On The Money with Jerry and Nick Royer Podcast

A couple walks into our office with over $1.7 million saved for retirement… …and yet they were still terrified to retire. Why? Because nobody had ever shown them where the cracks were hiding. In this powerful episode of the On The Money Podcast, Nick Royer breaks down the dangerous difference between investment planning and actual retirement planning, and why so many successful savers still feel u...

This podcast is the second in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they discuss what you should do with your old 401k.  41% of people, from 2014-2016, cashed out at least part of their 401k when leaving a job, and 85% of those people drained the bal...

This podcast is the first in the series called the Royer/Kennedy Tapes where Nick Royer and Emmy Award Winning TV News Anchor Erin Kennedy will explore everything financial and everything retirement. In this episode, they explore the ins and outs of early retirement planning, answering the pivotal question: "Can I Retire Early?" With advanced tips and advice on maximizing savings, invest...

While the holiday season is upon us, new challenges are hitting your pocketbook beyond having to just buy those presents. There’s inflation that’s gone higher than it has in decades and then there’s also the challenges of getting those gifts due to supply shortages. What’s this all mean to you? What can you do about it? Find that out on this episode! Take the On The Money Checklist Challenge and d...

So many retirees are getting to retirement and they come to find out there are some things happening in their financial life that’s causing them unnecessary problems. Things that are causing their retirements to potentially be “Off-Track”. During this podcast, we go into 5 quick tips to help get you back “On-Track” and confident about your financial future.   Here’s what we talk about: - Where are...

What keeps you up at night? What’s on your mind at 2 in the morning? Well, after doing our radio show for close to 9 years now, we get lots of phone calls from our listeners, and the same 5 questions keep coming up. The same 5 questions that keep people up at 2AM. What are those questions and what can you do about it? FREE GIVE: Take the On The Money Checklist Challenge and discover once and for a...

There’s a lot changing in the world! New government proposals that are circulating the rumor mill could dramatically change the future of retirement. And many people (even celebrities) are making some adjustments that’s getting a little attention.  On this Podcast Jerry and Nick talk about:     - Some new Government proposals that could dramatically change the future of your retirement plan.     -...

It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world.  - Discover how much of an impact inflation has had on just a simple Thanksgiving meal.  - What the real inflation rate is that you should use when planning for retirement.  - How to make sure you...

Elections, pandemics, market volatility, and future uncertainty seems to be the talk of all of the 24/7 news networks. But what does this really mean to you and your money? What plans should you have in place? Jerry and Nick share their outlook and tips on what you can do during this exclusive interview on the Mary Flynn Show.  During this interview you’ll learn about:  What to do if you’ve been l...

What’s on everyone's mind right now? The Elections and how it could affect the economy and your finances. What’s it mean to your pocketbook?    Jerry and Nick bring the stats and the historical point of view with about 100 years of MATH backing it up. They help bring some certainty to an uncertain world.  On this Podcast you’ll discover:  - What we can learn from other elections over the past...

What’s a Robo-Advisor anyway? A good guy or a bad guy? Friend or Foe? Jerry and Nick talk about the pro’s, con’s and strings attached of technology in the financial planning and retirement planning arena.   On this Podcast you’ll discover: The good, bad and ugly of technology handling your money.  What we can learn from movies like 2001 A Space Odyssey, Star Trek and the Terminator.  What technolo...

On this episode, Jerry and Nick talk about the future of taxes in retirement and they provide some pro-tips that are direct from their book Defuse - The 7 Steps To Saving Your 401k from the IRS. On this podcast you’ll discover: - What taxes will likely be in the future and how it could affect your retirement. - The 3 types of tax buckets and which one is the most advantageous for you. - The concep...

On this episode Jerry and Nick talk about the crazy things they’ve seen in 2020 . From t-shirts to cruise ships to dividends being cut out and companies closing down, what’s all of this mean to your pocket book? What can you do about it? On this Podcast you’ll discover: The 5 likely scenarios that could affect your retirement. What could happen to commercial real estate. Will social security run o...

