No BS With Birchy

In this episode, Nathan breaks down the three biggest things shaking the property market right now. The government's shock SMSF lending ban, what the negative gearing and capital gains changes actually mean for investors, and why Nathan believes interest rates are heading to zero while everyone else is still talking about them going up. 00:00 - Intro 02:00 - The 45-day SMSF lending ban 07:00 - Off...

In this episode, Nathan gets into the difference between old money and new money, why most people who build wealth don't keep it past one generation, and how to actually set your family up so your life's work doesn't get blown by the next generation. 00:00 - Intro: new money vs old money and why Nathan used to have "new money" on his number plate 04:00 - Why building wealth is the easy part. Retai...

In this solo episode, Nathan breaks down why the "great Australian dream" of buying a house on a quarter-acre block is dead, why inflation is the real wealth-transfer mechanism nobody talks about, and the strategies you actually need to get ahead instead of falling further behind. 00:00 - Intro: the myth that owning a house is a basic human right 03:00 - CPI is a lie: how the government keeps chan...

In this episode, Nathan Birch sits down with Sumit from Zinger Finance to unpack real investor stories. From portfolios that have quietly grown into retirement tools, to clients whose property empires literally crashed major bank systems. 00:00 - Intro & welcome 02:30 – Why Nathan is urgently reviewing 20–30 client portfolios right now and what he's finding 04:30 - Real case study: Retired client...

In this episode, Nathan sits down with Adam from Springhill Beef, a first-generation farmer and paddock-to-plate producer from the Hunter Valley, to uncover the hidden truth about what's really in your food. From supermarket labels designed to mislead, to the chemicals pumped into conventional meat, chicken, and produce, this is a conversation that will change the way you look at every meal. Disco...

In this episode, Nathan explores the psychology behind poor investment timing and reveals why most investors buy at market peaks. He shares proven strategies for identifying genuine opportunities and the importance of emotional discipline in building long-term wealth. This is an ep not to miss on your pod playlist this week!   00:00 - Introduction and the Gold Coast buying strategy 02:15 - Real ca...

In this episode, Nathan and Rivan from Zinger Finance discuss real client success stories that prove structure and strategy matter more than circumstances. From self-employed investors to casual truck drivers, discover how the right financial structuring can unlock portfolio growth that seems impossible. Learn why people get stuck at 1-3 properties and how debt collection strategy, equity release,...

In this episode, Nathan shares his honest take on the Australian property market, outlining where he sees risk, where value still exists, and why he is strategically selling selected assets. He also breaks down how investors can recycle equity, strengthen cash flow and reposition their portfolios for the next phase of growth. Is your portfolio still set up for where the market is heading next? You...

In this episode, Nathan sits down with Sumit from Zinger Finance to break down the big question; should you pay off debt or invest? They explore how to strategically manage different types of debt, the importance of understanding your financial position, and why blindly paying off mortgages could cost you hundreds of thousands in lost investment opportunities. Off the back of this week's rate rise...

In this episode, Nathan breaks down the biggest investment lies and misconceptions in the property market today. From the myth that property always goes up to the dangers of following AI data blindly, Nathan reveals what investors need to know to make educated decisions. Discover how to avoid costly mistakes, spot dodgy gurus, and build a solid investment strategy that actually works. 00:00 - Intr...

In this episode, Nathan explores why property is one of the best assets to own during hyperinflation. He breaks down current economic fundamentals, the impact of rising inflation on everyday costs, why existing properties outperform new builds, and his strategy for acquiring 100 properties in 2026. Tune in as he uncovers how debt becomes an asset in hyperinflation and why understanding wealth tran...

In this episode, Nathan sits down with Rivan from Zinger Finance to discuss the critical financial decisions that can make or break your property investment journey. They cover managing bad debt and credit cards, understanding lender selection, accountant relationships, and debt strategy. Tune in to find out what small financial mistakes can actually cost you millions in lost opportunities.   00:0...

