Money with Alpha

Willpower is one of those words that most of us scringe at the thought of, but somehow think we need more of. What is willpower?  Psychologists define it as  the ability to delay gratification, resisting short-term temptations in order to meet long-term goals The capacity to override an unwanted thought, feeling, or impulse The ability to employ a "cool" cognitive system of behavior rather than a...

When we are children we love to dream.  Dreaming of games, far away places, new worlds, you name it.  There are no boundaries to imagination when you're a child and haven't heard "you can't do that" enough times. My daughter has some pretty big dreams, and it has made me realise that I have put some of mine on a shelf in the back of my mind, and they have gathered a lot of "dust". Many I have actu...

Do you feel like an imposter sometimes?  In business and in life? Feeling this way often shows up as fear, guilt, anxiety and confusion.  Why do we experience these feelings?  In a word, Conditioning.  Often things that happened in our childhood, the innate Negativity Bias that we have as humans (which is linked to our survival instinct), and then societal stereotypes impact why we experience Impo...

Support is something that we all need.  Having the right people around us to give constructive feedback, inspire, bounce ideas, be honest (in a loving way), and help to keep us accountable is so incredibly valuable and important. When it comes to money and business, it's VERY important to make sure you understand enough so your business can have the impact on your life and the lives of the people...

If you have caught the travel bug, like I have, then you will love that the borders are open again, and we can explore the world once more. While travelling has never been overly cheap, the costs have gone up quite a bit since the events of the last few years. So, it's even more important to be as budget conscious as you can be, without spoiling the fun! Here are some ideas I go through in this ep...

Being wise with money is what many of us aspire to.  What does it mean though?   Wisdom (by definition) is the result of: Knowledge ; Good judgment (which means making considered decisions ); and Experience . It looks so easy, doesn't it?  If I want to become better with money, I just need to learn about it and there we are!   The reality is not that easy. Why is that?  Our minds get in the way an...

Time is something we all want more of.  More often than money being a limiting factor in decision making, it's time that becomes the constraint. In business you can buy your time back through outsourcing, but there are other ways to become more effective with your time. Here are the 7 ways to experience more hours in your day, that I go through in this episode: Create a plan for an area of your li...

Success in life and business is not something that happens without focus and effort.  There are also potentially many years where there is no perceived process.  The concept of success is also something that changes as you learn and grow on your journey. In this episode I go through 3 key concepts to help you focus on the things that will help you achieve success: Incremental Steps - reocognise th...

Change is something that happens to all of us, whether we choose it or not.  Here is the 7 Step Formula that I use to manage and initiate change in my life and finances.  I use this with clients as well, and it's a powerful process: Understanding yourself Knowledge Plan Action Experience Review Rinse and repeat. Using these steps is what I go through in this episode, with examples and analogies to...

Janeen Vosper is an Author, Conference Speaker, Personal Branding Authority Coach, Sales, and Professional Speaker Trainer with over 30 years' experience providing business leaders with the know-how to get noticed as an industry expert. So much value in this episode.  We talk about how learning to tell a story is essential to successful marketing.  We also discuss AI and how you can best use it in...

Fear can be debilitating.  When it comes to money it can cause huge headaches, which are often bigger because we ignore looking into our finances. This is the irony - the more you ignore it, the bigger it gets, and the more likely it will become something that is genuine of the fear that you're feeling. In this episode I talk about why we feel fear about money and the 5 step approach to overcoming...

Property Management is often considered the poor cousin of real estate.  There is so much focus on, and money in, selling property.  Managing property is often lower revenue for real estate agents, so it doesn't get much attention or customer service. I have been a tenant and experienced both good and not so good property management, and there is a notable difference!   Nelson Gomez Castro and his...

Considering talking about money is often not something most of us like to do, or is considered appropriate to do, you may have been avoiding talking with your kids about money. The thing is, even if you aren't talking about it, no doubt your kids are thinking about money, and have either overheard you talk about it (and perhaps not in a happy way), hear the words you use about money (we can't affo...

