Monolith Money Show

Pensions have gone "poof" in the private sector, especially. If you fall into the category of not having a true pension available to you, Jeff goes over a series of steps you can take to build a lifetime income plan from a range of sources, including taking advantage of maximizing Social Security benefits, money parked in the bank, home equity and other assets that can provide that income for the...

This year's Big Game is next weekend, but your retirement could be at any time. So Jeff takes a look at how you have to play the retirement planning game well for all four quarters, relatively speaking, to make sure you win when you finally call it quits.

With retirements lasting longer and longer, the period can be broken down into three distinct time frames - the active years, the transition years and the final years. Each has its own needs as far as finances are concerned, and Jeff takes a look at what needs to be planned for so your retirement is successful during every stage as long as you live.

Are you ready to retire? If so you need to determine if you CAN retire. Do you have the assets needed? How are they positioned? Can they provide enough income? These and many more questions need to be positively answered, and today Jeff goes through the issues so you can be sure of your retirement schedule before you actually go through with it.

What if interest rates climb, or inflation comes roaring back? What if you or your spouse get sick? These are questions that need to be answered in your retirement plan. Today Jeff addresses them along with other "what-if" scenarios that could crop up and derail your retirement if they are not planned for properly.

Have you ever read a prospectus in an attempt to find fees and other hidden costs in your retirement investments? To the average consumer, the legalese is like a foreign language - except it could be costing them a lot of money. Today Jeff goes over those hidden costs - in plain English - and how proper planning can help reduce these costs to an appropriate level and help you keep more for yoursel...

Today Jeff focuses on whether your balance sheet is healthy enough for retirement, and ways to help quicken the pace if you are getting close to the time to do so. He also has a special offer for those who call in to make a first appointment which will benefit fire victims.

We all need to save for retirement - but is there a way to be sure all the money we need will be there when we need it, no matter how long our retirement will last? Today Jeff talks about various strategies which can put your retirement on solid footing, giving you the best chance that money will be there whenever you need it for as long as you need it.

There are a lot of half-truths and misunderstandings revolving around Social Security out there. Some of then concern when to take it, or who is eligible, and several others. Today Jeff sorts them all out for you, and reveals what's behind the curtain for the most universal retirement savings plan in our country today, and ways to optimize your benefits to get the most out of the program that is r...

Risk and retirement investments - they just go together. But do you know exactly how much risk is in your current portfolio? What would happen if the market took a major nosedive like 2008? Today Jeff talks about how to look at your portfolio from this vantage point so you can understand the importance of the risk you have, and how to minimize it through proper financial planning strategies.

You've been saving for retirement - now that the time is at hand, should you do things differently with your money? Jeff talks about the moves to make to properly position that nest egg to do what you need it to. Plus an interview with financial educator and author David Bach on the recent stock market volatility and what you may or may not need to be concerned about.

Generally speaking, retirement can be broken up into three stages - the active years, a transition period and the final years. Your nest egg needs to provide different things in each stage, and Jeff goes over what those stages and needs are so you can be sure your plan can cover it all.

How you manage your savings in your retirement accounts is crucial to how well your retirement plan will work. Today Jeff turning those 401K's and IRA's into the right types of investments to provide the income and other elements of your plan to make sure that money will be there when you need it.

What if you live to age 100, or beyond? It's not as far fetched as you may think. And longevity risk needs to be accounted for in your retirement plan. Today Jeff talks about the steps which can be made in a plan to be sure that money is there in case you live longer than you expect to.

With pensions virtually non-existent for most people nowadays, how do you assure yourself of income when you retire? Jeff talks about ways to build your own income plan, or a personal pension, as it were. He goes through steps to use different sources, such as income producing investments, real estate, home equity, annuities, and more, to be sure that money is coming in on a regular basis to help...

There are many things you can do yourself when it comes to retirement planning - but there are certain areas where a financial profressional can make a big difference. Today Jeff talks about four of those areas where advice from a pro can lead to huge savings and other advantages as your retirement progresses.

It's not a matter of if, but when, this record market run will turn into a bear and trend downward, and the more you prepare for whenever that day comes, the better off you will be. Today Jeff talks about what some of those steps are to be sure your portfolio is prepared for any such events.

People need to make assumptions about certain things regarding their money heading into retirement. Today Jeff explains these areas, such as investments, income and more, and how to be sure they are supported and allocated properly so you get what you need, when you need it, when you head into your post-working years.

There are things which are needed in every decade of retirement, whether its in your 50s for an early retirement, to your 80's and 90's. Different needs for your money during each of those periods. Jeff discusses them today and how to best meet those needs in your retirement plan.

Taxes. inflation, market volatility - all are events, along with others, which could affect your retirement plan. Jeff talks in today's show about taking them into account so you will be ready for anything in your retirement years.

Today Jeff describes way to make the transition to retirement smoother by making sure you have planned in all areas - especially for correct Social Security strategies, asset allocation, health care planning and several others.

We know the cost of health care in retirement is going up rapidly, and will continue to do so going forward. Today Jeff offers key strategies to help cover these huge expenses, and also flexible enough to help with changing future circumstances.

Some of these include not having a budget, taking Social Security at the wrong time, or not having a retirement professional guiding you. Jeff discusses the ways these issues can be best solved to make sure your plan provides everything you need for retirement.

The stock market has had plenty of volatility in 2018, and today Jeff talks about five ways to plan around the inevitable volatility occurances, such as appropriate diversification, maintaining some cash in reserve, and focusing on the long term objective of your plan, not short term gains or rewards.

When is the right time to retire? It's harder question to answer than you might think, because really the right time is when your financial plan is set up solid for however long your retirement may last. Today Jeff talks about the best ways to assess what that right date might be for you.