On The Money with Jerry and Nick Royer Podcast

Are you paying unnecessary taxes? Our 30th President, Calvin Coolidge, once said..."Collecting more taxes than is absolutely necessary is legalized robbery"! We can't change Washington today and we have little control over the future but we can make sure we are not paying more than we should. This podcast will show you how. We will also be talking about: - What red flags you should...

FOUND from the archives...a lost episode of Jerry & Nick's Interview on the Debbie O'Brien Show.   On the 2-hour broadcast (ok well only about 1 hour and 12 minutes since the other 48 minutes was commercials...you know how it is), they talk about the 16 Financial Resolutions to make for 2019. You should have seen Debbie's pen smoke from all the notes she took. Resources In Today...

Nobody wants to retire broke, busted and disgusted!!! Are you concerned about running out of money during retirement? If so, this weeks podcast was done just for you! We talk about a study done across the country of 1,500 retirees that showed that the #1 concern of pre-retirees and retirees is how to handle their retirement income needs, and not run out of money during retirement. Retirement plann...

"When can I retire?" "If I retire, can I stay retired?" After doing a survey of our radio listeners these were the two biggest questions that ran through their heads. So on this podcast we dive right into this dilemma. You'll find out:  - When can you retire and know if your money will last?  - If your income will be reliable even if you live into your 90's?  - What i...

In this weeks episode of the On The Money Podcast we will be discussing the 6 retirement landmines that can blow up your retirement. One thing we know for sure is the same knowledge that got you to retirement is likely not the same knowledge you need to get you through retirement. In just 16 minutes Jerry and Nick will talk about:  - The risk of having too much money in the market.  - Are bonds re...

In this weeks episode of the On The Money Podcast we will be discussing the financial resolutions to make this year the best one financially. Where to begin and the questions you should be asking.  - When was the last time you reviewed your estate planning and legal documents?  - Are your beneficiaries on your financial accounts and insurance policies correct?  - Why should you include your childr...

New Years Resolutions aren't always about losing weight...we can also make money resolutions. And on this episode we will give you many financial resolutions to help make your retirement solid.  Resources In Today's Episode:  - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546  - Check out our website: Group 10 Financial / - Follow us on Facebook...

Are you retirement ready? Once you get retired, can you stay that way? Unfortunately, just having a 401(k) and collecting Social Security may not cut it for many of us anymore.  So on today's podcast we give you the key questions that you must be asking yourself. You could call it a quick checklist and here are just a few questions to start:  - How many sources of retirement income will you h...

In this weeks episode of the On The Money Podcast we talk about the age-old Battle of the Sexes. Mark literally scoured the information world for an article that talked about who’s more superior, men or women. Then he threw Jerry and Nick a curve ball on how that applies to retirement. A pretty tall order, but after listening to the show you'll discover ways that you can actually become bette...

Do you know how much money you need in retirement? What do you do to help make sure you're ok if the market crashes? ​​When it comes to retirement our investment strategy is meaningless without dependable & reliable income that you can count on in retirement. In this weeks 15-minute Podcast we talk about:​  - How much income will you need in retirement?  - Is there a "magic number&qu...

Building the right lifestyle can mean knowing the options you have so you can stay in your home. This week we talk about the professionals who can help you do just that. We even talk about the most common responses we get about long-term care and the importance of talking with your family so they know your wishes.  Resources In Today's Episode:  - Schedule Your Complimentary On The Money 5-St...

There's no doubt that market volatility has been higher this year versus last year. And while volatility is a normal part of the markets, it doesn't make it any easier when they happen. In this podcast we will talk about: -How to handle market volatility in your retirement plan. -How to determine the amount of risk you can stomach. -How to find investments that are free from market risk....

In this weeks episode of the On The Money Podcast you'll find out how to know if your retirement plan is on track.  - What steps to take to help ensure you're heading down the right path.  - What kind of investor will you be in retirement and what type of investor should you be in retirement?  Resources In Today's Episode:  - Schedule Your Complimentary On The Money 5-Step Retiremen...

In this weeks episode of the On The Money Podcast Jerry and Nick break down your retirement into 3 Key Phases and how to prepare properly for each phase.  You'll also find out:  - Is your retirement ready for what will likely be 20-30 years of unemployment?  - What mistake 7 out of 10 people are making?  - What clues you can learn from other peoples success.  Resources In Today's Episode...

In this weeks episode of the On The Money Podcast you'll find out how to get what is on your bucket list.  - Discover what your Perfect Day looks like and how to enjoy more of them in retirement.  - What are the most popular things to make it to those bucket lists.  - The Pros & Cons of either going with your brain or going with your gut in retirement?  Resources In Today's Episode:...

In just 10 minutes we cover: - Is it smarter to take the monthly pension income or take the lump-sum? - Should you pay off your mortgage before you retire or not? - What is the best option between ETFs and mutual funds?   - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546 - Check out our website: Group 10 Financial / - Follow us on Facebook - Follow us on...

On this episode Jerry and Nick welcome back New York Times Best-Selling Author David Bach!  David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books, including The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s most trust...

In this weeks episode of the On The Money Podcast we will discuss the Financial Red Zone  You'll find out:  - What exactly is the financial red zone?  - What are the biggest errors people make in the financial red zone?  - How does someone fix these problems?  Resources In Today's Episode:  - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.0546  - C...

In this weeks episode of the On The Money Podcast we will discuss the differences between your grandparents retirement and what you face today.  You'll find out:  - Things we can learn from our past that can help us succeed in the future.  - Your grandparents retirement versus today and why the strategies that worked then will simply not work any longer.  - How you can prevent against outlivi...

In this weeks episode of the On The Money Podcast we will discuss Retirement Income...The Old Way vs The New Way  You'll find out:  - Are you using 1980s solutions for today's problems.  - How should you define Diversification.  - What's the 4% Rule for retirement and does it still even work?  Resources In Today's Episode:  - Schedule Your Complimentary On The Money 5-Step Reti...

In this weeks episode of the On The Money Podcast you'll find out what you should do if your income in retirement is just not enough?  You'll find out:  - How income planning is dramatically different now than it was back in 2000 and why you can't use the strategies your parents and grandparents used anymore. - Why the 4% Withdrawal Rule is now plain OBSOLETE! - Why the 60% stock/ 4...

On This Episode Your Questions Are Answered...You'll Discover:   - What retirement goals do other people have for their retirement? - Is it a good idea to Do It Yourself (DIY) when it comes to financial planning? - What are the vital questions you should be asking yourself about your retirement plan?   - Schedule Your Complimentary On The Money 5-Step Retirement Review by calling 1.800.245.05...

In this weeks episode of the On The Money Podcast you'll find out:  - Should you really be trying to compare your investments against the S&P500, the NASDAQ or the Dow Jones Indexes?  - What's the best benchmark for you to follow.  - How to use your personal benchmark to see if you're investments are on track.  Resources In Today's Episode:  - Schedule Your Complimentary On...

In this weeks episode of the On The Money Podcast you'll find out the future of taxes!  Jerry and Nick will be discussing:  - What should you know about the recent tax changes and how can you benefit today.  - How prepared is your current tax strategy.  - What are 4 tax saving strategies you should consider now.  Resources In Today's Episode:  - Schedule Your Complimentary On The Money 5...

In this weeks episode of the On The Money Podcast you'll find out what the biggest financial problems are that people ask Jerry and Nick for help with.  You'll find out:  - How to figure out what your Perfect Day in retirement is and how to get more of them.  - What are the top 8 concerns that most people say plague them in retirement and what you can do to build a plan to put you on the...