Phil Spencer: UK Property Expert
Move iQ Podcast
Phil Spencer is one of the UK's leading property experts,with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
Author
Phil Spencer: UK Property Expert
Category
Podcast website
Latest episode
Jul 8, 2026
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Episodes
Have These Interior Design Trends Aged Badly? 08.07.2026 26:26
Panelling, colour drenching, fake grass, and words on walls... which home trends have stood the test of time, and which ones have aged like milk? In this episode, Lexie and Sara discuss which home design trends seemed like a brilliant idea at the time but didn't quite work out in the long run. From the grey everything era to crushed velvet and open shelving, they give their opinion on what's hot,...
Inside the UK Property Market in 2026 01.07.2026 16:27
What's really happening in the property market right now? And what do the experts on the ground actually think? In this episode, we’re at the Propertymark One Conference in London to speak with estate and letting agents from across the country. We heard real world insights on everything from the Renters' Rights Act to rental demand, seller expectations, and the first time buyer market. We’re cover...
DIY vs Professional Help: The Honest Truth 24.06.2026 20:57
Thinking of tackling that home project yourself? Or should you get help from a professional? In this episode of the Move iQ Podcast, Lexie and Sara discuss the honest truth about DIY, laying out the skills needed to actually pull off home improvements, why people choose to DIY in the first place (spoiler: it's not only about saving money), and when it makes sense to roll up your sleeves versus whe...
Could Your Home Reach Zero Bills? 17.06.2026 7:22
Feeling overwhelmed by retrofit? You're not alone. But what if confidence, not confusion, was the starting point? In this final episode of the retrofit series, Phil Spencer and Daniel Kittow from Vibrant Energy Matters bring everything together - showing how homeowners can move from uncertainty to clarity, one step at a time. They discuss the human side of home energy upgrades and how it's not jus...
Future-Proof Your Home and Save Money 10.06.2026 9:07
Does retrofit actually pay for itself, or is it just another expensive home upgrade? Is it possible to future-proof your home and save money? In this episode, Phil Spencer is joined once more by Daniel Kittow from Vibrant to tackle the money question: is retrofit worth it financially, and how do you make the numbers work in your favour? They explore the real returns on energy upgrades, why retrofi...
Which Home Energy Upgrades Are Worth It? 03.06.2026 15:39
Heat pumps, solar panels, and smart tech – are they the future of home energy, or just an expensive headache? In this episode, Phil Spencer is joined again by David Sanders from Vibrant Energy Matters to discuss what upgrades are available to make your home more energy efficient. They explore whether heat pumps and solar panels are right for every home, how the technology has evolved, and why gett...
Why Do Millions of UK Homes Need Improving? 27.05.2026 12:19
In this latest episode of our retrofit series, Phil and David from Vibrant Energy Matters look at why millions of UK homes need improving, what “smarter” retrofit guidance could look like for homeowners, and why a one-size-fits-all approach doesn’t work. They discuss the VESA Report that Vibrant provides and how better, whole-home advice can help people move forward with confidence. What would mak...
What’s Really Happening With Mortgage Rates in 2026? 22.05.2026 14:03
Worried about what global uncertainty means for your mortgage? You're not alone. In this episode, Phil Spencer sits down virtually with Charlotte from Skipton Building Society to talk through what's really driving mortgage rates right now, how global events are affecting the UK housing market, and what it all means for anyone trying to buy or remortgage in 2026. They discuss the impact of oil pric...
EPCs Explained: Useful Tool or Tick-Box Exercise? 20.05.2026 12:15
Energy Performance Certificates (EPCs) are everywhere - but do they actually help homeowners make decisions? Alongside expert insight from David Sanders from Vibrant Energy Matters, Phil Spencer breaks down what EPC ratings are meant to do, why they often fall short, and why so many homeowners find them confusing or frustrating. They explore how EPCs fit into the retrofit conversation, what factor...
Making Your Home Cheaper to Run 13.05.2026 9:14
Want to lower your energy bills but don't know where to start? In this first episode of our new retrofit series, Phil Spencer sits down with Daniel from Vibrant Energy Matters to answer the question everyone's asking: what actually is retrofit, and why does it matter to you as a homeowner? They break down what it really means to make your home energy efficient (spoiler: it's not about ripping your...
The Common Mistakes Home Movers Make 06.05.2026 34:13
Looking for a new home? Don't let emotion cloud your judgment! In this episode, Sara and Lexie discuss the most common mistakes home movers make, from falling head over heels at first viewing to overlooking the practical details that really matter. Whether you're a first time buyer or a seasoned mover, this episode is packed with honest insights and real life stories to help you avoid costly error...
What Actually Adds Value to Your Home …and What’s a Waste? 29.04.2026 30:00
Everyone says “just do the kitchen”… but is that really what adds value to your home? In this episode, we’re cutting through the home renovation myths to look at what actually makes a difference - and what could end up being a waste of money. Lexie and Sara walk you through understanding the difference between adding value to your life vs your sale price, look at where different budgets work harde...
