have much to your name. Estate […] Get full access to Get Shameless about money at getshameless.substack.com...

Joseph Lopez, Development Manager and Gabriela Roman, Executive Director join us today to talk about the organization: Spanish Coalition for Housing (SCH). Through our partnership with CFED and the Dedrick Asante-Muhammad, director of the Racial Wealth Divide Initiative, we interview organizations who are actively working to close the racial wealth divide in innovative, exciting, and […] Get full...

We’re back with new episodes for spring! To start us off this week we had a conversation with Bex Hurwitz and Sarah Auon of Research Action Design (RAD) about how to protect your digital financial footprint. What does that mean? Well, it goes beyond deleting your browser history. What RAD does is use community-led research, […] Get full access to Get Shameless about money at getshameless.substack....

Should you have a kid? I know, tough question. I think one of the biggest worries hopeful parents have is whether they will be able to financially support a child. Children are expensive, but we’re here to offer some advice for future parents or current parents, or even for young adults who hope to one […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. We ask folks to leave their shiny pictures and Instagram highlights at the door and tell us what it’s really like to do the work, put in the […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Audits. You’re scared of them. We’re scared of them. But what exactly is an audit? How do we prepare for something many people avoid discussing? This week’s guest, Arielle Bryant worked for the IRS as an auditor for five years until transitioning into nonprofit, first at Start Small Think Big. Currently, she is based in […] Get full access to Get Shameless about money at getshameless.substack.com/...

(Happy Pi Day everyone!) We have a special episode for you this week. We sat down with President and CEO of MEDA, Gary Cunningham and Dedrick Asante-Muhammad of the CFED to talk more about equal entrepreneur opportunities for people of color. Meda provides business consulting, access to capital, and market opportunities for minority entrepreneurs. In […] Get full access to Get Shameless about mone...