Move iQ Podcast

If you're looking for peace of mind, mortgage protection insurance can give you that reassurance should life take an unexpected turn. In this final episode of our re-mortgage series, Phil breaks down mortgage protection insurance to help you decide if it's right for you. You can access more of Phil's advice for FREE on the Move iQ website Why not  subscribe to receive Phil's monthly newsletters ,...

There are so many different types of mortgages, trying to decipher which one is the most suitable for you can feel like you're entering a maze. The type of mortgage, its length and provider and interest rate can make it difficult to decide if you have a good deal. In this episode, Phil Spencer shares some insight to help make those all-important mortgage decisions. You can access more of Phil's ad...

In our first housing market review of 2023, Phil Spencer is joined by three property experts from different corners of the UK housing market to hear what they're seeing and predicting as we move forwards.  If you're considering buying, selling, renting or simply observing the property market, tune in for how things are looking so far… Our thanks to our panel contributors Nathan Emerson – CEO of Pr...

UK interest rates are a hot topic at the moment and can be difficult to wrap your head around. How could even half a percentage interest rate rise could cost you thousands of pounds over the next couple of years? Find out answers to this and more - Move iQ founder and property pro Phil Spencer shares some examples and advice if you're about to remortgage your home. You can access more of Phil's ad...

There are many reasons why you might re-mortgage. Your fixed term mortgage rate could be coming to an end, or you'd like to add value to your home with renovations and need to raise some money to do this. There's a variety of reasons you might be in the market for a re-mortgage. Phil Spencer shares insight on your re-mortgage options, the next steps and considerations when doing so. You can access...

It's no secret that interest rates in the UK have shot up, pushing mortgage repayments higher than they have been for many years. But how far can we guarantee future mortgage rates? In this first episode of our new home re-mortgage tips series, Phil Spencer shares what factors influence our forever fluctuating mortgage rates and why they're almost impossible to predict. You can access more of Phil...

When buying a house a lockout agreement is something that gives all involved the added reassurance at the early stages of a property transaction, but what is a lockout agreement and how does it work? In this episode, Phil Spencer shares how a lockout agreement could minimise the risk of a sale breaking down. You can access more of Phil's advice for FREE on the Move iQ website You can also read our...

Getting a handle on your money will make university much less of a hassle. As a student you need to make sure you have enough for rent, nights out, food – and the rest. In this episode of 'Move iQ's top tips' founder, Phil Spencer shares advice on how to take the headache out of the process of sharing bills and prevent any tension about who owes what. You can access more of Phil's advice for FREE...

Sometimes it can be difficult to find the right buyer. Online property auctions are a great alternative to the traditional way of selling; faster and more secure.  In this series of 'Move iQ top tips' founder, Phil Spencer shares his guide to selling in an online property auction.  Tune in to learn: What is an online property auction?  How do they differ from traditional auctions? How do online pr...

Is renting in a build-to-rent neighbourhood right for you? Phil Spencer will help you decide, in this latest episode he shares advice and top tips on some of the benefits and drawbacks to help you decide if it is for you. Tune in to learn How build-to-rent renting is different to the private rental sector? The pros and cons The future of build-to-rent renting in the UK More FREE advice on renting...

A common question from private tenants is can landlords increase the rent? While yes, they can, you do have rights, and it's important you're aware of them. Move iQ founder Phil Spencer digs deeper into the ins and outs to answer some FAQs .  You can access more of Phil's advice for renters FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips a...

In this latest episode of our Built To Rent Series, Phil talks to Rory Bremner, Founder and CEO of consumer review platform HomeViews on how to find and review a build-to-rent neighbourhood before deciding to move in. Tune in to learn How to compare build-to-rent (BTR) developments The current demographic of tenants in BTR How to use HomeViews as a discovery tool More FREE advice on renting a home...

What should you consider when renting in a build-to-rent development? In this latest episode, Phil Spencer shares advice on some important considerations when exploring the option of renting a build to rent an apartment. Tune in to learn Things to Consider The do's and dont's Furnished or un-furnished? More FREE advice on renting a home on the Move iQ website You can also sign-up and download our...

