Money Isn't

In this episode, John introduces to listeners about taxes, taxes, taxes, and the reduction of taxes. The reduction of taxes is the most important part of any wealth plan. You have to pay the least amount of taxes through these three phases. You need to pay the least amount of tax during the accumulation phase, where you’re growing your wealth. You need to pay the least amount of tax during the dis...

From food to clothing to gasoline, the cost of just about everything is going up. But is inflation here to stay, or will we see it ease over the coming months? And how do you prepare your portfolio for the price spikes? John L. Smallwood explains on this week’s episode. Set up a time to find out how inflation affects your Wealth Scorecard now at www. SmallwoodWealth.com.

It’s been a tough 18 months for small business owners, so you deserve every tax break you can get! This week, John L. Smallwood talks with AmpliFi Founder & President Brent Allen about the Employee Retention Credit (ERC) and who might qualify. It’s a must listen episode for anyone who held onto employees during the pandemic or started a business in 2020. Have a question about ERCs? Connect with us...

In this episode, John shares insights on recent conversations around inflation. He discusses how important it is to have a macro plan of multiple tools coming together at different times under different economic conditions and in different places. John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager...

In this episode, John explores the 7 biggest tax increases proposed by the Biden administration. He discusses what changes can be expected. He also shares when these proposed changes may happen and what you can do to mitigate or reduce their impact. John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manag...

In this episode, John explains that your ability to earn income is the number one asset you have in financial planning. He is joined with Disability Specialist Alicia Vivenzio from National Ohio. Together with Senior Wealth Advisor Ed Bao (https://www.smallwoodassociates.com/edward-e-bao-jr/) they discuss how important disability coverage is and how it may be one of the most misunderstood and unde...

In this episode, John introduces listeners to Disability Insurance Awareness Month and discusses how disability done right can add value to your plan. This time he explains how simulating the outcome of negativity is a key to good financial planning. John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Mana...

In this episode, John and his longtime friend and fellow financial advisor Barry Dyke discuss crony capitalism, the risks inherent in the market, and the secret that the big banks know but won’t tell you. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Awa...

This financial stress episode is drawn from John’s appearance on “I Am the Community,” hosted by Vicky Pepper. Vicky and John’s conversation focused on financial stress during the COVID crisis—and what you can do about it. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM...

This charitable remainder trusts episode is drawn from John’s appearance on the Joe Robert Show. John and Joe’s wide-ranging conversation covered a lot of territory. Topics they covered included the fundamentals of financial planning for individuals and entrepreneurs of all income levels. Also, they discuss the Blueprinting process, and the opportunities that exist in with charitable remainder tru...

In this episode, John and his partner Edward Bao, CFP®, AIF®, talk with guest Rob Lowe. Rob is a 44-year veteran of the financial services industry, about reverse mortgages and why they may be a useful income strategy for some retirees. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of th...

In this market volatility episode, John and Edward Bao, CFP®, AIF® host a webinar. They discuss the history of the markets and the state of the economy. They also review how you can build a financial plan. A plan that’s prepared for the ups and downs that are sure to come. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financ...

This Biden 401k related episode was drawn from John’s appearance on “Alabama’s Morning News with JT” on 105.5 WERG news radio. John and JT’s conversation revolved around the Biden Campaign’s proposed changes to 401k retirement accounts. They discuss what that means for retirement savers. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extens...

This episode was drawn from John’s appearance on The Financial Quarterback with Josh Jalinski. John and Josh’s conversation hit the highlights of the Biden tax plan and reviewed the fundamentals of financial planning. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealt...

This episode was drawn from John’s appearance on Retirement Tips Radio with Lee Kantor, a product of RadioX. John and Lee’s conversation was aimed at helping entrepreneurs prepare for retirement—even if it’s a long way off. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM...

In this episode, John and his partner Edward Bao, CFP®, AIF®, talk with Dane Mihlon, a licensed independent agent for Life Insurance. He runs MedSupAmerica.com, a website dedicated to offering free advice on Medicare Supplement products. The in-depth conversation covered Medicare, Medicare Supplements, and how they’re connected to Social Security. John is the author of 5 Ways Your Wealth is Under...

In this episode, John and his partner Edward Bao, CFP®, AIF®, talk with Jeffrey R. Clark, Director of Retirement and Wealth Strategies at Jackson National Life about wealth accumulation, “safe” withdrawal rates, and how to provide yourself with a paycheck for life. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial pla...

In this episode, John continues his series on the 19 Sources of Retirement Income. He explains why you might consider using a Charitable Remainder Trust to lower your taxes and boost your income in retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manag...

In this principal paydown episode, John continues his series on the 19 Sources of Retirement Income, explaining how to strategically use them to boost your retirement income. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t miss John’s key poi...

In this IRA tax benefits episode, John continues his series on the 19 Sources of Retirement Income, explaining how to strategically use IRA income along with other income sources in retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t...

In this roth income limits episode, John continues his series on the 19 Sources of Retirement Income, explaining how to create a tax-advantaged income stream from your Roth IRA in retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t mi...

In this strategy guide episode, John and his partner Edward Bao, CFP®, AIF® discuss the 9 areas that exert pressure on our wealth. These categories don’t change, no matter the circumstances we face in our personal lives or in our nation. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of...

In this episode, John continues his series on the 19 Sources of Retirement Income, explaining how using an annuity can help take the pressure off your other income sources in retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t miss Jo...

In this episode, John continues his series on the 19 Sources of Retirement Income. He explainins how out of the many types of annuities, the immediate annuity can provide a guaranteed, tax-advantaged income stream in retirement. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five...

In this financial strategy guide episode, John and his partner Edward Bao, CFP®, AIF® discuss Smallwood Wealth’s approach to financial planning, and how your plans may shift emphasis under the current economic circumstances. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five Star...