Money Mindset Podcast - Budgets Made Easy

Welcome to Day 2 of the Spring Cleaning Money Challenge! Each day I will give you a small task to help declutter your finances and the mental load of juggling everything. This will also be on The Money Mindset Podcast episodes 138 - 142. Follow along with the workbook at www.budgetsmadeeasy.com/spring We will also have some prizes and discussion in the FREE Facebook Budgets Made Easy w/Ashley Comm...

Welcome to Day 1 of the Spring Cleaning Money Challenge! Each day I will give you a small task to help declutter your finances and the mental load of juggling everything. This will also be on The Money Mindset Podcast episodes 138 - 142. Follow along with the workbook at www.budgetsmadeeasy.com/spring We will also have some prizes and discussion in the FREE Facebook Budgets Made Easy w/Ashley Comm...

Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren't a magic fix for your finances, they can be a useful tool when used correctly. In today's episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She'll discuss their limitations and compare them to other budget...

Are you struggling to keep up with unexpected expenses that keep popping up and wrecking your budget? Have you ever heard of sinking funds but have no idea what they are or how they work? If you've ever wondered what the term sinking funds mean, then you're not alone. In this episode, we'll dive deeper into the concept of sinking funds and how they can be used to plan and save for unexpected expen...

Are you feeling overwhelmed with your finances and unsure where to start? Are you struggling to prioritize your bills and debt payments? Do you need help figuring out what to focus on first? In this episode of the Money Mindset podcast, Ashley tackles one of the biggest obstacles that many people face when it comes to their finances: feeling overwhelmed and unsure where to start. If you're struggl...

Are you tired of living paycheck to paycheck and struggling to make ends meet? Have you been trying hard to achieve financial stability and build long-term wealth? If so, you won't want to miss our latest podcast episode! In this episode of the Money Mindset podcast, Ashley shares the best personal financial advice she's ever received and explains how it has helped her and her family set up a plan...

Are you someone who struggles with categorizing your expenses and sticking to a budget? Do you find yourself getting overwhelmed and overthinking every little purchase you make? If so, you're not alone. Many people struggle with categorizing their expenses and keeping track of their spending. In this episode of the Money Mindset Podcast, Ashley will help you shed yourself of overthinking and fear...

Are you feeling like you're too old to pay off debt, save for retirement, and live the life you want? Do you find yourself thinking that time has run out and it's too late for you to start making progress? It's common to feel like you've missed the opportunity to achieve financial success as you get older, but the truth is that it's never too late to start taking control of your finances. In this...

How much of an impact does an extra $100 per month have on paying off debt? Listen to this episode to find out as Ashley delves into the topic of paying off debt and emphasizes the importance of making consistent payments to achieve financial freedom. She provides a clear breakdown of the numbers to demonstrate how an extra $100 per month can significantly impact debt pay off. Additionally, Ashley...

Have you thought about stopping retirement contributions because some finance guru told you to pay off your debt first? Or maybe you aren’t sure if you should start contributing when you have debt to pay. A lot of people will even tell you to go ahead and pay off the high interest rate first because it accrues more than the market…. Well today I’m going to discuss the actual numbers and how all th...

Are you someone who justifies spending money on things you don't really need or can't afford with the statement, "I deserve it because I work hard"? In this podcast episode, Ashley discusses the idea of using "I deserve it" as a justification for spending money that you cannot afford. She explains how making emotional decisions and using this mindset can lead to financial struggles and debt. She a...

The Money Mindset Podcast is almost at 100,000 downloads! Woohoo! In this podcast episode, Ashley reflects on her journey to another milestone for the Money Mindset Podcast and shares her thoughts on the importance of taking action and not waiting for the perfect moment to begin working toward one's financial goals. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of B...

Have you ever found yourself with multiple debts and struggled to decide which one to pay off first? Should you focus on paying off high-interest debt, the smallest balance, or 0% interest debt? Paying off 0% interest debt first can be a dilemma for some people. While it may seem logical to pay off high-interest debt or the smallest balance first, there are situations where paying off 0% interest...

Debt relief companies are a popular choice for people who are struggling to manage their debts. They offer a variety of services to help people reduce or eliminate their debt burden. But is this really a good option for you? Before deciding to use a debt relief company, there are a few things to consider. Listen in as Ashley discusses some of these points and offers some guidance to help you make...

Debt is something that we all experience in our lives at some point or another. It can feel like a weight on our shoulders and be quite frustrating. The good news is that there are ways to take the pressure off and make debt feel less like a burden and more like something that you can look forward to getting rid of someday! In this episode, Ashley will explain why having some "fun money" each mont...

Do you think your parents just didn't have enough money that's why they couldn't teach you about it? Or do you think they didn't want to teach you the topic because it was too complicated or too scary? Well, chances are our parents weren't taught much about money, either! In fact, it's possible that they haven't even learned the most basic financial lessons themselves. So, in today's episode, Ashl...

Do you feel like you aren't making any progress with your money plan even though you've been trying for a while? If you are feeling like your money plan isn't working the way that you hoped it would, it may be because you are doing too much at once. Listen in as Ashley discusses how to create a realistic money plan that will keep you from feeling stuck and getting overwhelmed. Hosting Today: I'm A...

Wondering where to put the rest of your money after you've paid all your bills? Should you use it to pay off more debt, or should you put it towards something else? Listen in today's episode, as Ashley discusses debt strategies with Christina, including what to do with her leftover money after paying all of her bills, how to allocate those funds, and what her options are for paying off her debt. H...

I'm sure you've been given money advice at some point in your life that sounded good at the time, but turned out to be bad advice that cost you money! Today I'm sharing the worst advice we followed that led to our biggest money mistake.....one that will cost us almost $1 MILLION.....yes million....dollars in our lifetimes. But as with all mistakes and setbacks, there is a silver lining! Hosting To...

Caring for an aging parent or grandparent can be challenging, particularly if you are unprepared. When you find yourself in this situation, there is a lot to know and do, especially when it comes to legal and financial matters. However, with a lot of planning and preparation, you can work through these difficulties while remaining sane. Listen in as Jen and Ashley offer tips and advice on how to d...

Welcome to the very first episode of our new series called the Budget Bestie Meetup! Yay! The Budget Bestie Meetup is a free community meetup that brings together a supportive group of women to talk about money so that we can learn and grow as a community. In this episode, we'll talk about how to start changing your behavior, how to put it into action, and how to incorporate habit stacking into yo...

If you have recently taken a break from your job to focus on personal life or take care of family responsibilities, it can be easy to start falling behind on your finances as you haven't paid much attention to them over the past few months. Fortunately, there are a few things you can do to help you get through this and get your finances back on track. Listen in as Ashley shares some tips with Sy o...

Most people set resolutions for the New Year in an attempt to change their lives for the better - but few actually follow through with them. The problem is that making resolutions without a plan and sticking to it often leads to disappointment and failure. So how can you make sure you keep your resolutions this year? Listen to this episode and learn the key steps you should take in order to make a...

Are you ready for a productive and successful year? If you're like most people, your answer is likely a yes. But how can you make that happen? In this episode, Ashley discusses five budget mistakes to avoid in 2023 so that you can have a productive and successful year ahead such as not putting a deadline on tasks, expecting everything to go perfectly, not setting a baseline and mid-level goals, an...

Hey everyone, it's question and answer time on the podcast! This is Part 4 of our Q&A series, and I'll be answering some of the questions that Money Plan Bootcamp members have sent in. Listen in as I answer the following questions: How to pay off debt and save while living paycheck to paycheck, How to get past guilt when the plan doesn't work out, and Can you start your monthly budget with the...