In this episode this latest episode of our Build-to-Rent (BTR) Series, Phil Spencer looks at the characteristics of build-to-rent neighbourhoods and their increasing popularity with UK renters. Tune in to learn Who lives in build-to-rent neighbourhoods Build-to-rent residents Build to rent as a way of life More FREE advice on renting a home on the Move iQ website You can also sign-up and download...

In this latest of our People in Property series, Phil chats to a panel of experts about a project they are all involved in that is making location data digital. Why's this important? Because it will in turn help speed up the home-buying process! Tune in for: HM Land Registry's role in the property market How the property industry is involved in this project HM Land Registry data improvement Why th...

In this latest episode of our Built-to-Rent Series, Phil takes a look at the neighbourhoods these apartments sit within. What makes them stand out and differentiates them from more conventional rental properties? And what you as a renter can expect in terms of support, facilities, and amenities as a tenant. Tune in for: A build-to-rent overview The facilities you can expect from a build-to-rent de...

In this latest series of the Move iQ Podcast, Phil Spencer takes a look at build-to-rent neighbourhoods, what they are and why are they increasingly popular with renters in the UK. If you're looking for a more community feel to where you live, with top-of-the-range facilities or all-inclusive rent packages, then an apartment in a build-to-rent neighbourhood could be for you. Tune in to learn: What...

In this latest of our housing market updates, Phil Spencer takes a look at local housing markets with a panel of industry experts from across the UK. They share insight into their respective regions and how the housing market is changing. Tune in for: Market predictions – crash or not? Stamp duty and interest rates Wait and see approach for homebuyers Tips to navigate tricky waters Impact on first...

In this final episode of our move home like a pro series, Phil is joined by Omar from AnyVan to discuss what happens on moving day and the things you can do to make the day go as smooth and easy as possible. You won't want to miss this one. Tune in to learn:  What to do if your removals team are late? How to track your driver How to manage parking arrangements Key considerations  How to prepare yo...

In this episode, Phil is joined by Haydn from AnyVan. The two discuss some tips and hacks for moving house to ensure the transition to your new property is as smooth as possible. Tune in to learn: Why use a removal company can save you time and money How to move larger items Packing top tips The importance of decluttering How to take the stress out of moving Packing hacks demo Tune into the video...

We are without a doubt in a changing housing market. In this podcast Move iQ founder, Phil Spencer talks to Henry Pryor an experienced buying agent and property commentator. The pair discuss how home buyers are finding and responding to the current housing market.  Tune in for: What a buying agent is advising homebuying clients Advice for first-time buyers  Mortgage rates and house prices How the...

In this episode of our 'how to move home like a pro' series Phil is joined by Hannah from AnyVan. The two discuss the common mistakes when moving home and what you can do in advance to avoid them from happening. Tune in to learn:  The importance of listing your items How to work out the cost of moving boxes What to do when delays happen The optimum time to book your removals Why planning is essent...

In this episode of our move home like a pro series, Phil discusses what you should do before you move home with Evan from AnyVan. Phil and Evan answer questions like: how do you decide how much stuff you need to move, how big of a van do I need for my move? And how many moving boxes are needed? Tune in to also hear: About AnyVan's video survey How to work out how many boxes you need What to do wit...

A lot has happened since the government's mini-budget was announced. Re-joining Phil for this interim housing market update is Nathan Emerson, CEO of Propertymark. The pair discuss how the local housing market is responding since they last met in September.  Breaking down what has happened and what it could mean for the future.  Tune in to hear: The housing markets reaction to the 'mini-budget'  T...

If you're moving home, then decluttering is an essential first step.  In this second episode of our move home like a pro series, Phil discusses how to tackle the decluttering process head-on with Marc from moving experts AnyVan. Being thorough is key, as you'll not only save yourself the hassle of bringing things you don't need to your new home, but it will also save you money on the removals bill...