KEYS® by GM Financial

Our Two Cents

Business EN ↓ 70 episodes

How much should you spend on rent? What credit card habits are healthy? Which budgeting method is best? Our Two Cents covers these and more as it puts a new twist on personal finance conversations. Each week, hosts dive deeper into money topics you want to know but are afraid to ask. Check out more free financial resources at keysbygmfinancial.com and follow @GMFinancial on Instagram. Information presented through Our Two Cents is not intended to provide investment, tax or legal advice and may include information on products or services not offered by GM Financial. All examples are for illustr...

Author

KEYS® by GM Financial

Category

Business

Podcast website

KeysByGMFinancial.com

Latest episode

Jun 10, 2026

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Episodes

Season 3 Recap 10.06.2026

Take a look back at Season 3 as we recap some of the biggest lessons, standout moments and real-life money conversations that shaped the journey. In this episode, we highlight what resonated most with listeners and the financial insights worth carrying forward. Also, we're pressing pause before Season 4, giving you time to reflect, reset and put these lessons into action. In the meantime, check ou...

Pocket Change: Traveling on a Budget 27.05.2026

Traveling can make life exciting, seeing new cultures and making priceless memories. But the costs associated can add up quickly. If you're feeling jealous of other people jet-setting and struggling with comparison, tune in to hear how Kennedy and Allison travel on a budget.

Wedding Planning on a Budget 13.05.2026

Walking down the aisle is a moment to remember. But a lot of planning went into bringing your dream day to life. If you're engaged and planning a wedding or curious about the process and expense that goes into it, you're not alone. Tune in as Kennedy and Allison talk all things wedding planning. Creating My Budget Pathway  

Pocket Change: Breaking Down Insurance Claims With Josh Thompson 29.04.2026

Even the safest drivers aren't immune from traffic accidents. That's why they're called accidents! But do you know what steps to take with your insurance company if you're in a crash? Josh Thompson, SVP Claims and Operations for General Motors Insurance, joins Our Two Cents to break down some auto insurance trends and tell us more about filing a claim. Keys Online Shopping for Insurance Module

Dealing with Financial Comparison 15.04.2026

Comparing your financial journey or career path to others can be tempting, but it can also be discouraging. Listen as Kennedy and Tatum unpack the realities of financial comparison, sharing thoughtful ways to reframe it, quiet the negativity and turn comparison into a tool for growth. KEYS Online

Pocket Change: What Is an Insurance Quote? 01.04.2026

Premiums, quotes, claims — oh my! The world of insurance is ever-changing and sometimes hard to keep up with. Tune in as Kennedy talks all things insurance quotes and how to find the right policy for your budget with seasoned insurance professional Charlie Kordes. Then, learn more about insurance with our free resource from keysbygmfinancial.com. Shopping for Insurance Module  

Taxes: Pros and Cons of Filing them Yourself 18.03.2026

Tax season is upon us. So, whether you're filing yourself or paying a professional, tune in to this week's episode to learn more about the process. Then, check out the "Taxes: The Basics Module" from KEYS®  Online to learn even more. Taxes: The Basics Module  

Pocket Change: What Is Tuition Reimbursement? 04.03.2026

Going back to school for an advanced degree can open new doors, but you must budget for the costs of higher education. Tune in as Kennedy sits down to learn about Ashley's experience with tuition reimbursement, a benefit offered by GM Financial. Then, check out the Paying for College Course from keysbygmfinancial.com. Paying for College Course KEYS Online  

How to decide which vehicle protection products are for you 18.02.2026

Buying or leasing a new car is a big, exciting purchase that you want to protect. Understanding which protection products fit your lifestyle and budget can help do just that. Tune in as Kennedy chats with auto finance seasoned professional Matt St. Charles as they dive into what you can cover and how to decide which protections are right for you.

Pocket Change: When Should You Splurge? 04.02.2026

Each time you tap your credit card, a pang of guilt hits you. Should you be spending money right now? Are you hurting your finances with each purchase? It can be hard to know when splurging is worth it and when it's a poor financial decision. Tune in as Kennedy and Allison dive into this topic to help listeners navigate their spending choices. Creating My Budget Pathway

How to Talk About Money With Loved Ones 21.01.2026

Talking about money can be taboo. Talking about it with your loved ones? An entirely different situation. Tune in as Emma speaks to her experience with setting boundaries and keeping conversations comfortable when money is involved. Family Conversations About Money Module

Pocket Change: No Spend Month 07.01.2026

We took the plunge and challenged ourselves to a #NoSpendMonth. Tune in to hear how it went, what we learned and the impact it's had on us since we finished it on this week's episode. Then, edit your budget with our free resource from keysbygmfinancial.com. Creating My Budget Pathway

