Optimal Finance Daily - Financial Independence and Money Advice

Amanda Kruse of Women Who Money talks about the benefits of being an accredited investor 2300: MONDAY MASTERY - Accredited Investor: The Benefits of Being One by Amanda Kruse The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fal...

Nia Shanks shares how to build a home gym according to your budget and available space.  Episode 2299: How to Build a Home Gym According to Your Budget and Available Space by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Ni...

Joel of 5AM Joel asks a key question: how many toilets do you own? Episode 2298: How Many Toilets Do You Own by Joel of 5AM Joel Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the chal...

Daniella of I Like to Dabble compares credit unions and banks Episode 2297: Credit Unions vs. Banks by Daniella of I Like to Dabble Daniella is a software engineer and sidepreneur who has gone from 0 to 12 income streams in 4 years, paid off over $40k of debt in the process, and moved 2100 miles cross country with her wife Alexandra to live in their dream location.  Prior to that, she was going th...

Kara Copple with I Will Teach You to be Rich teaches you about hedge funds and if you should invest in them Episode 2296: What is a Hedge Fund and Should You Invest in One? by Kara Copple Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, c...

The Neurogym team tells you which phrases to avoid when asking for a raise. This is part 2 of 2. Episode 2295: [Part 2] Avoid These 5 Phrases When Asking For a Raise by the NeuroGym Team NeuroGym applies scientifically-proven methods and technologies for helping people expand their mental and emotional power to reach their fullest potential. Their Mission is to be the leading provider of life tran...

The Neurogym team tells you which phrases to avoid when asking for a raise. This is part 1 of 2. Episode 2294: [Part 1] Avoid These 5 Phrases When Asking For a Raise by the NeuroGym Team NeuroGym applies scientifically-proven methods and technologies for helping people expand their mental and emotional power to reach their fullest potential. Their Mission is to be the leading provider of life tran...

Amanda Brownlow of Hello Brownlow talks about when it pays to spend money to save money Episode 2293: When It Pays to Spend Money to Save Money by Amanda Brownlow Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budgeting and minimizing tricks that she has...

Kalen Bruce of Money Mini Blog teaches you about infinite banking Episode 2292: MONDAY MASTERY - What You Need To Know About Infinite Banking (An Alternative Investment Concept) by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares ev...

Rose Lounsbury reflects on the joy of open space. Episode 2291: The Joy of Open Space by Rose Lounsbury Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets...

FIRECracker of Millennial Revolution insists that renting will make us rich. Episode 2290: Why Renting Will Make You Rich by FIRECracker FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire...

Gordon Stein of Cash Flow Cookbook talks about how to save 45% on gas Episode 2289: How to Save on Gas - An Amazing 45% by Gordon Stein Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affec...

Robert Farrington of The College Investor talks about key value stock fundamentals for screening stocks Episode 2288: Key Value Stock Fundamentals For Screening Stocks by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financ...

Jesse Cramer talks about estate planning Episode 2287: Estate Planning 101 by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet.  Fast forward to...

Kumiko of The Budget Mom shares 4 smart ways to use your tax refund Episode 2286: 4 Smart Ways to Use Your Tax Refund by Kumiko of The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is loc...

Mark Dennis with Financial Finesse asks if you should save for retirement or pay off debt first Episode 2285: Should You Save More For Retirement Or Pay Off Debt First? by Mark Dennis After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a b...

Chris Odegard of The Prolific Investor talks about why debt is required for getting rich Episode 2284: MONDAY MASTERY - Why You Can't Become Rich Without Debt by Chris Odegard Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a n...

Ellen Burgan teaches us how to build a circle of support. Episode 2283: How to Build a Circle of Support For Your Life by Ellen Burgan Ellen Burgan is a midlife woman who loves to have fun, yet has a big appreciation for the art of relaxation. She prefers to live spontaneously and go where the wind blows. If It Brings You Joy is a blog that inspires ideas to make life a little better for yourself...

Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge. Episode 2282: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers...

Jolene Latimer with Student Loan Planner shares 5 signs that now is a good time to refinance your student loans Episode 2281: 5 Signs That Now Is a Good Time to Refinance Your Student Loans by Jolene Latimer Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by cr...

Nick Maggiulli talks about whether or not you should die with no money Episode 2280: Should You Die With Zero? by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to...

Jeff Rose talks about the value of life insurance Episode 2279: Is Life Insurance Really a Good Investment? by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insid...

Andy Hill of Marriage Kids And Money shares the pros and cons of rental properties. This is part 2 of 2. Episode 2278: [Part 2] Rental Properties Pros and Cons by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. I...

Andy Hill of Marriage Kids And Money shares the pros and cons of rental properties. This is part 1 of 2. Episode 2277: [Part 1] Rental Properties Pros and Cons by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. I...

Kathleen Coxwell of NewRetirement talks about preparing for the debt ceiling crisis Episode 2276: MONDAY MASTERY - What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning techno...