Money can have a huge impact on a relationship, particularly where there are differing expectations between you and your partner.  Being open and honest, and having regular discussions to make sure you're on the same page, is very important. The 7 areas that I go through in this episode are: Values & Lifestyle Beliefs & Habits Timing (when you want something) Spending / Budgeting Saving Investing...

Budgeting is something that not many of us like the thought of, let alone actually doing it. Budgets also are difficult to stick to, especially when you don't know: What lifestyle you're budgeting for Why you want the things you want What kind of a spender you are How you like to manage your spending - what level of detail you want to go to. How you want to manage your spending (or budgeting) is a...

The day to day of life can become mundane, repetitive and downright boring.  As a mum, we are often prioritising everyone else's needs and wants, above our own. Money is a tool to support the lifestyle we want.  Figuring out what that lifestyle is goes a long way to understanding how fun and joy show up in our life. This episode is a reminder to tap into your inner child and rekindle (or rediscove...

Time is something we all wish we had more of! As a parent, your time is often not really your own - there are so many interruptions and changes of plan and things that don't go to plan...  There are 3 fundamental ways that I look at time and how I manage it: Plan Prioritise Combine. They are simple and basic, but then, we don't need to overcomplicate this.  Life is complex enough! Here is the down...

There is a lot in the news at the moment about inflation and rising interest rates.   Something that I do on an annual basis, regardless of what is happening in the ecomomy, is an Expenses Diet :-) In this episode I give you a taste of what I do, and 8 Ways you can cut your own expenses. Here are the 8 areas I focus on in this episode: Interest rates Insurances Groceries Phone and Internet Selling...

In this episode, I interview Kirsty Foster - founder of Social Mums Club, which is a Brisbane Bayside and Redlands group created to help mums feel more connected and supported. Kirsty tells us the story of her journey and how doing something she loved (connecting mums) turned into a business that is thriving and that she loves. We also talk about money mindset and stories that we tell ourselves, a...

When you want to make changes to your money and finances, where do you start? In this episode I take you through some of my story and the money journey I've been on.  Including what I actually focused on first. Here is an overview: Salary sacrificed into Super Started micro-investing (which I still do to this day) Sorted out my Estate Plan Set up my Money Pie (aka buckets) Paid off my credit card...

Looking at your finances can feel overwhelming, and questions like "where do I start?", "what do I do first?", and/or "but, how?" are extremely common (even for me!). In this episode I break down the Top 5 things I believe are the most important money things to do, in order of priority. Here is a summary: Set up your Emergency Fund , with 6 to 12 months of living expenses in there Pay off debt wit...

When it comes to money, it's important to understand WHY you want money.  To do this, you also need to understand yourSELF.  This sense of self becomes extremely important when it comes to figuring out what lifestyle you want (and why), and then setting goals to help you get to that lifestyle - step by step. This episode looks at why the concept of SELF is shunned and how as a society we dissuade...

Happy New Year!!  It's incredible to realise that one year is over and another is starting.  It didn't feel that long ago that 2022 began.  2022 was a year of the opening and life somewhat returning more to a state of "normal" after a tumultuous few years. There was still quite a bit of uncertainty, and then before you knew it, half the year was gone. So, rather than that happening again, this epi...

This year is almost at an end, and before 2023 starts, it's a great time to go through a quick planning exercise.  In this episode I share the process that I use every year and how I use it.  There are 5 steps: Categorise your Life Areas (I have either - Family, Friends, Physical Health, Mental Health, Spirituality, Fun/Hobbies, Finances, Business/Work) Retrospectively look at the Top 3 things tha...

A slightly different episode where I look at the concepts of live and how we have ended up the way we are.  When did we stop being children and turn into the adults we are today?   Are we happy?  Do we react rather than respond to life?  Are we present and enjoy the moment? I provide some tools and strategies to help reconnect with the person you want to be, so you can experience the life and happ...