On this episode Jerry and Nick get in their On The Money Time Machine and they go Back To The Future to 1985.   A time when:  Ronald Reagan was President The San Francisco 49ers defeated the Miami Dolphins during Super Bowl XIX The song We Are the World was recorded Legendary basketball coach Bobby Knight throws a chair across the court Boxer Mike Tyson makes his professional debut with a 1st roun...

On this episode, Jerry and Nick talk about the lessons that you can learn from some of the greats like Ben Franklin, Yogi Berra, and Mark Twain. You’ll hear about how some of their wisdom from years past can tie into helping you achieve a solid financial future.   You’ll find out: How your retirement may be more than just the size of your bank account. Where many retirees are inadvertently wasting...

On this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the financial things that you typically can see and the dangerous hidden things you oftentimes can’t see financially. It’s those can’t sees that can derail you and this is what we will talk about on this episode.   You’ll find out: How to identify the CAN’T SEES of your current retirement plan that can act like ter...

On this episode of the On the Money with Jerry and Nick Royer Podcast we talk about the new reality in the ongoing pandemic. With companies going out of business or cutting back just to survive, lay offs and furloughs are skyrocketing and it may be getting worse in the months to come. So how do you survive it? That’s what we talk about this week. You’ll find out:  What companies have filed for ban...

On this episode of the On the Money with Jerry and Nick Royer Podcast we have sent our team to talk with the Man and Woman “On The Street”. What’s concerning them, what’s on their mind from their own mouth. That’s what you’ll find out on this weeks Podcast.    You’ll find out: The limitations on retirement accounts and what you can do about it. What kind of taxes can you expect to pay in retiremen...

The $2 trillion dollar CARES Act is taking affect across America and the checks are starting to hit peoples bank accounts, but what does this really mean for your wallet? That’s what this weeks Podcast is all about.   You’ll discover:  How The Coronavirus Aid, Relief, and Economic Security Act is affecting your finances. What changes have been made to Required Minimum Distributions for 2020? Whose...

Be sure to tune into this special edition of the On the Money with Jerry and Nick Royer Podcast where you’ll hear from an expert from Johns Hopkins about what seniors need to know about the Covid-19 pandemic.   On this podcast, Jerry and Nick are joined by special guest Dr. Alicia Arbaje who will answer your most pressing COVID-19 questions, like: -        Why do the number of COVID-19 cases conti...

During the ongoing Coronavirus crisis, scams are running rampant. They know you’re home, they know you're worried, and new scams are taking advantage. We talk about these scams and how you can protect yourself.    On this Podcast, Jerry, Nick along with their Co-Host Mark Elliott talk about:  - The new IRS stimulus check scam  - How online scammers are targeting vulnerable internet users.  -...

With the country shut down, unemployment on the rise, and the markets acting incredibly volatile, what should you expect, and what should you do? That’s the topic of this podcast with Jerry and Nick Royer, along with their co-host Mark Elliott. We talk about: What is Price Dislocation, and how is it causing the market prices to appear inaccurate? What are the 3 types of market crashes, and which t...

It’s election year and what to expect is on everyone's mind, so Jerry and Nick have gone to their Washington Insider Jeff Bush . He’s from the Washington Update and has a lot of insight into the elections and how it’s going to affect the markets.   We talk about : What he’s learned from being a Washington Insider and a Washington Outsider How the markets may react depending on which democrati...

On this weeks podcast, Jerry and Nick talk about the Coronavirus on the Mary Flynn Show. How’s it affecting the market and should you be worried in the long-term? We talk about: How this compares against other similar situations like SARS, the Swine Flu, and the Zika Virus. How to setup your investments to weather both good and sour markets. Why it’s important to have both Red Money (risk) and Gre...

On this weeks podcast, Jerry and Nick interview Nobel Laureate, American Economist, Best-Selling Author, and Yale Professor Robert Shiller!     We talk with Robert about:  - What the outlook for the economy is.  - His take on how to properly diversify.  - Investments and strategies that retirees should be considering.  - How annuities could possibly fit into a retirement plan. FREE GIVE: https://g...