One Interesting Thing About Insurance

Robert and Da’Sha talk about their experiences in Panama over Christmas and New Year’s. Robert visits the farmacia to treat skin mites, battles with an Airbnb host over hospitality and fire safety issues, purchases a bottle of Hendrix Amazonia at the PTY duty free shop, and cheats death in a taxi in Playa Banca. Robert’s review of one of their the Panama City airbnbs: https://www...

The enhanced Obamacare subsidies are scheduled to expire at the end of the year, and people are anxious about health insurance. Maybe the real solution isn’t  more  subsidies dumped into a broken system. Instead, maybe it’s  separating the markets : one system built explicitly, transparently, and honestly to cover people who need guaranteed, comprehensive care—funded through taxes and direct subsi...

Robert is in Panama for December 2025. He remarks on the changes in his life over the past several months and how the insurance he needs changes with it. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Robert is joined by Eddie Velez to talk about changes in Medicare plans for 2026. Find Eddie Velez and his services at https://yourcarerep.com/ BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Robert tours the historical sites in Lima, Peru and finds the human remains buried in the catacombs. The costs for people to be buried there were considerable, and they had to pay it without the benefit of modern burial insurance. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The...

Robert is visiting Lima, Peru and becomes the target of a common street scam.  BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that n...

Robert catches up with Da'Sha about a variety of topics including disability income insurance, vaccine mandates for school children, and what to do with his remains if he dies overseas. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect...

Robert is planning a trip to Peru and Panama. He is joined on the podcast by Jonna Hudson, a travel insurance professional, to get recommendations on how he can insure some of the key risks he may face on his trips. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is support...

Robert is joined by Cece Denno, excess and surplus lines insurance market expert. The two talk about the interesting things E&S can cover that admitted carriers do not, the brokers that have special licenses in order to offer these E&S policies, and how some households and businesses may have coverage from a non-admitted carrier and not even realize it. BMFCE: Insurance producers and adjusters can...

Robert talks with Eddie Velez, an insurance professional specializing in Medicare products. He helps seniors find the best program for them, and sometimes, that includes gym memberships paid by the insurer. The next time you see a silver-haired stud pumping iron at L.A. Fitness, he may be taking advantage of his federal benefits. Find Eddie Velez and his services at https://yourcarerep.com/ BMFCE:...

Robert moves out of his apartment and stashes all of his personal property in storage units. As he hits the road to begin the homeless, nomad lifestyle he considers the implications to his insurance coverage.

Robert is joined by Greg Rueter of R+R Insurance Advisors to talk about deductible reimbursement benefits. Rising premiums on homeowners and auto policies have consumers looking for relief. Products that offer deductible reimbursements could be an answer. Click here to view programs discussed on this episode. Enter "BMFCE" in the Producer ID field for a coupon worth $25 off your next CE webinar wi...

Robert is joined by Justin Candau, catastrophic hail adjuster, to talk about paintless dent removal, hail fraud, and the Murder Shell in East St. Louis! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Robert is joined by Lori Gubash, long term care insurance advisor and subject-matter expert. They share stories of relatives that have needed care and how it impacted them personally. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

Robert knows his aging air conditioner could fail any day in the Arizona heat so he purchases a home warranty to protect him from the huge replacement cost. Hopefully, the service offered by the warranty company isn't as big a hassle as his experience twelve years earlier in Illinois. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live...

How did the President of the United States not find out he had cancer sooner? There are plenty of tests that could have identified it, right? What can the rest of us learn from this that we can apply to our own health? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supp...

Robert talks with his son about the possibility of sleeping in his car if he doesn't get assigned a dorm at his college for the upcoming fall semester. Aside from the legal, privacy and health concerns, there are also insurance considerations. The two explore the possibility of medical payments coverage in the event of bodily injury. **Post production note: there is typically an exclusion in the s...

Robert laments Major League Baseball's handling of the rain delay at Wrigley Field on Easter Sunday given the availability of an accurate weather forecast. Given that the weather people seem to be able to predict when the rain starts and stops and how much will fall, it makes it easier to safeguard your property when it is in the path of oncoming weather. If only MLB and the Chicago Cubs would use...

Robert shares his experience with hypnosis as a treatment for insomnia and high blood pressure. Though not covered by major medical insurance, it might be a great deal if it works! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect agai...

Robert is joined by Da'Sha for an update on the phantom speeding ticket Progressive Insurance claims to have on her. They finish up with a story about helping a older friend apply for Social Security Disability benefits. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email your com...

Robert describes how his girlfriend is questioning why AI models keep popping up in his Instagram feed while he is brushing his teeth. It turns out that women aren't even real! What about the ones handling your insurance claim? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email y...

Robert and Da'Sha talk about her experience with Progressive Insurance after they claimed to have received an inaccurate report from LexisNexis. Calls to LexisNexis suggest they have the correct information on the driver report, so what went wrong and why are we paying higher auto insurance premiums? We need listener feedback because this can't be the first time Progressive or other auto insurers...

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email your comments about the show to Robert@bmfce.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Vehicle Repair Plan that never expires with time...

Robert explores the idea of separating wildfire and other disaster perils from homeowners insurance policies. It already is common in Florida and coastal areas to separate wind from homeowners policies. Should we do the same for wildfire? How would property owners insure against wildfire risks if this became common? BMFCE: Insurance producers and adjusters can earn insurance continuing education c...

Robert and Da'Sha talk about their Christmas gifts. If giving or receiving jewelry, is insurance something to consider? Is expensive jewelry covered by a typical renters or homeowners insurance policy, and if not, what else can we do to protect it? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credi...