Our Two Cents

Family gatherings and Friendsgiving dinners bring people together. However, they aren't always budget-friendly. If you're trying to balance the festive season without breaking the bank, this episode is for you. Creating a Budget Module   Healthy Financial Habits Module   KEYS® Online  

One day it's crocheting. The next it's rock-climbing. Then, it's painting. The hobbies never stop because you love to try new things. But that doesn't prove beneficial for your budget. If you're a serial hobby hopper, this episode is for you. Tune in as Desire Nesmith joins the show to talk about all the hobbies she's tried and how she works them into her budget.   Mindful Living Module Healthy Fi...

From insurance to retirement accounts, company benefits cover a lot of ground. If you're just starting out or are in a new role, it's hard to truly understand what everything means. Tune in this week as Tracy Tillery, AVP Total Rewards, help break down benefits so you can confidently make decisions in your new gig. KEYS® Online 401(k) Plans Module  Health Savings Account Module

Moving out on your own is exciting! But when bills start coming in, you're forced to create a budget. Tune in to this week's pocket change episode where Kennedy and Allison share their experiences budgeting and lessons they've learned along the way. KEYS® Online Healthy Financial Habits Module Want to be featured in an upcoming Pocket Change episode? Email  ourtwocentspodcast@gmfinancial.com with...

Car insurance – it's something you need but hope you'll never use. The good news? When accidents happen, it's there to help keep you, and the people around you, protected. Special guest and President of General Motors Insurance Andrew Rose joins Our Two Cents to demystify the world of car insurance, so you can feel more prepared when you hit the road. KEYS® Online Leasing or Buying a Car Module

Feeling ready to move into an apartment, buy or lease a car, or make an investment is a mix of emotions. You're excited to take that step. You're anxious about how it might impact your finances. That's all to be expected! Tune in to this episode to hear how the Our Two Cents podcast hosts navigate big financial decisions. Want to potentially be featured on an upcoming pocket change episode? Email...

You just graduated college and are probably wondering what the future holds. Maybe you're moving back home or to a new city, starting your first job, or sending in applications. Whatever the case, beginning a new phase of life can bring up a lot of different emotions, but you're not alone. This week, we share what our life looked like after we turned the tassel, trading books and exams for emails...

Grocery shopping can be fun, but it's also a test of your budget. Pro tip: Don't grocery shop hungry. This week's pocket change episode focuses on ways to stay on budget while not compromising on delicious, nutritious meals. KEYS® Online Creating a Budget Module Want to be featured in an upcoming Pocket Change episode? Email ourtwocentspodcast@gmfinancial.com with your question.

Your bank, credit card, investment accounts and more all have their own login, password and app. So, how do you keep it all straight? Tune in as Brooke and Allison go over their financial organization strategies and share what's worked for them. Identity Protection Module KEYS® Online

Internships are a great stepping stone when transitioning into adulthood, putting you in the driver's seat to explore the endless possibilities of your future. Tune in as intern-turned-full-time employee Kris Scott shares his biggest takeaways from testing the waters of corporate life. KEYS® Online Preparing for Graduation Module Want to be featured in an upcoming Pocket Change episode? Email ourt...

It's easy to build a bucket list of dream destinations, but getting there is another story. Whether it's a nearby city or a trip across the world, travel requires a lot of planning. This week, former travel industry professional Frank Rodriguez joins Our Two Cents to unpack how to make the most of traveling without breaking the bank. KEYS® Online Creating a Budget Module

Are you all in on the FIRE lifestyle? This episode is for you! Tune in to hear the second part of our conversation with T. Rowe Price's Lindsay Theodore, a Certified Financial Planner® professional. Confident Conversations on Retirement, a T. Rowe Price podcast  FIRE Lifestyle Module 401(k) Plans Module

Saving for retirement is important, but it can be challenging to know where to start. Tune in to this episode to hear from T. Rowe Price's Lindsay Theodore, a Certified Financial Planner® professional and frequent contributor the Confident Conversations on Retirement™ podcast, to learn more about planning for retirement. Check out Confident Conversations on Retirement, a T. Rowe Price podcast: htt...

Do you live to work, or do you work to live? With only 24 hours in a day, trying to fit everything in can feel like an ongoing challenge. This week, Brooke and Allison talk about avoiding burnout while still finding time for the things that matter most — from fun and fitness to work and home life. KEYS® Online Mindful Living Module

You hear it all the time, but what does "living within your means" actually mean? Kyle and Allison dive into this topic and the ways it applies to their personal finances in the latest episode. KEYS® Online Healthy Financial Habits Module

Buying a home is a big decision and a sometimes complicated process. Tune in as Allison shares her experience as a first-time homebuyer and what she wishes she knew before starting the process. KEYS® Online Buying a Home Course Credit Scores and Reports Module 

Your credit history, health and score are all important every day. However, when you're upgrading your car or buying a home, your credit is that much more important. Tune in to hear how it's used and learn about free resources to learn more about credit. KEYS® Online Credit Scores and Report Module Get your free annual credit report at annualcreditreport.com

Getting a credit card is exciting, but learning how to spend it responsibly takes practice. If you've racked up some debt on a credit card, listen in to hear how our hosts have managed to recover. KEYS® Online Credit Cards Module Debt Management Module 

You have a credit card and can see your credit score, but now you're asking yourself what to do with this information. Tune in as we share how we manage to stay on top of our credit. KEYS® Online Credit Scores and Report Module  

Welcome to season two! In this episode, we introduce a new format that you can get involved with. Pocket change episodes focus on one listener-submitted question and are 15 minutes or less. This week's covers budgeting without having to sacrifice little treats.   Want to submit your question? Email us at  ourtwocentspodcast@gmfinancial.com with the subject line "Pocket Change" to share your questi...

From the dress and flowers to the venue and food, weddings are a huge event to plan. But how do you stay on budget? Tune in as Brooke sits down with professional events specialist and newlywed Bekah Gallagher as they walk through all things wedding planning finances. KEYS®️ Online Creating a Budget Module

A physician can let you know how healthy you are physically. But how do you assess your financial health? Learn what questions to ask yourself and how to keep your finances fit when you tune in to our latest episode. Healthy Financial Habits Module 

Providing solid teaching and real-world strategy is one of the best ways parents can prepare their children for a successful financial future. Tune in as Kyle Shelly shares how he's preparing his teenage daughter for hers. KEYS®️ Online Credit Scores and Reports Module Credit Cards Module    

If you're taking on school, work and trying to have a social life, then you know it's no small feat to balance your budget, considering the costs of tuition, books and a night out. Not to mention you'd like to have a little "fun money" as well to spend. So how do you approach your responsibilities while having a social life, too? Listen to our latest episode with host Brooke Howell and GM Financia...

It's an exciting time when a friend or family member asks you to be part of their wedding celebration. But it can also put a dent in your budget if you're not careful. Learn how to stay on budget when you're in a wedding in our latest episode. Creating a Budget Module KEYS Online