In this episode, Nathan explores the psychological factors that impact property investment decisions. Discover how emotions, market cycles, FOMO, and fear influence investor behaviour. He discusses key strategies to overcome analysis paralysis, ego-driven decisions, and external noise. This episode breaks down the mental barriers between success and failure in building a property portfolio. 00:00...

In this episode, Nathan breaks down the orchestrated global agendas shaping our world, from coordinated policy rollouts to supply chain vulnerabilities. He explores the implications of Agenda 2030, rate hikes, EV mandates, and the critical importance of preparing for potential crises. In this ep you'll learn how to use these to your competitive advantage and position yourself financially for whate...

In this episode, Nathan sits down with Rivan from Zinger Finance, to explore practical strategies for building a property portfolio starting with just $50k. Discover how equity harvesting, smart loan structuring and strategic property selection can accelerate your investment journey. They dive into real client success stories and why many of Zinger's clients reach six properties within a year usin...

In this episode, Nathan breaks down the reality of lifestyle creep. How your expenses naturally increase as your income grows. Learn when it's justified and when it's keeping you trapped. From personal stories of owning luxury cars to practical budgeting strategies, Nathan reveals the freedom test to evaluate every financial decision and why delayed gratification during your 20s and 30s could be t...

In this episode, Nathan sits down with Chris, a long-time investor who has built a 14-property portfolio (26 income-producing doors) over 14 years and recently retired in December 2024. Chris shares his incredible journey from dabbling in shares to becoming financially free, the pivotal moments that changed his mindset, and how property investing transformed not just his wealth, but his entire lif...

In this episode, Nathan breaks down the practical strategies for saving your first property deposit. From identifying multiple income sources and creating a realistic budget to managing expenses and getting your partner on board, Nathan shares the exact steps he used to build his portfolio. Whether you're starting from scratch or looking to accelerate your savings, this episode provides actionable...

In this weeks episode, Nathan shares the most common mistakes property investors make when building wealth and acquiring investment properties. Drawing from 23 years of experience and over 20,000 properties purchased for clients, Nathan breaks down critical errors including emotional decision-making, following bad advice, misunderstanding property types, timing the market, and chasing hotspots. Ge...

In episode 3 of our recent mini-series, Nathan unravels the 60-year currency debasement that's robbed Australians of their wealth. From the 1966 currency change to today's hyperinflation, discover how real money has been replaced with worthless fiat currency and why property investment is the ultimate hedge against currency collapse. This is the culmination of a decade of research condensed into o...

In this episode, Nathan dives deep into the warning signs of currency collapse and hyperinflation that are happening right now. From the Iranian Rial's dramatic devaluation to historical examples like the Weimar Republic, Nathan breaks down the stages of currency collapse and what it means for everyday Australians. Tune in as he shares the wins and losses during hyperinflation, the current debt cr...

In part 1 of a 3 part series, Nathan breaks down Australia's recent interest rate rise to 3.85% and why Australia stands alone among major economies in raising rates. From analysing the RBA's data manipulation, global rate trends and the real impact on property investors - the revealing truth? It's not all that bad. Tune in as Nathan also explores how mass migration and government debt are driving...

In this episode, Nathan speaks with Rob, a carpenter who built a 16-property portfolio over 10 years. Starting at 18 with his first house purchase, Rob shares his journey through challenges like off-the-plan mistakes, difficult tenants, and serviceability hurdles. Rob and Nathan dive into the strategies that helped an everyday tradesman achieve financial freedom, while setting up his family's futu...

In this episode, Nathan is joined by Tim McIntyre, Content Director for News.com, to discuss what's happening in the Australian property market as we head into 2026. They explore current value growth across capital cities, the impact of government home guarantee schemes, and how real inflation is affecting property prices and everyday costs. Join Tim and Nathan as they dive into a data-driven mark...

In this episode, Nathan sits down with Sumit from Zinger Finance to answer burning community questions about property investment and finance. From low serviceability solutions to acquiring multiple properties, bad credit options to first home buyer strategies with just $20K! This episode covers real-world tactics and client success stories, an episode full of the answers you're looking for!   00:0...