Optimal Finance Daily - Financial Independence and Money Advice

Kumiko of The Budget Mom shares 3 tips for paying off debt in collections Episode 2325: 3 Tips for Paying Off Debt in Collections by Kumiko on Debt Reduction Strategies Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. T...

Dr. James M. Dahle of The White Coat Investor tells you what you need to know about laddering CDs Episode 2324: MONDAY MASTERY - What You Need to Know About Laddering CDs by Dr. James M. Dahle The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased informat...

Melani Schweder with No Sidebar shares 5 ways to simplify your diet. Episode 2323: 5 Ways to Simplify Your Diet by Melani Schweder with No Sidebar on Simple Health & Nutrition No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of...

Kali of Making Sense of Cents talks about what to do when being frugal isn't enough. Episode 2322: When Being Frugal Isn't Enough by Kali with Making Sense of Cents on How To Make More Money Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and help...

Suzanne Falter reminds you that you don't need to be famous Episode 2321: You Don’t Need to Be Famous - Really! by Suzanne Falter Suzanne Falter is a speaker and podcaster who helps busy women find happiness through self-care. After losing her 22 year old daughter, Teal, in 2012, Suzanne’s work has evolved to help busy people everywhere learn more about self-care, and living a life grounded in hap...

Cynthia Meyer with Financial Finesse talks about whether or not self-directed IRAs are a good idea Episode 2320: Are Self-Directed IRAs a Good Idea? by Cynthia Meyer After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provi...

Jesse Cramer shares the golden rule of personal finance Episode 2319: The Golden Rule of Personal Finance by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise n...

Dave of Accidental FIRE reminds you that FI is a hall pass for safe reinvention Episode 2318: Financial Independence Is A Hall Pass For Safe Reinvention by Dave of Accidental FIRE Dave reached financial independence and semi-retired in his mid-40's through hard work, smart living, and investing. The Accidental Fire blog chronicles his journey and explores many aspects of personal finance including...

Jeff Rose tells you how to transfer your brokerage account Episode 2317: How to Transfer Your Brokerage Account by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business I...

Josh Arnold with The Prolific Investor talks about why income investors should consider dividend aristocrats Episode 2316: MONDAY MASTERY - Why Income Investors Should Consider Dividend Aristocrats by Josh Arnold Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you...

Michael Mehlberg shares why you don't have to give up important things to get important things done. Episode 2315: You Don't Have to Give Up Important Things to Get Important Things Done by Michael Mehlberg Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog, Modern da Vinci has been called "The Owners Manual to...

Joseph Hogue with Retire Before Dad gives landlords a winning real estate investing strategy. Episode 2314: A Winning Real Estate Investing Strategy For Independent Landlords by Joseph Hogue Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad re...

Nick Maggiulli shares the 7 streams of income to get rich. This is part 2 of 2. Episode 2313: [Part 2] The 7 Streams of Income to Get Rich by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect fr...

Nick Maggiulli shares the 7 streams of income to get rich. This is part 1 of 2. Episode 2312: [Part 1] The 7 Streams of Income to Get Rich by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect fr...

Sarah Von Bargen shares 5 Google Calendar tricks that will help you save money Episode 2311: 5 Google Calendar Tricks That Will Help You Save Money by Sarah Von Bargen Sarah has consulted, strategized, and ghostwritten for hundreds of companies, bloggers, and entrepreneurs. Her clients include fashion labels, authors, life coaches, photographers, restaurants, psychologists, interior designers, and...

Kathleen Coxwell of NewRetirement asks what your retirement manifesto is Episode 2310: What is Your Retirement Manifesto? by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness...

Charlie Brown of Simple and Straightforward insists that you spend money because you're bored Episode 2309: You Spend Money Because You’re Bored by Charlie Brown Simple and Straightforward questions everything we think of as normal. This publication may have its roots in minimalism and simple living, but it goes so much beyond decluttering and living with less. It's about deciphering the complexit...

Christine DiGangi talks about what bills help you build credit Episode 2308: MONDAY MASTERY - What Bills Help Build Your Credit? by Christine DiGangi Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach yo...

Andre Solo with Highly Sensitive Refuge talks nature versus nurture for introverts. Episode 2307: Are You Born an Introvert, or Do You Become One? by Andre Solo Co-founders Jenn Granneman and Andre Sólo's mission is to prove that high sensitivity can be strong. It’s okay to be a highly sensitive person (HSP). In fact, the world could use a little more of what HSPs have. They are the voices of High...

Sam of Financial Samurai analyzes the temptation to cash out of stocks in favor of real estate. Episode 2306: Cashing Out Of Stocks To Buy Real Estate: Analyzing The Temptation by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. Af...

Jen Hayes talks about why student loans are not "good" debt Episode 2305: Why Student Loans are Not “Good” Debt by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, a...

Rob Berger with Get Rich Slowly helps you understand the seven habits of wealth Episode 2304: Understanding the Seven Habits of Wealth by Rob Berger J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By bein...

Len Penzo talks about how to fix your finances and resuscitate your DOA money situation Episode 2303: 6 Ways to Fix Your Finances and Resuscitate Your DOA Money Situation by Mikey Rox Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Fin...

Elsie with Keep Thrifty asks if you've been spending all your money on something free Episode 2302: Have You Been Spending All Your Money on Something Free? by Elsie with Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At...

Jackie Beck helps you save money at the grocery store Episode 2301: 7 Easy Ways to Make the Most of Your Grocery Budget This Month by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been...