When Property Sales Don't Go to Plan 22.04.2026 6:37
Property sales don’t always go exactly to plan; from gazumping and delays due to collapsed property chains, there are a number of common pitfalls that can disrupt a move. In this final episode of our conveyancing series with Napthens Solicitors, we’re answering your questions about the whole legal process, finding out about issues listeners have faced, and sharing practical advice on how buyers an...
How to Protect Your Property Purchase 15.04.2026 11:26
Buying or selling a home can already feel stressful, but a few common problems during the conveyancing process can quickly throw a move off track. Today Phil and Sarah from Napthens Solicitors are discussing how to protect your property purchase, exploring some of the most common pitfalls that buyers and sellers encounter, from gazumping and delays to collapsed property chains. Understanding these...
How to Get Support with Your Mortgage 10.04.2026 7:46
In the final episode of our mortgage series, Phil discusses with Emma from Skipton Building Society about how to get support with your mortgage. If you’re struggling with mortgage payments or feeling the pressure of rising household costs, this conversation offers practical guidance on what to do next. If you are worried about your mortgage payments, acting early is crucial. Speaking to your lende...
Exchange to Completion- The Final Stages of a Property Sale 08.04.2026 10:20
The final stages of buying a home can feel like the most exciting (and sometimes the most nerve-wracking!) part of the entire process. But what actually happens between exchange of contracts and completion day? In this episode of our conveyancing series with Napthens Solicitors, Phil and Sarah walk through the final steps that take you from legally committing to the purchase all the way to picking...
Getting to Grips with Your Mortgage 03.04.2026 7:11
Phil sits down with Simon from Skipton Building Society to help you get to grips with understanding your mortgage. From understanding your monthly payments to making sense of your annual statement, this conversation aims to help you feel more confident about what you’re paying and why. Understanding how your mortgage works can help you make smarter decisions, whether that’s overpaying, reviewing y...
Property Market Shift: Sales vs Rentals in 2026 So Far 02.04.2026 13:58
The Move iQ Podcast hits the road once more and today we are at the Propertymark conference in Exeter. We speak to agents on the ground about what’s Really happening in today’s property market, from shifting rental demand to the biggest mistakes sellers are still making in 2026. Expect honest insights, practical tips, and expert opinions that could change how you approach your next move. 00:00 Int...
Legal Fees Explained: The Real Cost of Buying or Selling a House 01.04.2026 8:53
Buying or selling a home involves more than just the purchase price. From legal fees to searches, Land Registry costs and Stamp Duty, understanding the true cost of conveyancing is key to planning your budget and avoiding surprises. In this episode of our conveyancing series with Napthens Solicitors, we take a closer look at the money side of the moving process. Whether you're a first-time buyer o...
Product Transfers Explained: What to Do When Your Fixed Rate Ends 27.03.2026 5:29
Phil is joined by Emma from Skipton Building Society to explain product transfers and what to do when your fixed rate mortgage deal ends. If you’re unsure whether to switch lenders or stay put, this conversation focuses on the option of moving onto a new deal with your existing lender. When your deal comes to an end, you don’t have to accept your lender’s reversionary rate. A product transfer allo...
The Legal Checks That Protect Your Property Purchase 25.03.2026 16:29
Buying a home involves far more than just agreeing a price. Behind the scenes, your solicitor carries out a series of legal checks and property searches designed to protect both you and your purchase. In this episode of our conveyancing series with Napthens Solicitors, we break down what these checks actually involve and why they’re a crucial part of the home-buying process. Whether you’re a first...
Insider Secrets to Buying a Home 23.03.2026 33:19
What exactly does a buying agent or property finder do? In this episode, Phil Spencer hosts a panel discusssion with David, Jennifer and Danny, from Garrington Property Finders to explore the role of buying agents/property finders in the UK and how they support people through the property buying process. They discuss how buying agents help buyers identify the right properties, access opportunities...
Your Guide to Porting a Mortgage 20.03.2026 6:57
This episode is a guide to porting your mortgage. Phil is joined by Simon from @SkiptonBuildingSociety to unpack the ins and outs of the process, so if you’re planning a move but keen to keep your current mortgage deal, this conversation explains what porting actually means and how it works in practice. Porting a mortgage allows you to transfer your existing deal to a new property, but it’s not au...
Keep Your Property Sale Moving Smoothly 18.03.2026 16:34
Today we’re discussing how to keep your property sale moving smoothly- and what the legal timeline actually entails. From offer accepted to completion can often take months, and Phil and Sarah from Napthens Solicitors are here to explain what’s actually going on during that time. If you’re buying or selling soon, follow along this series as we guide you through the conveyancing process. We have po...
What Property Market Shifts are we Seeing in 2026? 17.03.2026 23:41
In this episode, Phil Spencer is joined by Nathan Emerson, CEO of Propertymark, for the latest UK property market update and what shifts we are seeing in 2026. They discuss what’s really happening across the property market as we head into spring 2026, including trends and current affairs affecting buyers, sellers and renters, and what estate agents are seeing on the ground across the country. If...
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