Optimal Finance Daily - Financial Independence and Money Advice

Joshua Becker shares how you can start saving money today, even if you think you can't. Episode 176: A Simple Guide to Start Saving Money by Joshua Becker of Becoming Minimalist (Save Thousands). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their...

Leo Babauta of Zen Habits shares his tips on creating your own dream job. This is Part 2 of 2. Episode 175: Can't Find a Dream Job? Create Your Own - Part 2 by Leo Babauta of Zen Habits (Building a Business). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create...

Leo Babauta of Zen Habits shares his tips on creating your own dream job. This is Part 1 of 2. Episode 174: Can't Find a Dream Job? Create Your Own - Part 1 by Leo Babauta of Zen Habits (How to Build a Business). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, cre...

Steve Pavlina talks about making that first dollar from doing things you love, as opposed to working a job you hate. This is Part 2 of 2. Episode 173: How to Earn Your First Love Dollar - Part 2 by Steve Pavlina (Side Hustles). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his...

Steve Pavlina talks about making that first dollar from doing things you love, as opposed to working a job you hate. This is Part 1 of 2. Episode 172: How to Earn Your First Love Dollar - Part 1 by Steve Pavlina (Self Employed Income). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visit...

Courtney Carver of Be More With Less shares the best way to sell your stuff to pay off your debts. Episode 171: Sell Your Stuff to Pay Off Debt by Courtney Carver of Be More With Less (Financial Independence). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figur...

Mr. Money Mustache shares exactly how he tells when it's prime time to invest in the stock market. Episode 170: How to Tell When the Stock Market is on Sale by Mr. Money Mustache (Investing Success). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, th...

J. Money of Budgets Are Sexy shares a super simple tip that he wishes he took advantage of earlier. Episode 169: Tip: Treat Savings as a Bill by J. Money of Budgets Are Sexy (Portfolio Investing & Financial Planning). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses f...

Ramit Sethi shares a big tip on how to save $1,000 in 30 days. Episode 168: Tip #17: Buy Generic for the Stuff You Don't Care About by Ramit Sethi of I Will Teach You to be Rich (Save Money). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just f...

Joshua Becker conducts an interview with Daniel Suelo, who gave up money and lives off the land (Part 2 of 2). Episode 167: The Man Who Quit Money: An Interview with Daniel Suelo - Part 2 by Joshua Becker of Becoming Minimalist (Living Free). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to l...

Joshua Becker conducts an interview with Daniel Suelo, who gave up money and lives off the land. Episode 166: The Man Who Quit Money: An Interview with Daniel Suelo - Part 1 by Joshua Becker of Becoming Minimalist. Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more import...

Money Mini Blog's Kalen Bruce shares 3 (or 4, actually) simple ways to start investing for retirement with little money. Episode 165: 3 Ways to Start Investing for Retirement with $100 or Less by Kalen Bruce of Money Mini Blog (FIRE). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt...

A guest author on Zen Habits discusses how to deal with legal matters in a frugal way. Episode 164: 8 Frugal Tips for Legal Matters by Leo Babauta of Zen Habits (Frugality & Debt). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happ...

Steve Pavlina shares where the best place to spend your money is and how much to spend. Episode 163: The Best Place to Invest Your Money by Steve Pavlina (Portfolio Investing Management). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has writt...

Mr. Money Mustache does a case study on shopping at Costco vs. Safeway and analyzes if Costco is worth it. Episode 162: Is a Costco Membership Worth the Cost by Mr. Money Mustache (Overspending & Debt). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada,...

2 posts from Courtney Carver of Be More With Less: simple steps to kill debt and the story of her cosmetic obsession. Episode 161: 4 Simple Steps to Kill Debt and My Cosmetic Obsession by Courtney Carver of Be More With Less (Minimalism & Money). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow d...

J. Money of BudgetsAreSexy.com takes Jim Rohn's quote to the personal finance level. Episode 160: Are You the Average of Your 5 Friends by J. Money of Budgets Are Sexy (Financial Partners). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He tracked his expe...

Ramit Sethi addresses the new car vs. used car debate. This is Part 2 of 2. Episode 159: Cost vs. Value: Should You Buy a New Car or Used Car - Part 2 by Ramit Sethi of I Will Teach You to be Rich (Auto Insurance). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what act...

Ramit Sethi addresses the new car vs. used car debate. Episode 158: Cost vs. Value: Should You Buy a New Car or Used Car - Part 1 by Ramit Sethi of I Will Teach You to be Rich (Financial Advice). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not ju...

Kristin Wong shares more about the scarcity mindset and how to beat our fear of money. Episode 157: Why We're Afraid of Money and How to Beat the Fear by Kristin Wong (Residual Income). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs increased. She started writ...

A guest couple on Becoming Minimalist shares the exact steps they took to get out of debt. Episode 156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist (Saving Money & Financial Freedom). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuit...

Money Mini Blog's Kalen Bruce talks about the big debate of paying off your home vs. investing the money. Episode 155: Pay Off Your Home or Invest the Money? I Propose a Compromise by Kalen Bruce of Money Mini Blog (Investing). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free a...

Mr. Money Mustache shares the difference between a 15-year and 30-year mortgage and challenges you to refinance. Episode 154: MMM Challenge: Get Yourself a Lower Mortgage Rate by Mr. Money Mustache (Save Money & Debt). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer sc...

Courtney Carver of Be More With Less shares the basics of living with enough money, including a simple how-to. Episode 153: How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less (Financial Happiness). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her...

David Cain shares how some purchases actually do bring him happiness, even when they are ridiculously expensive. Part 2 of 2. Episode 152: How to Buy Happiness - Part 2 by David Cain of Raptitude (Financial Freedom). David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been human soci...