On The Money with Jerry and Nick Royer Podcast

It’s the holiday season, buying gifts and eating food. On this weeks podcast, Jerry and Nick talk about how much all of this stuff cost back in 1965 when Jerry first entered the financial planning world.  - Discover how much of an impact inflation has had on just a simple Thanksgiving meal.  - What the real inflation rate is that you should use when planning for retirement.  - How to make sure you...

Happy Halloween!!! Jerry and Nick are joined by their co-host Mark Elliott as they play Financial Trick or Treat. They will talk about the types of things that can end up in your financial bag and whether or not these are Tricks to avoid or Treats to enjoy! Enjoy the show! Resources In Today's Episode: - Free Resource Download Page - Schedule Your Complimentary On The Money 5-Step Retirement...

Jerry and Nick are interviewed for their Money Monday Financial Segment on WBZW’s Mary Flynn Show. They talk about the Financial Landmines that can blow up everything you took a lifetime to accumulate. Fortunately, Jerry and Nick have been through this (a few hundred times) and they see the same landmines blowing up retiree after retiree. But the good news is they know how to avoid these things. ...

On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach!  David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books including: The Automatic Millionaire, Smart Women Finish Rich, and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s mo...

Listen to Jerry and Nick's awesome Money Monday Interview on the Pete Paquette Show as they talk about:  - What the inverted yield curve is and does it really mean we are headed towards a recession?  - The biggest fears plaguing most retirees.  - The 3 Love Stinks Money Truths - The 5 reasons you don’t need a financial advisor (and a few reasons why it makes a lot of sense)  FREE GIVE:  #1 On...

On this weeks podcast, Jerry and Nick talk about all of the news lately on the Inverted Yield Curve. What is it? What’s all the noise about? Is it something you should be worried about?     You’ll learn:  - What is the Inverted Yield Curve.  - Why the news and media sources are so concerned about this.   - Why this signal has given many false alarms over the years.  - Why some of the top Economist...

On this weeks podcast, its Part 2 of Jerry and Nick’s podcast on doing that mid-year check up on those financial resolutions you’ve made. We cover the last 9 things you should be checking up on with your money so you can finish well into the end of the year. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https://gro...

On this weeks podcast, Jerry and Nick revisit the financial resolutions we made in January for Part 1 of this two part Podcast. On this show we cover the first 7 things you should be checking up on with your money so you can finish well into the end of the year. FREE GIVE: #1 On The Money Retirement Toolkit…you’ll see the pic and info for this on our company homepage and the link is below… https:/...

Jerry and Nick talk about how to avoid making mistakes when moving your IRAs, 401ks, and 403b accounts. Making a mistake with this can result in potentially thousands of dollars in tax penalties! Not Good!    You’ll learn:  - What mistakes people commonly make when doing a rollover of their IRAs, 401ks, and 403b accounts.  - What the 60-day rollover rule is and why it could devastate your retireme...

On this weeks podcast, Jerry and Nick talk about when you should start planning for retirement and what the 5 phases are too planning for it.    You’ll learn:  - Why it’s not too early to start planning in your 50s.  - Why waiting until the day you retire may not be the best idea.  - Why retiring too soon could put you in a healthcare and Medicare pickle.    FREE GIVE:    #1 On The Money Retiremen...

On this weeks podcast, Jerry and Nick welcome back New York Times Best-Selling Author David Bach!  David has been in the financial industry for nearly 3 decades and is the author of nine best-selling books, including The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich. He’s also been a guest on the Oprah Winfrey show several times and is considered one of America’s mos...

Listen to Jerry and Nick's awesome interview on the Pete Paquette Show as they talk about:  - The 12-Strategies To Generate Income in Retirement - Demystifying the Financial Jargon out there - The 5 Phases To Planning For Retirement FREE GIVE:  On The Money Retirement Toolkit…CLICK HERE Enjoy the show! Resources In Today's Episode: - Free Resource Download Page - Schedule Your Compliment...

