Move iQ Podcast

In episode three of the no-nonsense guide to buying a home series, Phil shares his essential tips on how to kick off your property search the right way.  From pinpointing exactly what you need (not just what you want), to the importance of a Move iQ Property Report and how to digest the information to help decide if the house is right for you. Tune in for Where to find listed properties  Always st...

In episode two of the no-nonsense guide to buying a home series, Phil guides you through how to save for a house. From the ins and outs of a Lifetime ISA to understanding fixed-rate savings, this episode will give you the confidence to grow small savings into a mortgage-worthy deposit. Tune in for How much should you save? Why to create a savings plan Utilising government schemes Get your free eBo...

Welcome to the first episode in our brand-new series, "No-Nonsense Guide to Buying a Home." In this series, Phil walks you through the journey of house hunting, from early preparation in this episode to mortgage options, all the way to completion and finally getting your keys. Tune in for Things to do before you start  Know your budget and its impact The right mortgage option for you Get your free...

In this episode Phil Spencer explains the rules letting agents in the UK are required to follow. This will help you know what to look for if you're renting in the UK to give you the confidence and reassurance that you're dealing with the right agent. Tune in for Duty of care to tenants  Tenancy deposit scheme What does a Propertymark member mean? For more on this topic click here You can access mo...

Phil talks about whose responsibility it is to rectify mould in a rental property, what should you do if it appears and what you can do to prevent it from returning in the future. Tune in for What is mould & where can it be found? Who is responsible for mould in rental property Who to tell about mould You can access more of Phil's advice for FREE on the  Move iQ website Why not  subscribe to recei...

Phil covers the pros and cons of buying vs. renting, navigating the complexities of mortgages, and breaking down what changes in the housing market mean for you and how your personal circumstances play a pivotal role in this decision. Tune in for The freedom of renting General "Pro's" regardless of the market Always check your local market You can access more of Phil's advice for FREE on the  Move...

Phil discusses estate agent reviews and how you can gauge an agent's local knowledge, professionalism, and responsiveness from what is mentioned in the reviews. Phil shares his tips on how to interpret reviews, key questions to ask, and the importance of a Propertymark agent. Tune in for Where you can find estate agent reviews What to look out for when reading reviews The significance of being a P...

Phil explains the term 'under offer' on a property, what to expect during that stage of the home buying process and what you need to know to navigate this crucial part of the buying and selling process. Tune in for When is a property 'under offer'? What is the process from a buyers perspective? When does the transaction become legally binding? You can access more of Phil's advice for FREE on the ...

In this episode, Phil shares his insight into adding someone to your mortgage, your options, and some of the implications that could arise from it. Tune in for How to know if you're eligible and how to add someone Adding the applicant as a guarantor What are the implications You can access more of Phil's advice for FREE on the  Move iQ website Why not  subscribe to receive Phil's monthly newslette...

In this episode, Phil explores the pros and cons of buying a home with a mate. From the benefits of bill-splitting to how you can protect yourself, your investment, and your relationship in case life throws a curveball at you. Tune in for Negatives & pressures of co-ownership Different types of mortgage & options Protecting your investment You can access more of Phil's advice for FREE on the  Move...

In this episode, Phil shares five quick tips on selling in a difficult market. From perfecting your property's presentation, to your collaboration with your agent and what tactics to potentially avoid, all designed to help increase the chances of receiving an offer you're happy with. Tune in for Benefits of home styling Beware of offering incentives The market is more resilient than expected Get a...

It's time we explore the data behind the headlines. In our latest people-in-property interview Move iQ founder Phil Spencer talks to Sandra Jones, Managing Director at Dataloft. Dataloft have been tracking housing market data from different indices across the UK for over a decade so what can we learn from it? Tune in to hear: How far prices predicted to fall in next 12-months. Early signals on hou...