Time is Money: How You Can Budget Your Time 10.12.2025

While managing money can be done with a spreadsheet, balancing your time isn't as straightforward. Tune in to explore strategies for achieving balance and making the most of your day. KEYS® Online  

The Cost of Being in a Wedding 26.11.2025

Getting married is an exciting time for everyone to come together and celebrate. Of course, there are costs that come with attending weddings. You want to be there to support your loved one, but it's not always easy to fit in your budget. Tune in to hear how Tara and Allison have navigated wedding guest expenses without sacrificing fun. Creating My Budget Pathway KEYS® Online

How Do Different Generations Handle Finances? 12.11.2025

Two generations, one conversation. Tune in to hear from millennial and Gen Z guests as they share their thoughts on personal finances. Will they differ or overlap? Listen now to find out. Then, continue learning for free at keysbygmfinancial.com .  Creating My Budget Pathway  

Pocket Change: Hosting for Less 29.10.2025

Being around loved ones is always a good time, but it's more complicated when they're coming to your house. If you feel overwhelmed by hosting gatherings, this episode is for you. Tune in as Kennedy and Allison dive into their approaches to having people over and sticking to a budget. Creating My Budget Pathway

Friends and Finances: Overcoming Financial Differences 15.10.2025

Personal finances are forever changing, but it's especially prevalent in early adulthood. You and your friends might be navigating completely different financial situations, which is why we sat down to talk it through! Tune in as Kennedy and Kris dive into their experiences as two 20-somethings. Then, check out free resources to help boost your personal finance knowledge. Family Conversations Abou...

Pocket Change: Decorating for the Holidays 01.10.2025

It's never too early to get into the holiday spirit! But there's a cost associated with decorating your space for upcoming holidays. Tune in as Kennedy and second-time guest Frank chat about how they budget and save without sacrificing on the festiveness. Then, check out free resources from KEYS® by GM Financial to factor décor into your budget. Creating My Budget Pathway Creating a Budget Module...

Navigating Overconsumption 17.09.2025

Are you overwhelmed by packages arriving daily? Worried about your spending habits? You're not alone. Overconsumption is a big problem that many people deal with. Kick off Season 3 of Our Two Cents as Kennedy and Allison sit down to talk about how they're working toward more conscious consumption. Then, check out free resources from KEYS® by GM Financial. Healthy Financial Habits Module

Our Two Cents Trailer 19.05.2025

Our Two Cents Introducing Our Two Cents, a KEYS® by GM Financial podcast. Covering all things money and sharing personal experiences have never been this fun! Tune in each week for new episodes. keysbygmfinancial.com  

Pocket Change: How to Set Goals for the New Year 23.12.2024

Hoping to make changes in 2025 but don't know where to start? This episode is for you! Tune in as Our Two Cents welcomes Ronni Orr to speak to a listener question about setting goals and achieving them for the last episode of season two. Healthy Financial Habits Module  Creating a Budget Module Leasing or Buying a Car Module Want to be featured in an upcoming pocket change episode? Email ourtwocen...

How to Navigate Big Financial Changes with Your Partner 11.12.2024

Whether it's a new job, a cross-country move, or buying and selling a home, making a big financial transition with a partner can be both exciting and stressful. Hosts Kyle and Brooke know this experience all too well and talk through this process for their last episode with Our Two Cents. KEYS Online Buying a Home Module 

Pocket Change: How Can You Build a Wardrobe Without Breaking the Bank? 27.11.2024

The clothes you wear are an expression of who you are, but with trends, seasonal changes and a variety of events to attend, it's hard to be fashionable on a budget. Tune in as Kennedy and Allison share their experiences building personal and professional wardrobes without breaking the bank. Creating a Budget Module Healthy Financial Habits Module KEYS Online

Car Buying: Should You Lease or Buy? 13.11.2024

Getting a new car is a big financial decision, but it can be challenging to know if leasing or buying is the best option. Tune in to this week's episode as Allison sits down with Brian Stratton, SVP U.S. Regional Sales and Credit Operations, to break down the pros and cons of each. Leasing or Buying a Car Module GM Rewards 

Pocket Change: How Should You Budget Your Expendable Income? 30.10.2024

Heading to a game or a concert of your favorite artist is destined to be a fun time! However, when you add up the cost of entry, travel and other accommodations, the total begins to rise. Tune in to hear one listener's debacle and how to navigate the decision-making process of deciding to go or stay home. Creating a Budget Module KEYS® Online  

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