No BS With Birchy

In this episode, Nathan shares his honest take on the Australian property market, outlining where he sees risk, where value still exists, and why he is strategically selling selected assets. He also breaks down how investors can recycle equity, strengthen cash flow and reposition their portfolios for the next phase of growth. Is your portfolio still set up for where the market is heading next? You...

In this episode, Nathan sits down with Sumit from Zinger Finance to break down the big question; should you pay off debt or invest? They explore how to strategically manage different types of debt, the importance of understanding your financial position, and why blindly paying off mortgages could cost you hundreds of thousands in lost investment opportunities. Off the back of this week's rate rise...

In this episode, Nathan breaks down the biggest investment lies and misconceptions in the property market today. From the myth that property always goes up to the dangers of following AI data blindly, Nathan reveals what investors need to know to make educated decisions. Discover how to avoid costly mistakes, spot dodgy gurus, and build a solid investment strategy that actually works. 00:00 - Intr...

In this episode, Nathan explores why property is one of the best assets to own during hyperinflation. He breaks down current economic fundamentals, the impact of rising inflation on everyday costs, why existing properties outperform new builds, and his strategy for acquiring 100 properties in 2026. Tune in as he uncovers how debt becomes an asset in hyperinflation and why understanding wealth tran...

In this episode, Nathan sits down with Rivan from Zinger Finance to discuss the critical financial decisions that can make or break your property investment journey. They cover managing bad debt and credit cards, understanding lender selection, accountant relationships, and debt strategy. Tune in to find out what small financial mistakes can actually cost you millions in lost opportunities.   00:0...

In this episode, Nathan explores the psychological factors that impact property investment decisions. Discover how emotions, market cycles, FOMO, and fear influence investor behaviour. He discusses key strategies to overcome analysis paralysis, ego-driven decisions, and external noise. This episode breaks down the mental barriers between success and failure in building a property portfolio. 00:00...

In this episode, Nathan breaks down the orchestrated global agendas shaping our world, from coordinated policy rollouts to supply chain vulnerabilities. He explores the implications of Agenda 2030, rate hikes, EV mandates, and the critical importance of preparing for potential crises. In this ep you'll learn how to use these to your competitive advantage and position yourself financially for whate...

In this episode, Nathan sits down with Rivan from Zinger Finance, to explore practical strategies for building a property portfolio starting with just $50k. Discover how equity harvesting, smart loan structuring and strategic property selection can accelerate your investment journey. They dive into real client success stories and why many of Zinger's clients reach six properties within a year usin...

In this episode, Nathan breaks down the reality of lifestyle creep. How your expenses naturally increase as your income grows. Learn when it's justified and when it's keeping you trapped. From personal stories of owning luxury cars to practical budgeting strategies, Nathan reveals the freedom test to evaluate every financial decision and why delayed gratification during your 20s and 30s could be t...

In this episode, Nathan sits down with Chris, a long-time investor who has built a 14-property portfolio (26 income-producing doors) over 14 years and recently retired in December 2024. Chris shares his incredible journey from dabbling in shares to becoming financially free, the pivotal moments that changed his mindset, and how property investing transformed not just his wealth, but his entire lif...

In this episode, Nathan breaks down the practical strategies for saving your first property deposit. From identifying multiple income sources and creating a realistic budget to managing expenses and getting your partner on board, Nathan shares the exact steps he used to build his portfolio. Whether you're starting from scratch or looking to accelerate your savings, this episode provides actionable...

In this weeks episode, Nathan shares the most common mistakes property investors make when building wealth and acquiring investment properties. Drawing from 23 years of experience and over 20,000 properties purchased for clients, Nathan breaks down critical errors including emotional decision-making, following bad advice, misunderstanding property types, timing the market, and chasing hotspots. Ge...

In episode 3 of our recent mini-series, Nathan unravels the 60-year currency debasement that's robbed Australians of their wealth. From the 1966 currency change to today's hyperinflation, discover how real money has been replaced with worthless fiat currency and why property investment is the ultimate hedge against currency collapse. This is the culmination of a decade of research condensed into o...

