Money Mindset Podcast - Budgets Made Easy

Does it seem like you are constantly ordering DoorDash and never sticking to your budget because your life is just too busy? When it comes to budgets, many people find themselves struggling with how to stick to a plan, especially the busy moms who work from home while raising their kids. Listen in as Ashley shares some budgeting strategies with Cameron, such as changing her morning routine, making...

If you're looking for new and creative ways to save a few hundred dollars a month without doing anything crazy, drastic, or extremely frugal, why not try a Money Savings Challenge? Listen in as Ashley shares a couple of Money Savings Challenges that you can do on a monthly basis to make saving money a lot more fun. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Bu...

Thinking of going back to school? Whether you're going back to school to pursue a bachelor's degree or looking to expand your career opportunities by furthering your education, it's never too late to study again. Listen in as Katelyn, a career coach, guides others through the process so you understand your options and can make an informed decision. She also has some helpful tips and tricks for doi...

You won't always be motivated, you won't always have the time.....but you can set up habits and routines to help you maintain and follow through with your money plan! I'm back for the third part of our Q&A series! In this episode, I'll answer more questions from Money Plan Bootcamp members, such as how to find time as a busy parent, how to stay motivated, how to stay on track and on budget whe...

With 2023 only a few days away, I'm sure we're all hoping to start the New Year off on the right foot. And what better way to kick off the new year than by making plans to reach your financial goals? Listen in as I share tips on how to prioritize your finances by taking action, tracking your progress, developing habits and routines, and setting SMART goals to help you achieve financial freedom in...

Managing your finances is hard enough, which is why when it comes to getting out of debt, you have to be creative, and thinking outside the box can come in handy. Listen in as Christine shares her financial journey, money mindset, and how she used an unconventional way to pay off debt in order to get her finances back on track. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and...

Is perfectionism keeping you stuck? Do you constantly worry and overthink about everything, making it difficult to manage your finances? Join me in today's episode as I strategize with Gina about how to implement her plan by tracking her spending, planning where to put her leftover money, creating a visual, and learning to focus on one thing at a time to help her overcome her perfectionism so she...

On today's episode of The Money Mindset Podcast, I'm back to answer your questions. That's right, today's episode is Part 2 of our Q&A series! Listen in as I answer questions about how to get motivated when you feel you are already behind, how to get your spouse on board, and how to pay off debt on a low income. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of B...

Want to know how to build wealth even if you don't have much money to invest? In Kimberly's new book, Building Wealth on a Dime, she helps you understand how to manage your debt and money better so you can invest even on a tight budget. She was a special guest here on The Money Mindset Podcast way back when I started in October 2019 on Episode #8 where she shared how she paid off over $40,000 in s...

Do you want to quit your job so you can stay at home with your kids, but can't because the rest of your family is unable to stop spending money? Listen to today's episode as I discuss some action steps Heather can take with her family so she can quit her job and stay at home with the kids, such as using cash instead of credit cards, preparing freezer meals, setting time frames, and creating visual...

Do you set "goals" in January as New Year Resolutions and then never achieve them? Or better yet, you write them down and put them in a drawer never to be looked at again? Well, let's fix that! In today's episode I will be discussing with Monica about the right way to set goals and when you should be doing it. Hint: it's now, not January. Meet Monica! Monica, “Monie”, is a personal finance author...

Services that offer a buy now, pay later program such as Afterpay can sometimes be more beneficial to use. It can be a great help when buying goods and items. But, if you are unable to keep up with your payments, you'll only end up with more debt. Listen in as Ashley shares tips on how to overcome buy now, pay later debts such as using your extra money to cover payments, tracking your spending, ma...

Welcome to episode 101 of The Money Mindset Podcast! Today, we're kicking off part 1 of our Q&A series where I will answer questions sent in by members of the Money Plan Bootcamp. This will be a several part series as we have lots of questions to answer like what to do with the 3rd paycheck in a month when paid biweekly, how to handle child support income in your budget, how to build tracking...

So excited to celebrate the 100th episode of The Money Mindset Podcast! Wow! Whether you’ve been listening since episode one, or if this is your first episode, thank you for being here. In honor of our 100th episode, I invited members of the Money Success Club to share their stories, struggles, triumphs, and what they've learned along their financial journey so far. Hope this episode helps you rea...

Most people tend to procrastinate and make excuses when it comes to managing their finances. The problem is that the longer you wait to save and pay off debt, the more stressful and harder it will be to make progress to achieve your goals. Today, we're going to discuss the cost of waiting and how taking action toward your financial goals early on can help lessen the mental stress and prepare you f...

Do you always treat yourself when you feel stressed, tired, feeling sad, or you're having a good day? While it is good to acknowledge that we deserve something special, the truth is we sometimes overindulge and overspend just to treat ourselves, causing us to regret it later. Listen in as Ashley discusses how developing good habits and routines, as well as having the right mindset, can help you st...

We're finally at the last stage of the Money Success Roadmap! Stage 6 means financial freedom. This is your bigger vision for your life, what you want to do that you can't do because of debt. This is where you get to start building the life that you really truly want. In this episode, we'll cover automating your savings, retirement, and investment accounts as well as figuring out an estate plan. A...

After developing a solid plan and becoming super motivated to overcome your debts, you're ready to move on to the next stage. Stage 5 is where you start getting your plan off the ground, making it happen, and actually paying off your debts. In today's episode, we'll talk about how to find ways to increase your income, how to focus on one debt at a time, and how to stay motivated to pay off your de...

The first few stages are laying the groundwork for your success. You should now be able to create specific SMART goals and set up a budget that works for you. Stage 4 is where you will begin to see real progress toward your financial goals. You're motivated to save money and pay off debt at this point because you know it's possible. In today's episode, we'll discuss how to create a debt payoff pla...

Once you have your basic budget, saved $200 every month, identified your sinking funds, and worked on your mindset about those limiting beliefs about money, it's time to move on to the next stage. Stage 3 is all about confidence. This is the stage at which you will begin to feel very confident in your mindset because you are moving past the overwhelm and feeling like you don't know what to do, whi...

Stage 1 teaches you how to start your Money Success Roadmap journey by taking step-by-step actions including creating a basic budget, a realistic meal plan, and a one-month plan with SMART goals. The second stage is where you should feel capable, self-assured, and prepared to truly dive in. In this stage, we'll discuss how to identify your sinking funds, how to make a plan for them, your beliefs a...

Do you easily get overwhelmed when it comes to your finances because you know you're beginning from scratch with no plan? You want to achieve financial freedom but you have no idea where to begin? You aren't the only one! Join me in today’s episode as I walk you through stage 1 of the Money Success Roadmap where I will discuss the step-by-step actions that you can take to help you with your financ...

The goal of every parent is to raise a resilient child as well as to provide them with a comfortable life. Because of this, it can be hard sometimes to say no to our kids, but with a little knowledge and help, it shouldn't be impossible. Listen in as Tara discusses when to say no to our children, the effects of money stress on parenting, and the role of parent guilt in our decisions. She will also...

One of the biggest sources of conflict in most people's relationships is money and unsurprisingly, keeping financial secrets from your significant other is among the most common causes of divorce. Whether you're having issues with your spouse, significant other, or you're going through a marital problem because of financial infidelity, one thing you should focus on first is to protect yourself fin...

Having some extra cash is always a good thing since we are always in need of money to pay bills, pay for services, purchase items, and treat ourselves and our loved ones. Occasionally, we get unexpected and random expenses, leaving us in a situation where we need to raise some extra funds. Listen in and learn strategies and creative ways on how to make some extra money like selling things around t...