Monolith Money Show

How do you manage your retirement account funds to be sure they provide income that lasts as long as you do? Today Jeff talks about making the correct decisions for turning your 401K or other retirement savings into an income plan - and how and when to make those decisions - so your money will be there when you need it.

Some people still have a traditional pension - but not many. Today's retirees need to build their own pension, and today Jeff offers the steps to build guaranteed lifetime income by using resources like Social Security, retirement plan savings and other ways you may not have thought of to help assure your retirement will have the money you need to live it.

Tax season will be here before you know it - and if you are receiving a refund, you might put some of it to good use in a retirement plan. Jeff talks about the ways you can bolster your nest egg if the IRS or State of California will be giving you a tax refund.

A lot of people don't plan to live to age 100 - but if there is a somewhat realistic possibility of that happening, your money will need to be there. Today Jeff talks about working that into your financial plan, especially as trends indicate more and more people living to age 100 - and beyond!

Plan, diversify, revisit, rebalance and repeat - those are the steps which need to be taken regularly to be sure your retirement savings remain on track to do what they will be needed to do. Today Jeff talks about these steps and how to make them a part of your routine - to be sure you are on top of your retirement plan.

Growth and protection - you need both in your retirement plan, but how do you strike the right balance? Today Jeff discusses strategies which can help you find the right approach - and also how to adjust it if your priorities change.

Income is the new "holy grail" in retirement. Without it you basically can't retire. Today Jeff talks about how guaranteed income sources, such as Social Security, pensions and the like, are vital to your success for retirement, as well as ways to manage the various sources to avoid unnecessary expenses and taxes.

Annuities are some of the most misunderstood financial instruments available for retirement planning. Yet in the right circumstance, it can be one of the very best things to have in a portfolio. Today Jeff talks about the various kinds of annuities, and whether one makes sense as part of your retirement plan.

There are a lot of age milestones to keep track of before, at and after retirement - from 50 to 70 1/2. Jeff talks about all of them and the decisions you face at each stop along the way so that your next egg can provide you with a happy and fulfilling retirement.

People's number one fear is running out of money in retirement. Today Jeff talks about how to make sure that does not happen with tips on how to build a diverse nest egg with different sources of income, as well as strategies to maximize your money and withdraw it efficiently.

We all want to call our own shots in retirement - but putting yourself in a position to do so requires careful planning. Today Jeff talks about the steps that can help you gain control of your finances so that you can enjoy your retirement, your way.

Today's bull market is well into its eighth year and volatility is more common than ever. How are investors supposed to cope with this aspect as it concerns retirement planning? Jeff talks about alternatives to traditional investing to help protect your nest egg from a possible market correction and make sure your savings will be there for you.

Plan, diversify, revisit, rebalance . . . and repeat. Those are the kinds of things that are needed for a successful retirement. Today Jeff talks about how following that cycle gives you a better chance of having a successful retirement.

Many pre-retirees are wondering if they have the income to support the lifestyle they want for retirement. Today Jeff helps answer those concerns by highlighting the best income sources and how they can be maximized with thoughtful planning.

Those four questions concern sources of income, when to draw Social Security, health care and inflation. Jeff talks about the best ways to plan for all of these factors to be sure your nest egg can provide everything you need.

You want your retirement savings to be protected from stock market volatility - but you also want some of it to grow. Today Jeff explains some of the best ways to pull this off with the idea of low volatility investing to still grow your money but making sure you avoid losses as much as possible.

Guaranteed income to pay for regular expenses in retirement - that is considered the "holy grail" for using your nest egg. Today Jeff identifies sources of guaranteed income, and how you can use them to make sure your golden years are truly golden.

What are the biggest problems in retirement when it comes to finances? Today Jeff talks about these issues, including taxes, health care and general debt - and how to manage them and plan for them.

What if you become incapacitated, or need long term care? Who will make those decisions and how will they be made? Today Jeff addresses these and many other important issues when it comes to the health care portion of your retirement plan.

Longevity, or lack thereof, each presents their own risks that you need to be prepared for. Jeff discusses what they are and how annuities and life insurance can be used to bring peace of mind to your retirement plan.

Many people don't like the word budget, but you need one for retirement regardless of what you call it. In this program Jeff discusses how to make a spending plan with your retirement savings, and how to make sure you follow it for your retirement to be successful.

Living longer is great - and it's even greater if you have the money to last those extra years. Today Jeff talks about how to plan for living a long life so you don't run out of money.

One thing nearly everyone wants in retirement is to able to call their own shots financially and enjoy the fruits of their labors. Jeff talks about the traditional "rules" of retirement planning, income planning and more, and why some of them may well be outdated for today's retirees.

How do you make the change from saving for retirement to spending that nest egg when you do retire? Jeff talks about the best ways to accomplish that as well as being sure all your bases are covered when it comes to potential expenses.

Do you know someone who is taking care of aging parents and their own children at the same time? That is someone who is in the so-called Sandwich Generation, and they have their own unique financial challenges. Jeff discusses these and how they can avoid the burdens of trying to save for retirement as well as take care of their own.