Optimal Finance Daily - Financial Independence and Money Advice

Chalene Johnson of The Chalene Show shares some great tips to get motivated again when you are in a workout slump. Episode 2275: In a Workout Slump!? Here are Some Great Tips to Get Motivated Again! by Chalene Johnson Chalene Johnson is a world-renowned motivational speaker with more than 30 years as a health expert. She is a New York Times best-selling author, health and lifestyle expert, and top...

Joshua Becker of Becoming Minimalist shares ten budgeting tips that can help to lower your life's fixed costs. Episode 2274: Budgeting Tips: 10 Ways to Lower Your Life's Fixed Costs by Joshua Becker Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Th...

Dawn Dahlby shares two short posts covering "wellthy" living and the value of accountability Episode 2273: WELLthy Living AND Accountability is the Key to Financial Success by Dawn Dahlby Dawn is a Certified Financial Planner and Wealth Wellness Expert who teaches people how to LIVE WELLthy. She’s also the author of “LIVE WELLthy: Own Your Worth, Grow Your Wealth.”  As a fiduciary with over 20 yea...

Jen Hayes summarizes personal finance in 9 sentences Episode 2272: Personal Finance Summarized in 9 Simple Sentences by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn mo...

Jackie Beck helps you decide what debt to pay off first Episode 2271: What Debt to Pay Off First: A Simple Way to Decide What’s Best by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have be...

Ramit Sethi discusses dollar cost averaging Episode 2270: Dollar Cost Averaging by Ramit Sethi Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing...

Jeremy Jacobson of Go Curry Cracker talks about failing at early retirement Episode 2269: Failing at Early Retirement by Jeremy of Go Curry Cracker Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images....

Kevin of Financial Panther talks about why he will never recommend crypto currency Episode 2268: I Will Never Recommend Crypto by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther...

Cylon George of Spiritual Living for Busy People shares how to cultivate unconditional confidence. Episode 2267: How to Cultivate Unconditional Confidence by Cylon George of Spiritual Living For Busy People Cylon George is a spiritual chaplain, musician, devoted husband, and busy dad of six. He loves listening to people’s stories and helping them gain perspective on life’s opportunities and challe...

Rose Lounsbury gives us a lesson on how minimalists shop. Episode 2266: How Do Minimalists Shop by Rose Lounsbury Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff...

Amy Blacklock and Vicki Cook of Women Who Money talk about whether or not you can make money from tax lien investing Episode 2265: Tax Lien Investing: Can You Make Good Money? by Vicki Cook and Amy Blacklock The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at...

J.D. Roth of Get Rich Slowly talks about the moral implications of spending Episode 2264: What Are the Moral Implications of Spending? by JD Roth J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being t...

ESI of ESI Money talks about the high value of growing your career Episode 2263: The Value of Growing Your Career is Worth Millions More Than I Thought by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and foc...

Jacob Lund Fisker of Early Retirement Extreme teaches you how to avoid career opportunity costs Episode 2262: How to Avoid Career Opportunity Costs by Jacob Lund Fisker Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, whic...

Vicki Robin with Resilient Living discusses the ABCs of wealth. This is part 2 of 2. Episode 2261: [Part 2] ABCs of Wealth by Vicki Robin An important message Laura wants to emphasize for her readers is that leading a rich and resilient life requires more than just a solid financial portfolio. She created Rich and Resilient Living to share resources and inspiration that can foster lasting abundanc...

Vicki Robin with Resilient Living discusses the ABCs of wealth. This is part 1 of 2. Episode 2260: [Part 1] ABCs of Wealth by Vicki Robin An important message Laura wants to emphasize for her readers is that leading a rich and resilient life requires more than just a solid financial portfolio. She created Rich and Resilient Living to share resources and inspiration that can foster lasting abundanc...

Rosalyn Palmer offers crucial information about the loneliness epidemic. Episode 2259: Tackling Loneliness by Rosalyn Palmer Rosalyn Palmer is an Emotional Well being Expert, an Advanced Rapid Transformational (RTT) Hypnotherapist and a Certified Coach. Rosalyn was one of the very first to train in RTT with Marisa Peer and has become one of the most sought-after RTT practitioners worldwide. The or...

Sam of Financial Samurai shares why only the poor or super rich say money can't buy happiness. Episode 2258: Only The Poor or Super Rich Say "Money Can't Buy Happiness" by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all,...

The DebtMD team shares the most common reasons people file for bankruptcy Episode 2257: The Most Common Reasons People File for Bankruptcy by the DebtMD Team With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo F...

J. Money of Budgets Are Sexy shares 9 tips to simplify your finances Episode 2256: 9 Tips to Simplify Your Finances by J. Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging a...

Michael Smith with Financial Finesse shares lessons from a rugby field Episode 2255: Financial Lessons From a Rugby Field by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of...

Daniella of I Like to Dabble talks about healing from financial trauma Episode 2254: What Is Financial Trauma & How To Heal by Daniella of I Like to Dabble Daniella is a software engineer and sidepreneur who has gone from 0 to 12 income streams in 4 years, paid off over $40k of debt in the process, and moved 2100 miles cross country with her wife Alexandra to live in their dream location.  Prior t...

Jesse Cramer talks about having room for error Episode 2253: Room For Error by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet.  Fast forward t...

Robert Farrington of The College Investor talks about the risks and rewards of international bonds Episode 2252: The Risks and Rewards Of International Bonds by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing option...

Steve Kamb of Nerd Fitness shares how growth happens at our limits. Episode 2251: Growth Happens At Our Limits: Embrace it. by Steve Kamb Steve Kamb started exercising back in high school without really knowing what he was doing. Through high school and college, he made every training mistake known to man and got zero results. It wasn’t until he graduated college and learned the right way to train...