On this weeks podcast, Jerry and Nick talk about how to transition from your work life to your retired life. The fact is that retirement is like 20-30 years of unemployment, are you ready to live through that? Are you sure that you can retire and STAY retired?  This podcast also covers:  - The 4-Step Retirement Income Plan - The 3 options available for creating income in retirement. FREE GIVE:  On...

The markets have had a bit of a decline lately and 2019 has had its fair bit of big swings up accompanied by increases in volatility. Jerry and Nick put the current market decline in perspective including what are the 3 downside risks and the 5 positive things happening in the markets right now. They also talk about how this is a great opportunity to create a financial plan that can weather both g...

Jerry & Nick Interviewed on the Debbie O'Brien Show on The Financial Redzone, Diversification and Getting Rid of Obsolete Financial Thinking! - Jerry and Nick talk about the 3 Key Levels of Diversification that people should use when creating their retirement plan. - They talk about the Financial Redzone and how to prepare so you don’t fumble at a time when you can’t afford a Financial Tu...

Jerry and Nick pull some questions from out of the mailbag and tackle the following questions: - What can you do to stay safe and earn better than the measly 1%-2% that the banks are offering? - What accounts should you spend first when you retire? Should it be the ROTH? Should it be the 401k or the IRA? What should be spent first? Jerry and Nick give you the 4-Step Process. - How do I know if I’m...

Topic: In-Service Distributions: Can I Move My 401k Before I Even Retire? - Most Americans have been told the lie that they can’t do anything with their 401ks until they leave their job or retire. If you are over 59 1/2, this may not be the truth at all! - Discover the unique strategy that 64% of Americans with 401ks can use to take control of those accounts and rollover the funds tax-free to anot...

Are People Really Retiring On Cruise Ships??? There’s a growing trend of retirees leaving the workforce, downsizing, and then moving on-board some of the worlds most famous cruise ships. But why are they doing this? Whats this cost? What are the pros and cons of moving on a cruise ship as opposed to staying in your home or moving into an assisted living facility? This new group of trendsetters may...

Do You Have A 5-Star Retirement Plan??  You’ve heard of 5-Star Hotels and 5-Star Restaurants, but can you create a 5-Star Retirement Plan? On this weeks podcast Jerry and Nick talk about the 5 parts to that 5-Star Retirement Plan and how you can score yourself to know if you have a 1-star plan, 3-star plan, or maybe even a 5-star plan. Tune in and then download all of the resources at our Free Res...

There’s captive advisors and independent advisors…does it really matter who you end up working with? Jerry shares his story from around 50 years ago where he learned this lesson the hard way. Does it matter? Well in this weeks podcast you’ll find out why it most likely does. You’ll discover why you should seek out an independent advisor versus a captive one and why you should work with someone who...

On this weeks podcast Jerry and Nick tackle the myths about all sorts of investments out there. They touch on the Myth of the Average Return and why the market rarely hits the average return. They go after the most publicized Buy and Hold strategy and why it's possibly not the best for the future given the fact that we’re 10 years into this rising market. Tune in and then download all of the...

In this week's episode, you’ll find out the lessons Jerry and Nick learned during a recent conference they attended in Nashville. They judged the IARFC National Financial Plan Competition and left with several valuable lessons. One of which is why retirees and pre-retirees should have a K.I.S.S. financial plan. Another takeaway is that studies show asking a lot of questions about your situati...

How can you be sure that you are picking the right financial advisor for you?  Do you know what to ask? We do and that's what this podcast is all about. We will arm you with 11 key questions to ask to make sure you have the right partner helping you with your retirement planning. The truth is that the financial person who gets you to your golden years may not be the right one to get your thro...

There are a few financial ideologies...aka: financial rules...that have been around for years and have been part of the foundation of financial planning. But just like anything, over time even the best rules can be rules no longer. Times change and sometimes rules have to change too.  - Is your financial ideology the best in today's economy? How often should it change? - Everyone is unique &a...

Welcome to class! That's right...you have entered the doors of the On The Money Retirement University and your professors today are Jerry & Nick Royer...and today's class is Medicare 101.  This is probably one of the most important classes you could attend because we will be teaching you the basics and the nuts & bolts of Medicare... - What is Medicare? What does it cover?  - Wha...