In this episode, Phil offers his insight on why a property might struggle to get offers or occasionally, viewings. From understanding a property's true value to sprucing it up for viewer visits, choosing the right agent and how to play your part in the process are all factors to consider.  Tune in for The response to how the house is marketed Knowing if the price might not be right How to be accom...

In this sixth and final episode of our informed homebuyer series, Phil offers his advice on how to justify your offer on a house with facts to back up your offer from a Move iQ Property Report. Providing top tips on negotiation techniques, confidence in your research, and understanding the seller's perspective. Give yourself confidence in your home purchase, Tune in for Where to find info to back...

In this fifth episode of our informed homebuyer series, Phil highlights the intricacies of the home-buying process that often catch buyers off guard. Be it unforeseen costs, property details, or legal considerations. There is a variety of factors that can sour what is a good deal at face value. Don't get caught out with a late, unexpected bump in the road, Tune in for Finding out the property is o...

In this fourth episode of our informed homebuyer series, Phil breaks down the complexities of property valuation, explaining the dynamics of location, local market trends, and other essentials that determine if you're getting a fair deal. Don't get caught out but not doing your research, Tune in for How research can help justify the price Information to haggle Gain confidence in the property value...

In this third episode of our informed homebuyer series, Phil Spencer details the crucial role early planning permission research plays in the home-buying process, with practical examples and handy tips. Don't get caught out but not doing your research, Tune in for The importance of knowing the planning potential How to use your findings Do this research as early as possible Get a  Move iQ Property...

In this second episode of our informed homebuyer series, Phil Spencer breaks down the key data that will help you determine if a property is a good fit for your needs and lifestyle. From the property's location to its local schools and crime rates, plus a whole lot more. Tune in for The data you NEED to know Why this information is vital Importance of upfront information Get a  Move iQ Property Re...

In this first episode of our informed homebuyer series, Phil underlines the crucial role of upfront information when buying a house.  Do you know what data you should have, when you should have it, and how to use it? Navigating the complexities of purchasing property is no easy feat. We typically view between 5 to 6 properties and with each comes a sea of information that needs to be researched an...

With any profession, things do sometimes go wrong, it might make you wonder how to complain about an estate agent? The majority of estate agents are excellent at their job but the odd few give them a bad rap in the uk. In this episode, Phil Spencer shares what can you do if you're not happy with your estate agent's performance? You can access more of Phil's advice for FREE on the  Move iQ website...

What is the impact of Landlords selling up in 2023? In this latest of our people in property series Phil Spencer is joined by landlord & co-founder of propertytribes.com, Vanessa Warwick, and Timothy Douglas, Head of Policy & Campaigns at Propertymark. The three discuss the current state of the private rental sector (PRS) and what impact landlords selling up is having on the housing market and UK...

In the latest of our build-to-rent and 'People in Property' series, Phil learns more about build-to-rent communities in the UK and the role they play in our housing market. Joined by Brendan Geraghty, CEO of the UKAA, the membership organisation for the build-to-rent sector, the pair discuss this relatively new industry in the UK residential property sector. Tune in to learn more about: What diffe...

Improving your property's energy performance is a win-win. Not only will it benefit you with lower energy bills, but you'll also be reducing your carbon emissions and impact on the environment. But have you ever considered, where does your house lose energy? In this episode, Phil Spencer talks to Resi CEO, Alex Depledge about how to improve your homes energy performance alongside a range of topics...

Estate agents aren't always held in the best light, but they play a vital role in every aspect of the property sale. So, what does an estate agent do exactly? They don't just advertise property for sale, they also hold things together for a seller, throughout the conveyancing process. In this episode, Phil Spencer has everything you need to know about the role of your estate agent. You can access...

Phil Spencer catches up with Sam Amidi, Head of Mortgage Sales at our recommended mortgage advisers to find out what's happening with mortgages, what products are available, what's not and some suggestions moving forwards. Recorded on 24/03/2023. Tune in for: Advice for borrowers Your rate change options Different types of mortgages Swap rates and how they work First-time buyer deposits Options, i...