In this episode, Nathan dives deep into the warning signs of currency collapse and hyperinflation that are happening right now. From the Iranian Rial's dramatic devaluation to historical examples like the Weimar Republic, Nathan breaks down the stages of currency collapse and what it means for everyday Australians. Tune in as he shares the wins and losses during hyperinflation, the current debt cr...

In part 1 of a 3 part series, Nathan breaks down Australia's recent interest rate rise to 3.85% and why Australia stands alone among major economies in raising rates. From analysing the RBA's data manipulation, global rate trends and the real impact on property investors - the revealing truth? It's not all that bad. Tune in as Nathan also explores how mass migration and government debt are driving...

In this episode, Nathan speaks with Rob, a carpenter who built a 16-property portfolio over 10 years. Starting at 18 with his first house purchase, Rob shares his journey through challenges like off-the-plan mistakes, difficult tenants, and serviceability hurdles. Rob and Nathan dive into the strategies that helped an everyday tradesman achieve financial freedom, while setting up his family's futu...

In this episode, Nathan is joined by Tim McIntyre, Content Director for News.com, to discuss what's happening in the Australian property market as we head into 2026. They explore current value growth across capital cities, the impact of government home guarantee schemes, and how real inflation is affecting property prices and everyday costs. Join Tim and Nathan as they dive into a data-driven mark...

In this episode, Nathan sits down with Sumit from Zinger Finance to answer burning community questions about property investment and finance. From low serviceability solutions to acquiring multiple properties, bad credit options to first home buyer strategies with just $20K! This episode covers real-world tactics and client success stories, an episode full of the answers you're looking for!   00:0...

In today's episode, Nathan takes you through the best snippets of 2025! From navigating the tricky world of non-bank lenders to hearing incredible client success stories, this episode is packed with the insights that made the biggest impact this year. Tune in for real conversations about interest rates, property strategies, and the mindset shifts that separate successful investors from the rest. W...

In this audience Q&A episode, Nathan Birch answers community questions sent in about property investment strategies, market conditions, and wealth building approaches. Get Nathan's unfiltered insights and no-BS perspective on navigating today's property market.   00:00 - Introduction 00:29 - Why only in 1950s did house prices start to increase? 06:07 - How do you get 10 in eight months? 09:40 - If...

In this episode, Nathan is joined by Sumit from Zinger Finance to discuss the recent major changes in the lending landscape. They also explore government schemes like Help to Buy, the operational costs of multiple trusts, and practical solutions for navigating the current lending environment. A must-listen for anyone building a property portfolio in today's market. 00:00 - Welcome & introduction 0...

In this episode, Nathan reveals how he gave himself a $200k annual pay rise through a simple rent review across his property portfolio. He shares his journey from using rental increases to fund his first home purchase to now generating nearly $4,000 per week in additional income. Listen in for tips on cash flow, loan restructuring, and the power of compounding after 22 years of property investing....

In this episode, Nathan touches on the realities of what hesitation in property can be costing you. If another year has gone by and you haven't started your property journey, this episode is for you. Listen in as he dives into the most common hesitations and ways to combat them. Is 2026 the year you break free from your own barriers to enter the market? 00:00 Introduction 01:48 - Take an honest lo...

In this episode, Nathan tackles a contested topic of discussion in the property world, buying property with friends. Nathan outlines some of the (little) pros and (many) cons of purchasing with another party and what it can mean for your future. Nathan details some common scenarios and highlights what can go wrong, very quickly. An important episode you'll want on your ilst for the week! 00:00 - I...

In this episode, Nathan shares timely reminders about capitalizing on the end-of-year quiet period in property investing. From getting finance-ready and positioning yourself with agents, to conducting your annual portfolio review and planning for 2026, Nathan reveals why December and January consistently deliver some of the best deals. Tune in and discover how to turn the holiday season into your...