Money Isn't

Welcome to our COVID-19 Webinar, in which John Smallwood, a certified financial planner, cuts through the financial noise and helps you understand the impacts on your financial future. In this 1-hour webinar, John and his partner Edward Bao, CFP®, AIF® discuss the second stimulus bill and the fundamentals of financial planning that will help us withstand current economic pressures. John is the aut...

In this episode, John reviews his Wealth Curve Pressure Identifier, a resource that walks you through 9 areas that are key to understanding the financial pressures on your wealth, now and in the future. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Awar...

Welcome to the Wealth under Pressure Podcast. John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the power of a reverse mortgage to provide a guaranteed income stream in retirement. John is the author of 5 Ways Your Wealth...

Welcome to the Wealth under Pressure Podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the benefits of real estate rental income, and if you decide to include it, how it should work in your retirement pla...

In this webinar, John and his partner Edward Bao, CFP®, AIF® discuss the three phases of the Federal Government’s stimulus bill. Particularly they discuss how it may impact small business owners. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’...

In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the part that royalty payments and income can play in your retirement plan. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t miss John’s takeaways:*...

In this episode, John continues his series on the 19 Sources of Retirement Income. He discusses the benefits of holding on to your small or medium-sized business in retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t miss John’s key p...

In this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on the low-taxation income available from long-term capital gains. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t miss John’s key points:* Just lik...

In this episode, John continues his series the 19 Sources of Retirement Income. He focuses on Whole Life Insurance. In the episode he describes the ways in which Whole Life differs from other types of life insurance. He also highlights how you can use the dividends paid to you by your insurance company to create a tax-free income stream. John is the author of 5 Ways Your Wealth is Under Attack and...

In this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on yet another way to add tax-free income to your retirement plan: dividends from municipal bonds. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t m...

In this episode, John continues his series the 19 Sources of Retirement Income. He takes a deeper look at last week’s episode. He also explains qualified dividends, and how they differ from ordinary dividends. A mix of both can bring you a resilient and tax-efficient income stream. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively...

Welcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John continues to discuss the 19 Sources of Retirement Income. He explains ordinary dividends, and the benefit of owning them as an individual, in addition to whatever stocks are part of your IRA or 401K.John is the author of 5 Ways Yo...

Welcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John continues to discuss the 19 Sources of Retirement Income. This time he’ll highlight interest income and the role it can play in your retirement plan. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth –...

In this episode, John discusses the SECURE (Setting Every Community Up for Retirement Enhancement) Act. It was signed into law on December 19, 2019. He’ll explain how it will affect minimum distribution and the items in your retirement portfolio. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a reci...

Welcome to the Wealth under Pressure Podcast. John will identify key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John discusses the state of your financial plan. Is it like your junk drawer, with a little bit of this and a little bit of that in it, in no discernible order? If so, John’s got a solution for you. John is the author of 5 Ways Your Wealth is...

In this sources for retirement episode, John will discuss pensions. He’ll talk about the payout options that are available for you and your spouse. He will also point out some considerations when deciding how to choose among them. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Fiv...

In this episode, John discusses Social Security as one of the key sources of retirement benefits and income. He reviews the current state of the system, and what that means for you as your plan for your retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth...

In this episode, John pushes beyond social security, pensions, and 401Ks. He’ll introduce you to 19 sources of income in retirement. He will cover each source in depth in future episodes. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s stren...

Welcome to the Wealth under Pressure Podcast, in which John Smallwood. In this episode, John talks with Leslie Tayne, a debt solutions lawyer who has recently written Life and Debt: A Fresh Approach to Achieving Financial Wellness. Their discussion ranges from student loans debt to mortgages, credit, budgets, and managing out-of-control debt. John is the author of 5 Ways Your Wealth is Under Attac...

In this episode, John discusses life insurance over 50. Traditional financial planners will usually say that you no longer need it. John argues that it can enhance your income in retirement—if it’s permanent. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manage...

In this episode, John continues his series on the Wealth Curve Blueprint, with special attention to business owners. This time he discusses the business valuation and how it can help increase the value of your business. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM We...

In this episode, John discusses two new bills that have been passed in Congress. When the SECURE Act and RESA are reconciled and become law, they will have repercussions for IRA planning. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s stren...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time his focus is on asset protection. He reveals two key tools small business owners need to protect their business and personal assets. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning a...

In this episode, John continues his series on the Wealth Curve Blueprint, this time focusing on the protections offered by wills and trusts. Properly setting up a will or trust is one of the key components of a successful long-term financial strategy. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. Continuing a mini-series on life insurance, he discusses life insurance for spouse (who does not work or who works part-time).John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient...