Optimal Finance Daily - Financial Independence and Money Advice

David Cain shares how some purchases actually do bring him happiness, even when they are ridiculously expensive. Part 1 of 2. Episode 151: How to Buy Happiness - Part 1 by David Cain of Raptitude (Personal Finance Happiness). David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been h...

A special episode! Dan shares his own, personal story. Episode 150: Shaking the Scarcity Mindset and Shaking Things Up by Dan Warren (Financial Freedom). Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts   Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta discusses how he ended his credit card problems and how he spends money today. Episode 149: How I Ended My Love Affair with the Credit Card (and Why I Use Cash) by Leo Babauta of Zen Habits (Debt). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create...

A book excerpt! Episode 148: It is Only Money and it Grows on Trees (A Book Excerpt) by Cara MacMillan (Financial Freedom). Cara MacMillan is a thought leader in sustainability and financial management. She has the privilege of teaching and learning with courageous individuals who are committed to making a difference for themselves, their world, and future generations. As a thought leader, Cara re...

Steve Pavlina asks what you'd do with 100 times more resources. Episode 147: What Would You Do With 100x More Resources by Steve Pavlina (Portfolio Management). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles...

Joshua Becker of Becoming Minimalist talks about the Diderot Effect--why purchasing leads to more purchasing. Episode 146: Understanding the Diderot Effect (And How to Overcome It) by Joshua Becker of Becoming Minimalist (Minimalism). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, cen...

Ramit Sethi addresses the myth of buying a house being the right next step. Episode 145: The Surprising Myth About Investing in Real Estate by Ramit Sethi of I Will Teach You to be Rich (Retirement Planning). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually...

J. Money of BudgetsAreSexy.com shares how doing just one thing can revolutionize your finances. Episode 144: The Power of Doing Just ONE Thing by J. Money of Budgets Are Sexy (Strategic Financial Planning). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He...

Money Mini Blog's Kalen Bruce shares his perspective on mindset in determining your financial fate. Episode 143: Means or Mindset? Why the Rich are Rich & the Poor are Poor by Kalen Bruce-Money Mini Blog (Investing). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building...

A Mr. Money Mustache case study that shows what we're really capable of if we put our minds toward financial freedom. Episode 142: Reader Case Study - This Guy Doesn't Need My Help by Mr. Money Mustache (FIRE). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in...

It's a Minimalist Monday and we have 2 posts from BeMoreWithLess.com! Episode 141: 5 Simplicity DIYs (You've Been Too Scared to Try) and Give Freely: Mini-Mission by Courtney Carver of Be More With Less. After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out...

Leo Babauta of Zen Habits shares 10 habits to develop for financial stability and success. Episode 140: 10 Habits to Develop for Financial Stability and Success by Leo Babauta of Zen Habits (Improve Your Finances). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, c...

Steve Pavlina explains tithing and if it's a good idea for you. Episode 139: Tithing by Steve Pavlina (Donating & Financial Happiness). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio p...

A snarky post from Ramit Sethi about ridiculous things we spend money on. Episode 138: Things I Hate Spending Money On by Ramit Sethi of I Will Teach You to be Rich (Debt & Financial Freedom). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just...

Kristin Wong shares some of her personal story and why a sense of control is crucial to mastering your finances. Episode 137: If You Want to Master Your Money, a Sense of Control is Crucial by Kristin Wong (Managing Money). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freela...

A guest author on Joshua Becker's site BecomingMinimalist.com shares 11 easy steps to simplify your financial life today. Episode 136: 11 Ways to Simplify Your Financial Life by Bob Lotich with Becoming Minimalist (Frugal Living & Debt). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live,...

J. Money of BudgetsAreSexy.com shares his perspective on giving money to strangers on the street. Episode 135: Do You Give Money to Panhandlers by J. Money of Budgets Are Sexy (Debt free). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He tracked his expen...

Money Mini Blog's Kalen Bruce talks about the basics of retirement. Episode 134: Retirement 101: When and How to Start Contributing to Your Retirement by Kalen Bruce of Money Mini Blog (Retiring). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen share...

Mr. Money Mustache makes a great point about our leisure time. Episode 133: Get Rich With: Profitable Leisure Time by Mr. Money Mustache (Financial Freedom). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicl...

Cait Flanders shares the tools and resources that helped her get out of debt. Episode 132: The Resources That Helped Me Get Out of Debt by Cait Flanders (Saving Money & Money Habits). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stor...

3 short, but essential, essays from The Minimalists. Episode 131: 3 Short Essays on Money from The Minimalists (Financial Happiness). Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They li...

J.D. Roth teams up with Zen Habits and shares the most important money skills to build in a bad economy. This is Part 2 of 2. Episode 130: 10 Essential Money Skills for a Bad Economy - Part 2 by J.D. Roth of Money Boss with Leo Babauta of ZenHabits.net (Cash). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the...

J.D. Roth teams up with Zen Habits and shares the most important money skills to build in a bad economy. This is Part 1 of 2. Episode 129: 10 Essential Money Skills for a Bad Economy - Part 1 by J.D. Roth of Get Rich Slowly with Leo Babauta of Zen Habits (Cash). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing th...

Hear another of Steve Pavlina's takes on passive income. Episode 128: Is It Fair to Earn Passive Income by Steve Pavlina (Financial Freedom & Side Hustles). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and...

Hear Ramit Sethi's take on earning money on the side. Episode 127: You Don't Have to Start Google to Earn Money on the Side by Ramit Sethi of I Will Teach You to be Rich (Side Hustle). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for pers...