Money Mindset Podcast - Budgets Made Easy

A budget is an excellent way to ensure that you are living within your means and meeting your financial goals. However, with so many different ways to help create a budget available nowadays, budgeting can become complicated, so you need to find the right one for you. Listen in as I discuss the advantages and disadvantages of using paper, spreadsheets, and budgeting apps for your budget. I'll also...

Have you ever tried looking for ways to make extra money to pay off your debts? How about considering getting an extra job or starting a side hustle to make extra money fast? Listen in as I share ideas on how to save and generate more income like cutting back on your spending, looking for side hustles, and making money online to make extra money fast so you can finally pay off your debt! Hosting T...

There is no right or wrong way when doing your budget but it is important to figure out what works for you. Your budget shouldn’t feel restrictive and suffocating, so giving yourself enough flexibility can make it a little more fun to stick with, especially when you're paying off debt. Listen in and gain tips on how to give yourself flexibility by learning more about sinking funds, how to budget f...

If you're thinking about doing your budget and making a spending plan to manage your money but keep putting off, you're not alone! More often than not, we tend to procrastinate and make excuses when it comes to managing our finances especially in doing our budget. Listen to today's episode as I discuss how being mentally ready to handle your finances help to get your finances back on track. I also...

Has there ever been a time in your life when you know you really screwed up with your budget because you always buy things to treat yourself, causing you to overspend? Listen in as I share tips on how to create a basic monthly budget to manage your finances, how to remind yourself of your goals by using visuals, how to build habits and routines, and how to shift your mindset into something positiv...

Feel like you're always struggling when it comes to budgeting because you want to do it perfectly? Perfectionism and overthinking causes people to give up on their budgets when it's not going the way they planned it because when it comes to our finances, we all want to do the best that we can. Listen in as we discuss how to overcome perfectionism by celebrating small wins, giving yourself credit a...

We’ve all been guilty of impulse spending. Many people find it hard to resist because it’s so easy and so instantly rewarding, and for people with ADHD, keeping impulse spending in check can be challenging. Listen in as I share tips on how to gain control of it by creating new habits and routines to help with consistency, setting up barriers and roadblocks to your spending, and how creating a writ...

Ever felt like you were finally doing a great job setting up your budget, only to have it all fall apart when your kids asked for something, or when you ended up going over budget because you couldn't say no to them? It's because of the so-called mom guilt! Listen in as we discuss about the mom guilt and how it influences our actions and, unfortunately, our financial goals. We also go through some...

One of the most common mistakes a person can make when it comes to money is overspending. We sometimes spend money mindlessly without knowing what causes it until it's too late. So if you're wondering How to recognize and identify the triggers that make you spend mindlessly How setting up and staying focused on your big goals help control overspending How to not feel deprived and restricted by you...

Can you believe it has been three years since I officially started the Money Mindset Podcast? To honour this milestone, we are changing some things up by doing a Coaching Week! This week we have several interviews where we talked about past money mistakes and money struggles like overspending because you don't know your big goal because of mom guilt, being unorganized, perfectionism, impulsive spe...

Struggling with your personal finance and how to manage your money? It can be frustrating when you are stuck in a financial rut because of the fear that you might not be doing it right. Join me in today's episode as I talk about how to stop letting your fear get in your way, how overthinking and being a perfectionist is keeping you from making progress and how letting yourself fail actually helps...

Do you think taking a new career path will better yourself and will help you with your financial journey? Listen in as Coleen shares her story about how her parents taught her about money, what she's teaching her children about money, her financial journey on paying off her husband's student loan debt and about having no debt except for her house and switching careers because of COVID. Meet Collee...

Do you think budgeting is all about Math? Is it about Algebra? Is knowing basic math okay? Or do I have to be a math genius to know how to budget? Listen in as Ashley discusses how budgeting is not about the math, but about our emotional relationships with money, and how our emotions affect our budgeting and spending decisions. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and...

Want to learn the tools and information you need to be strategic with your money when it comes to college planning? In this episode, we really dive into the different types of grants and which situation they best suit. We also cover how the system works and the different options that are available to you. Meet Michelle! Michelle Onaka is a mom of two young children, part-time university academic c...

The number one cause of all debt and bankruptcy in the United States is medical bills, medical debt. It can feel daunting and downright scary being confronted by this, not knowing your rights or what you can do about it. If you have medical bills to pay right now or know you may need to in the future, then you’ll want to listen in on today’s episode. Dr Virgie educates us on the three steps you sh...

Feeling the fear around failing with your finances again and again? Do you find yourself hiding the mail in a drawer so that you can avoid facing what's inside? It often feels like a huge mental to even think about sorting out your finances, especially when you're doing all the things as a busy mom. Listen in as Rebecca tells us why fear is your friend and what you can do to overcome it so you can...

Do you want where you invest your money to align with your goals? Want to know exactly where your money is going, what it’s doing and who it’s supporting? Listen in as Brian shares with us what value based investing is. What is ESG and how to find out if you're working with or investing in a company that aligns with your values. He also shares some great tips on what to do if you’re a business in...

Feel like you’re constantly falling behind with your budget? Everything looks great on paper but things keep popping up and ruining the plan you made? You really want to get organised and on top of things but it just isn’t working month after month? You aren’t the only one. There are so many who ask the same question and have a similar problem. Join me in today’s episode where I answer a question...

Whether you want to start your own business or a side hustle to help pay off your debt - one thing you should focus on first is your mindset! Listen in as Nicole shares why having the right mindset is key to your success, tips on how to get started, how to manage mum life with business life and what you can do to make money for paying off your debt. Meet Nicole… I am a homeschooling Mom located in...

Investing in real estate can often feel daunting and overwhelming. You don’t know where to start or understand all the jargon. The key is to get educated so you can make informed decisions. Listen in as John shares why it’s important to buy over renting, when you should move from your home, dealing with renters, the right insurance and what options you have with zero or low credit. A little bit ab...

Have you figured out how you’re going to pay for college? Or are you a parent with your own student loans wondering how you’re going to pay for both? Questioning if you should be saving for retirement or college first? There are so many questions when it comes to preparing for college. Wondering what college is best for the student, what financial aid they will have access to and what to do if the...

→ Have you thought about what you want your life to look like? → Do you know how to use your money to get you there? → Do you put restrictions and hold a lot of guilt when it comes to the topic of money? In today’s episode we learn that you’re allowed to spend your money on whatever you want. And in order to do this, there are key factors you have to keep in mind and implement. Listen in as Amy te...

Does it feel like your money is owning you? Can you relate to constantly paying out all the money you’ve earned with not much left to pay yourself? Tired of the self sabotage when it comes to your money mindset in your business? Listen in as Belinda talks to us about the importance of mindset when it comes to money in your business and really stepping into that CEO role. She explains why you need...

For all the travel lovers out there: Have you ever wondered what it takes to travel in style and luxury on a budget? Need to know the best credit cards to use, to gain the most points and avoid fees? Want to learn how you could extend your hotel stay at Disney by 3 days? Listen in as Danielle shares her best tips for using credit cards to have affordable and luxury travels around the world. Meet D...

Got a question you’d like to ask about budgeting, saving or getting out of debt? Have a situation or circumstance that doesn’t fit into the norm and want a personalized solution? Join me this week as I switch things up and answer your burning questions with my suggestions. Hosting Today: Hey, I’m Ashley Patrick and I’m a personal finance expert, and founder of Budgets Made Easy. I help busy moms c...