Monolith Money Show

You are if you have been listening to Jeff's programs - and on this one, he talks about seven ways to answer the title question, including the fiduciary responsibilities of the advisor you are considering. These and other factors will help you determine whether your advisor is the right one for you.

The importance of protecting your nest egg can't be overlooked. What if you or your spouse get sick? What if inflation and/or interest rates change? These and other "what if" factors must be accounted for, and today Jeff discusses these areas and the best ways to account for them.

We're talking more than just money here - other things you own or have are good to carry into retirement as well. Jeff talks about a house, or being healthy, time for enjoying life. And of course, the various financial instruments to provide the money to pay for it all, such as Social Security, pensions, annuities, life insurance and more.

If you are one of the fortunate folks for whom retiring early is a viable option, Jeff has nine ideas to help position you to do it, and be sure your money is still in all the right places to take care of your post-working year needs.

And not just when it comes to money, either - but also what retirement would be like in the first place. Jeff today discusses that element and much more - things that retirees might do differently if given another chance.

Today Jeff talks about some tips, or shortcuts, to shoring up retirement life to make it as enjoyable as possible. Some of these involve areas of financial planning but others are lifestyle planning tips, such as how to save money on various activities, or to spend money to save time on things you don't like to do or want to spend time doing. Things that can help you enjoy retirement in every way...

Overall longevity is the biggest risk to retirement assets - making sure you don't outlive your money. Today Jeff breaks down longevity into five areas which can more specifically address longevity risk - health care and taxes among them - and strategies to use to get the most from your money.

Wouldn't you love to find some ways to boost your retirement savings? Today Jeff talks about some things to look for that could help you do just that - like automating your savings so you don't really see that money to begin with. Also looking into fees for things you don't need or use, or making sure you have some emergency money on hand to cover unexpected expenses so you don't dip into your ret...

We assess and evaluate things like physical health throughout our lives - why not the same with our financial health, especially when approaching retirement? Today Jeff goes over some simple steps to look over your cash flow, assets and other aspects of your finances to be sure they are healthy, too, and that your money will last as long as you need it to when you retire.

Annuities are the one financial instrument that you either love or hate with nothing in between. Today Jeff talks about how the right annuity can help bring you guaranteed retirement income, and also how to avoid certain types of annuities that can actually drain your retirement savings, or keep you from building its value or passing it on a a spouse or other family members.

Sometimes these are referred to as the "go-go", "slow-go" and "no-go" stages of retirement. They reflect the amount of activity - and spending - that is likely for each period. Today Jeff talks about how to prepare for each of these stages to be sure the money is there to cover whatever it is you need.

Today Jeff takes you though various areas you need to be sure of concerning your money and whether you are REALLY ready to retire. Things like whether you have enough income, how your assets are invested, various risks such as long term health care, and more.

As you approach retirement, you may be asking yourself if your investment decisions are the right ones. Have you saved enough? What about health care and long term care costs? Taxes? Today Jeff talks about four strategies which explore retirement expenses and how you can set yourself up to make sure they are covered.

Well, not yoga itself - but some of its principles can help guide you in forming a retirement plan. Today Jeff explains how things such as finding inner calm, or building core strength, or flexibility - all major aspects of yoga practice - can relate to making sure your retirement strategy is rock solid.

There are purposes for investing for either of these objectives, but in retirement, stocks and bonds are not the only things to consider. Today Jeff talks about a more evolved strategy of diversification to make sure your nest egg provides whatever you need for a lifetime.

All investments have costs to them, but some have more than others, and many have more than you think. Today Jeff talks about how to minimize those various fees, commissions, and other things which you might unnecessarily be paying, helping to keep more money growing for your retirement nest egg.

You want to be healthy in all ways going into retirement - in body, mind, and finances. Today Jeff talks about ways you can make sure that third category is in tip-top shape with tips on how to turn your nest egg into income first, then take into account all the other factors involved to be sure that income is always there.

If the unexpected happens and a tragic event takes the main financial support away from your family, will it be in good shape? Today Jeff talks about some steps to take to prepare for an unexpected death and ways to make sure everything financially will be ready just in case.

We're talking about risk - do you know how much is in your portfolio? Today Jeff talks about ways to take a look at your portfolio and help determine what kind of risk is involved and whether it is what you want for your savings.

The number one fear for people remains running out of money in retirement. Today Jeff talks about the steps you can take to put yourself on the right path to be sure your retirement savings will be there for as long as you need it.

It's the start of 2018 - have you made any resolutions concerning your money or retirement planning? Today Jeff talks about several ideas for you to implement this year to help you with savings, investments and just better general organization to improve your plan and make the chances of a successful retirement better than ever.

Jeff talks about proper diversification for your nest egg investments to be sure your retirement is a successful one. He also talks about things to do at year's end to plan for 2018, with changes on the way to tax rates and more.

A guide, trainer or teacher can help out in so many areas of life - and retirement planning is no exception. Today Jeff talks about the value of having a financial professional on your side, plus some tips on how to find the right one for you.

Monolith Money Show - Essential Financial Questions by MonolithMoneyShow

There are some folks who still will be receiving a pension for retirement, but there are also many who won't. If you are among the many, Jeff talks about the steps to take to build lifetime retirement income from such things as retirement plan assets (401 Ks and the like) along with Social Security benefits, money in the bank, home equity, and other things you may never have even thought about.