Owners Table

Zac Lovoy, a third-generation restaurant owner, shares his journey from running a family restaurant to finding success in real estate and mortgage brokering. He discusses the financial challenges and common mistakes in the restaurant industry, emphasizing the importance of budgeting and adaptability. Zac explains how owning real estate proved more valuable than operating a restaurant and recounts...

Thomas delves into his experiences and insights on finance, focusing on alternative investing and the Infinite Banking Concept (IBC). He talks about the importance of taking control of one's financial future, offering a system to help high-income earners, entrepreneurs, and investors build wealth consistently and safely. Thomas shares his personal journey, revealing a passion for finance over thei...

Thomas delves into his experiences and insights on finance, focusing on alternative investing and the Infinite Banking Concept (IBC). He talks about the importance of taking control of one's financial future, offering a system to help high-income earners, entrepreneurs, and investors build wealth consistently and safely. Thomas shares his personal journey, revealing a passion for finance over thei...

Thomas and David continue their discussion centered on digital marketing strategies, particularly the effectiveness of Facebook and Instagram ads compared to TikTok. David shares insights on customer acquisition costs, lifetime value, and the psychology behind marketing. They emphasize data-driven decisions and understanding customer behavior. The episode highlights the importance of trust and int...

Thomas talks with David Nipps, founder of Nipps Media, about digital marketing strategies. David emphasizes the importance of high-quality, engaging content over generic ads and highlights the pitfalls of traditional advertising methods. He discusses the rising costs of digital advertising and the need for businesses to understand customer acquisition costs and lifetime value. David also critiques...

Thomas delves into the concept of infinite banking, inspired by Nelson Nash's book "Becoming Your Own Banker" and discusses how American families typically manage their finances by focusing on the 10% allocated to savings while neglecting the remaining 90% spent on expenses. He explains how we can significantly boost our savings and reduce finance charges. He emphasizes the benefits of infinite ba...

Thomas and Trent continue their conversation by exploring the complexities of revenue sharing (rev share) in college athletics, focusing on the financial disparities between Power Five and Group of Five schools. They highlight the significant financial pressures and long-term sustainability concerns faced by less affluent programs. They discuss the competitive imbalance created by differing revenu...

In this episode of the Owners Table podcast, Thomas chats with Trent Dilfer, a former NFL quarterback, Super Bowl champion, ESPN analyst, and current head football coach at the University of Alabama at Birmingham (UAB). The discussion covers Dilfer's extensive career, his transition to coaching, and his holistic approach to player development. Dilfer reflects on his NFL experiences, the importance...

Thomas addresses the top 4 criticisms of infinite banking, focusing on whole life insurance policies as a financial tool. The criticisms discussed include the high cost of policies, slow cash value accumulation, potential for higher returns with alternative investments, and the complexity of risk management. Thomas counters these points by emphasizing the benefits of properly structured policies f...

Thomas continues his conversation with Jason Garrison, a seasoned real estate agent and investor, to discuss his journey and strategies in the real estate industry. Garrison shares his background, emphasizing the importance of helping clients and his preference for fix-and-flip investments over rentals. He offers practical advice for new agents, such as networking, door knocking, and sending regul...

Jason Garrison shares his inspiring life story with Thomas. Raised in Haleyville, Alabama, Jason faced significant challenges, including his parents' early divorce and his father's struggles with alcoholism. Despite these hardships, his father's work ethic profoundly influenced him. Jason's career began in banking, but feeling unfulfilled, he transitioned to real estate. His journey was marked by...

Thomas shares his personal investment strategy, revealing how he grew his net worth from $100,000 to multiple seven figures over the past decade without selling a business, inheriting money, or winning the lottery. He outlines his three-bucket investment strategy: short-term investments (20% of his portfolio) focusing on high-return loans with collateral, medium-term investments (10%) in equity de...

