Optimal Finance Daily - Financial Independence and Money Advice

BeMoreWithLess.com's Courtney Carver discusses the myth of ownership. Episode 126: The Myth of Ownership by Courtney Carver of Be More With Less (Debt & Financial Freedom). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in he...

J. Money of BudgetsAreSexy.com shares his favorite financial companies for the year. This is Part 4 of 4. Episode 125: My 6 Favorite Financial Companies This Year - Part 4 by J. Money of Budgets Are Sexy (Investing Strategy). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a pod...

J. Money of BudgetsAreSexy.com shares his favorite financial companies for the year. This is Part 3 of 4. Episode 124: My 6 Favorite Financial Companies This Year - Part 3 by J. Money of Budgets Are Sexy (Investing Strategy). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a pod...

J. Money of BudgetsAreSexy.com shares his favorite financial companies for the year. This is Part 2 of 4. Episode 123: My 6 Favorite Financial Companies This Year - Part 2 by J. Money of Budgets Are Sexy (Investing Tools). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcas...

J. Money of BudgetsAreSexy.com shares his favorite financial companies for the year. Episode 122: My 6 Favorite Financial Companies This Year - Part 1 by J. Money of Budgets Are Sexy (Best Finance Business Tools to Use). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast:...

Joshua Becker walks us through a personal spending plan that is easy, simple, and actually works. Episode 121: A Personal Spending Plan that Actually Works by Joshua Becker of Becoming Minimalist (Overspending & Debt). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more im...

Kristin Wong shares tips on establishing your financial goals, wrapping up her 3-part series on money being a tool, not the goal. Episode 120: Money is a Tool, Not the Goal Part 3 by Kristin Wong of TheWildWong.com (Financial Happiness). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over ti...

Kristin Wong shares ideas to figure out why you want money, plus why you want financial goals. Episode 119: Money is a Tool, Not the Goal Part 2 by Kristin Wong of TheWildWong.com (Financial Freedom). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs increased. S...

Money Mini Blog's Kalen Bruce talks about the debt snowball vs. the debt avalanche as strategies to get out of debt. Episode 118: How to Pay Off Your Debt: The Debt Snowball vs. The Debt Avalanche by Kalen Bruce of Money Mini Blog (Student Loans). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They...

Mr. Money Mustache gives tips on retiring early. This is Part 2 of 2. Episode 117: Making Space for Bad***ity - Part 2 by Mr. Money Mustache (How to Retire Early). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry...

Mr. Money Mustache simulates a conversation that he typically has with the average person about retiring early. Episode 116: Making Space for Bad***ity - Part 1 by Mr. Money Mustache (Financial Freedom). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada...

Hear Steve Pavlina's take on investing as a way to make passive income. Episode 115: Investing by Steve Pavlina (Portfolio Management & Wealth Management). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and r...

Cait Flanders talks about advertising's affect on us. Episode 114: I Make Fun of Marketing, But I'm Not Immune to Advertising by Cait Flanders (Financial Advice). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learn...

Hear Ramit Sethi's take on renting vs. buying. Episode 113: Dumb Dumb Dumb Propaganda to Buy a House by Ramit Sethi of I Will Teach You to be Rich (Should I Buy My Home). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance,...

Leo Babauta of Zen Habits shares why and how to automate your income. This is Part 2 of 2. Episode 112: Automate Your Income to Simplify Your Life - Part 2 by Leo Babauta of Zen Habits (Simple Investing). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create some...

Leo Babauta of Zen Habits shares why and how to automate your income. This is Part 1 of 2. Episode 111: Automate Your Income to Simplify Your Life - Part 1 by Leo Babauta of Zen Habits (Financial Planning). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create so...

Kristin Wong talks about our view of money and why we should think about it as a tool, rather than an end goal. Episode 110: Money is a Tool, Not the Goal by Kristin Wong of TheWildWong.com (Financial Freedom). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs in...

Joshua Becker talks about our obsession with wealth, and the benefits of ridding ourselves of that mindset. Episode 109: Greater Riches Than Wealth by Joshua Becker of Becoming Minimalist (Financial Advice). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pur...

J. Money of BudgetsAreSexy.com admits he isn't perfect with his finances. Episode 108: 12 Ways I Don't Set an Example by J. Money of Budgets Are Sexy (Good Financial Advice). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He tracked his expenses for 3 mont...

Money Mini Blog's Kalen Bruce talks about his budget, but why you might not need one. Episode 107: Why I Budget (And Why You Don't Have To) by Kalen Bruce of Money Mini Blog (Saving Money & Debt). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen share...

BeMoreWithLess.com's Courtney Carver has a simple mission for you, plus her results. Episode 106: Track Your Spending: Mini-Mission and How My Starbucks Addiction Fed a Community from BeMoreWithLess.com. After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out...

Mr. Money Mustache fields a ton of finance and early retirement questions. This is Part 5 of 5. Episode 105: Questions and Answers with the Washington Post - Part 5 by Mr. Money Mustache (Passive Income). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canad...

Mr. Money Mustache fields a ton of finance and early retirement questions. This is Part 4 of 5. Episode 104: Questions and Answers with the Washington Post - Part 4 by Mr. Money Mustache (Financial Freedom). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Ca...

Mr. Money Mustache fields a ton of finance and early retirement questions. This is Part 3 of 5. Episode 103: Questions and Answers with the Washington Post - Part 3 by Mr. Money Mustache (Saving Money & Debt). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in...

Mr. Money Mustache fields a ton of finance and early retirement questions. This is Part 2 of 5. Episode 102: Questions and Answers with the Washington Post - Part 2 by Mr. Money Mustache (Investing Success). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Ca...