One Interesting Thing About Insurance

Robert and Da'Sha talk about the public reactions to the murder of Brian Thompson. The frustration with health insurance is not surprising and understandable, but isn't there a better path to improving the system? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email your comments a...

Robert is dissatisfied with the medical insurance options during this open enrollment season and explores alternatives including critical illness insurance. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email your comments about the show to Robert@bmfce.com. The show is supported...

Robert and Da'Sha talk about the risks of playing football with friends and family on Thanksgiving. They also meander through topics like whether acupuncturists are doctors, the problems with finding affordable plans on the healthcare insurance marketplace, and why you shouldn't buy snacks outside the Eiffel Tower. BMFCE: Insurance producers and adjusters can earn insurance continuing education cr...

Robert identifies a moral hazard in his girlfriend's date night behavior. Are you the underwriter or the salesperson in your relationship? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. Email your comments about the show to Robert@bmfce.com. The show is supported by Mercury Protect...

Robert was invited to join his girlfriend's health insurance plan, but they aren't married. Is this even possible? It turns out that in Arizona it's easier to share your health insurance plan than it is to share your Netflix password. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com....

Robert and Da'Sha talk about pet insurance and the practicality of insuring a $1,500 dog against the possibility of a $20,000 cancer diagnosis.  BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto rep...

Robert is joined by Da'Sha to talk about the texts they each receive from unknown phone numbers. These might be attempts at a scam known as "pig butchering." Awareness is the best protection, but there could also be a widely available insurance product to help victims. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No te...

Robert talks through a presidential campaign proposal to make in vitro fertilization (IVF) treatments free for people trying to conceive a child. There's no such thing as a free lunch, so what are the implications to making the IVF treatments a mandated benefit on health insurance or a tax refundable expense to taxpayers? BMFCE: Insurance producers and adjusters can earn insurance continuing educa...

Robert and Da'Sha sign an extension to his apartment lease and two weeks later his landlord pretends like it never happened. Instead, the landlord wants to run background checks and collect application money. This is a violation of Arizona law and common sense and Robert takes it as a personal affront. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listenin...

Robert is joined by Da'Sha and they share stories of workplace sexual harassment, both personal and some things they have witnessed others endure. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto r...

Robert's friend buys a truck before discovering the insurance for the vehicle would cost $480 a month. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect against those pricey unexpected auto repair headaches. Mercury offers a Monthly Ve...

Robert is with his son, Jake, at a family vacation in Mansfield, Ohio. They chat about renting cars, lending their cars to family members and how the cars are insured in each case.  BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. Protect aga...

Robert shares an experience with movers in which he is certain they stole his softball bat. Rather than move again, he and Da'Sha are redecorating his place now that she is living with him. Should they buy the "protection" for their new living room furniture? A past experience with a broken ottoman suggests maybe not, but regardless, there will be no more horseplay allowed in the living room and d...

Robert is back from a trip to Chicago to talk about the intersection of driverless vehicles, pedestrian safety and rising auto insurance premiums. Along the way, a public service announcement about scams at O'Hare airport, an exciting night at Wrigley Field for those that don't have to leave early to beat traffic home and a reminder that maybe your grandma shouldn't be driving anymore. BMFCE: Insu...

Robert and Da'Sha are back from a vacation in Miami and recount their experience at an Airbnb. Da'Sha's IG video post got a lot of attention, so Robert had questions about who sees the video and for how long. He explores the possibility of insurance adjusters and investigators using social media to identify the true condition of insured property, an insured's health and potential insurance fraud....

Robert has a conversation with Da'Sha about how consumer credit history impacts the insurance premiums paid on homeowners, auto and renters insurance. Many insureds with below average credit scores are paying significantly higher than average premiums. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for c...

Da'Sha joins the podcast to talk about her upcoming graduation from dental hygiene school. If something were to happen and she got sick or hurt and couldn't work, what might she do to replace her income? Like many people, she hasn't thought much about it. Robert shares some information about disability insurance and then they debate which of them would drown if he drove their golf cart into the po...

Robert's mother visits the podcast and they talk about how his Camaro got sideswiped the week before. The other driver was at fault, but how will the experience be with the insurance company? BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com. The show is supported by Mercury Protect. P...

Robert invites his son Damon on the podcast to review the taxes taken out of his first paycheck. What are the social security taxes and what do those funds pay for?

A bicycle comes out of nowhere on a dark highway and hits Robert's Chevy Camaro causing significant damage. Robert shares the story with his friend, Justin Candau, a catastrophic claims adjuster. The two go back and forth about how and why cars get totaled, keeping a car after it's been totaled and whether the accident should have been a comprehensive or collision claim. BMFCE: Insurance producers...

Robert shares how his favorite radio station from the 90s introduced him to the band Savatage and their beautiful blending of keyboards and hard rock. He is less enthusiastic about rock operas, musicals or insurance products that blend life insurance with investments or living benefits. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s li...

A Youtube video featuring Steve the Guardrail Guy inspires Robert to share a story of falling asleep while driving home after a Metallica concert on January 31, 1993. He hit several guardrails and caused damage to all four sides of a 1986 Mercury Cougar. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for...

Robert demonstrates how little he remembers about the history of exploration and European economic history, yet still has no reservations about connecting it to current insurance premiums for container ships cruising through the Red Sea in 2024. Also, a new feature on the podcast--"Robert Watches a Movie You Saw Ten Years Ago." This week's film is John Wick! BMFCE: Insurance producers and adjuster...

Robert and Da'Sha share roommate horror stories, talk about the need for renter's insurance when moving in together and why the $400 Christmas tree is covered on his policy while stored in her mother's garage. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert's live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robe...

Robert buys his teenage son a kit so he can assemble his own 1800s-era rifle. They discuss the location of vital arteries, Chinese organ thieves, whether or not your mother-in-law would sue if you shot her in the kneecaps, and gun insurance. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert's live webinars. No test required for credit! BMFC...