Auston recounts his professional journey, detailing his time at Altec, his collaboration with Andrew Bender at OnPoint Capital, and the eventual launch of his own business, Battle Horse. He discusses the importance of patience in career decisions, the challenges of transitioning to a new role, and the significance of mentorship and faith. Thomas asks insightful questions and Auston elaborates on h...

In this podcast episode, Auston Bennett shares his life journey, focusing on family, marriage, and his career in finance. He discusses becoming a father at a young age, which shaped his maturity and purpose. Austin reflects on his educational background and career transitions, including his work in financial planning and equipment finance. Thomas adds insights about personal growth and the importa...

Thomas addresses the top four criticisms of infinite banking, focusing on whole life insurance policies as a financial tool. The criticisms discussed include the high cost of policies, slow cash value accumulation, potential for higher returns with alternative investments, and the complexity of risk management. Thomas counters these points by emphasizing the benefits of properly structured policie...

In part 2, Thomas continues his conversation with Drew, a seasoned real estate agent, who shares his experiences and advice on the real estate industry. Drew emphasizes the importance of nurturing client relationships over transactional interactions and discusses common pitfalls faced by agents, especially part-timers. He highlights the significance of consistent client engagement, even after deal...

In this podcast episode, Drew Taylor, a seasoned real estate professional, shares his journey and insights into the real estate industry. Growing up in a real estate-oriented family, Drew discusses his early exposure to the field, his career shift from medical sales to real estate, and the challenges he faced during the housing market crash of the late 2000s. He emphasizes the importance of unders...

In this podcast episode, Thomas continues his conversation with Ashley Mac, a catering business owner, discussing her journey and experiences in the culinary world. Ashley shares insights on marketing strategies, customer service challenges, employee management, and the importance of faith and personal values in business. She reflects on her cookbook project, balancing work and family life, and th...

Join Thomas as he interviews Ashley McMakin, known as Ashley Mac, a successful Birmingham-based entrepreneur who transitioned from a corporate advertising job to owning several restaurants and a thriving catering business. Ashley shares her journey, from childhood dreams and college life to overcoming fertility struggles and building her culinary empire without formal training. The conversation hi...

In this podcast episode, Thomas emphasizes that health has become a modern status symbol, and that being in good shape commands respect and reflects discipline, delayed gratification, patience, and consistency. Practical advice includes daily movement, eating real food, limiting alcohol, staying hydrated, avoiding liquid calories, and minimizing eating out. Thomas shares personal anecdotes about h...

In this Part II episode, Scott Olson, shares his transformative journey from a successful career in finance to a life dedicated to ministry. After selling his hedge fund in 2010, Scott discusses his comfortable financial situation, involvement in a family office, and eventual pivot to ministry. He explains the concept of family offices, the nature of wealth in the Middle East, and his experiences...

In this podcast episode, Scott Olson shares his life journey, from being raised by a teenage mother to his successful career in law and finance. He discusses his educational path, including attending Vanderbilt Law School, and his rise in structured finance and securitization. Scott reflects on the importance of mentorship, hard work, and building relationships. He also talks about his transition...

In this podcast episode, Thomas discusses the challenges of balancing family life, sports, and business, particularly during the busy fall season. He shares personal strategies, including weekly planning sessions with their spouse, utilizing reliable babysitters, prioritizing date nights, and allowing extra travel time to reduce stress. Thomas emphasizes the importance of communication, meal plann...

In this episode, Patrick Isbell, owner of Eighteen South, shares his journey of balancing a 9 to 5 job, family life, and running a retail clothing store with two locations. Patrick discusses the inception of Eighteen South, starting from a spare bedroom to launching a Shopify website and eventually opening physical stores. He emphasizes the importance of humility, time management, and community en...

In this Part 2 episode, Thomas continues his conversation with Charles Newton (Newt), a dedicated coach and entrepreneur in youth sports, particularly basketball. Newt recounts his transition from a college coach to running a successful training facility, emphasizing the importance of developing young athletes both in skills and character. He discusses the role of analytics in coaching, the challe...