More for Your Money

This episode features John, Greg, and Todd discussing market dynamics, comparing growth versus value stocks and high P/E ratios. They examine small company stocks as a bargain, noting their historical outperformance post-bear markets and how Sarbanes-Oxley impacted IPOs. The team also clarifies market mechanics like bid/ask prices and limit orders, emphasizing their agile, value-based approach to...

This episode of "More for Your Money" features John Berkley and Krista Berkley, who share generational insights and practical financial wisdom. They discuss market trends, the impact of their previous show on global poverty, and their passion for educating young people on financial fundamentals like compounding capital and avoiding debt. The hosts also explain their unique family business model an...

This motivational episode features Edmund Halibi, owner of The Italian House, sharing his extraordinary journey from extreme poverty in Liberia to success in the U.S.. Contrasting Liberia's political instability and lack of basic necessities with America's "bag full of tools" and free market opportunities, Edmund emphasizes hard work, saving, and investing. The discussion highlights the importance...

This episode recaps current market records across major indexes like the Dow and S&P, highlighting recent surges and new highs. John and Sheena delve into the "perplexing" challenge of determining price versus value in investing, examining historical price-to-earnings multiples. Plus, gain insights from FedEx founder Fred Smith's economic views on free enterprise versus government control and...

This episode of "More for Your Money" features John Berkley, Greg, and Todd discussing market performance, historically high price-earnings multiples, and AI's influence on growth. Topics include "financial repression," structural inflation, income inequality, and contrarian economic views. Uncommon Cents Investing shares their approach of disciplined, long-term value investing in individual stock...

Join John Berkley and Attorney Mike Vogel for an insightful estate planning discussion. Attorney Vogel clarifies federal gift tax (Form 709), including annual exclusions and lifetime exemptions. He also navigates irrevocable trusts, highlighting their overusage and significant disadvantages in Medicaid planning, such as loss of asset control and facility acceptance issues. The episode emphasizes f...

John Berkley and Krista Berkley discuss the next chapter after graduation. They share advice on developing strong financial behaviors, including setting goals, creating budgets, building emergency funds, and investing early. John also critically examines the true cost of education and the time value of money. Special Guest: Krista Berkley.

This episode of More for Your Money features John Berkley and Sheena Hanson discussing market performance and client situations. Topics include navigating complex estate planning and long-term care insurance, considering self-insurance for auto/home, decisions about exiting the market, understanding bond types, and Social Security strategies. They emphasize effective communication and leveraging r...

On this Memorial Day edition of More for Your Money, join John Berkley and guests for a market review, discussing trends, debt, interest rates, and the housing market. The episode also features impactful, patriotic stories shared for the holiday weekend, alongside insights on personal finance decisions like home buying versus retirement savings. Special Guests: Greg Snyder and Todd Berkley.

John Berkley walks through history. Explore the evolution of federal taxation since 1913 and the growth of government spending. Discover how the investment landscape has transformed over time, discussing changes in investment opportunities and products like IRAs, 401ks, Roths, indexing, and the impact of regulations and industry practices.

This episode explores leverage and margin debt in investing. Learn how it works, its significant risks (like margin calls), potential rewards, and tax implications. John explains Uncommon Cents Investing's approach, using margin only for select clients who can afford the risk and understand they could take a loss.

This episode details the comprehensive services offered by Uncommon Cents Investing. Services go beyond just investment management to cover proactive financial planning, assistance with life events like retirement, aging parents' finances, and spouse's death, plus help with Social Security, RMDs, QCDs, and tax planning. They highlight their local, relationship-based approach and availability as mo...

The Uncommon Cents Investing Investment Committee discusses a strong market "up week". They debate V-shaped recovery vs. bear trap/secular bear market, highlighting their value investing strategy focusing on staying fully invested and managing investor emotion. A listener emphasizes the value of financial planners. Special Guests: Greg Snyder and Todd Berkley.

In this episode, Todd Berkley joins John in a discussion of the current state of the market, noting that the S&P 500 was down for the week despite more stocks going up than down. The conversation delved into the complexities of price-earnings multiples, highlighting the differences between simple and aggregate calculations, as well as market-cap weighted versus equal-weighted P/E ratios. Todd...

The episode includes discussion around an article about a "ski bum" who learned the importance of financial freedom before pursuing time freedom and purpose, aligning with George Kinder's three freedoms of life. Throughout the discussion, the hosts emphasized the importance of having a long-term investment strategy and focusing on what individuals can control during market volatility

John's discussion with Dr. Jim Burns centers on the recent significant decline in the stock market, with specific data points on major indexes and the VIX indicating heightened investor fear, exceeding even levels seen during the COVID-19 pandemic. Dr. Burns offers insights into the psychological impact of market downturns and the challenges individuals face when transitioning into retirement, emp...

More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. During this segment, Berkley and guests Greg Snyder and Todd Berkley discuss recent market performance, noting a decline across major indexes. They analyze factors contributing to this, including consumer confidence, inflation, and potential impacts of tariffs. A significant portion of the discussion cen...

More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence. In this episode, John is joined by Krista Berkley, who shares insights on investment accounts for children and grandchildren, such as UTMAs, minor Roth IRAs, an...

John Berkley and Sheena Hanson dive into this week’s market correction and what it means for long-term investors. From defining a true correction versus a bear market to discussing why value stocks are outperforming growth, they break it all down in plain language. Sheena shares how tech tools help clients make smart Social Security decisions, and the team talks through broader questions about ris...

John shares historical market context, including how small-cap stocks have been more volatile than large-caps and why that matters for long-term investors. They touch on recent performance across the major indexes, the shifting balance between growth and value stocks, and how market psychology plays a role in investor behavior. The heart of the episode is Templeton’s 16 Rules, which include action...

Ever wondered how investment professionals choose what goes into your portfolio? In this episode, John Berkley sits down with Greg Snyder and Todd Berkley from the Uncommon Cents Investing Investment Committee to explain UCI’s in-house approach to managing money. They explore how the firm builds its buy list, why value stocks remain a core focus, and how each client’s risk profile, account type, a...

What should you ask before hiring a financial advisor? In this special episode, John Berkley welcomes Krista Berkley, a licensed advisor and family member with a slightly different business model, for a friendly but practical conversation about what truly matters when choosing someone to help manage your money. They break down key questions to bring into a first meeting—from investment philosophy...

Retirement isn’t just about saving—it’s about creating a smart plan for how to use those savings. In this episode of More for Your Money, John Berkley and Sheena Hanson talk through the essential strategies for drawing down your investments in retirement. They cover the classic 4% rule (and its modern tweaks), bucket strategies, tax considerations, and how to manage volatility in early retirement....

This week, More for Your Money shines a light on the personal and financial sides of long-term care with guest Patch Smith from Visiting Angels. John and Patch talk through the real-life needs of aging adults, how home care can provide comfort and flexibility, and how families can navigate caregiving challenges—without burning out. Topics include: What in-home care services actually look like How...

On this episode of More for Your Money, it’s an “all-hands-on-deck” discussion as the Uncommon Cents Investing committee joins John in the studio to explore what’s really going on beneath the surface of the markets. They cover: Why the Dow is leading the indexes year-to-date—and what that might mean The resurgence of gold: short-term hype or long-term trend? Inflation, money supply, and how we mea...