Money Isn't

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he lays out the elements of quality life insurance coverage. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s streng...

In this episode, John continues his series on the Wealth Curve Blueprint. This time he reviews life insurance coverage for the primary breadwinner, or both breadwinners. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s strength is his ability...

In this episode, John continues his series on the Wealth Curve Blueprint. This time he reviews disability insurance, which is vital for everyone to have. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s strength is his ability and commitment...

In this episode, John continues his series on the Wealth Curve Blueprint. This time he reviews umbrella insurance policies, which are the first step in protecting your assets. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s strength lies in...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he discusses employer matching programs, which are an important part of your savings rate. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealt...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he discusses your lifestyle rate and how it works with the other parts of your wealth plan. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Weal...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he discusses integrating your future liabilities into your wealth plan. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Jo...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the  (https://www.smallwoodassociates.com/the-wealth-curve-blueprint/)Wealth Curve Blueprint. This time he discusses saving for college and how that fits into your overall wealth plan. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financ...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the  (https://www.smallwoodassociates.com/the-wealth-curve-blueprint/)Wealth Curve Blueprint. This time he explains debt liability. This is the relationship between your debt payments and your income. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured exten...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he talks about personal use real estate and what portion of your gross income it should consume. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he talks about the liquid asset rate. This is the amount of cash you have available for any expenses above the ordinary. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a reci...

Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he explains the savings rate balance. It shows how to allocate your savings among different types of vehicles and tax structures for optimal performance. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on...

Welcome to the Wealth Curve Talk Podcat. In this episode, John explains one of the most vital components of the Wealth Curve Blueprint and the Wealth Curve Scorecard: your savings rate. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. John’s strengt...

In this lower taxes episode, John details the  (https://www.smallwoodassociates.com/the-wealth-curve-scorecard/)Wealth Curve Scorecard. It is part of the Wealth Curve Blueprint, can help clients lower their tax rate. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealt...

In this batting average episode, John details the  (https://www.smallwoodassociates.com/the-wealth-curve-blueprint/)Wealth Curve Blueprint. It’s a tool he has developed to help clients compare the performance of their current financial plan against their short and long-term goals. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively...

In this episode, John continues his deep examination of the retirement planning. He also urges you to re-examine your plan now and on an annual basis. Today he focuses on market volatility, which is a factor in your withdrawal rate (covered in Part 1). He also spends time on the variables associated with longevity risk (also covered in Part 1): healthcare costs and long-term care costs. John is th...

In this episode, John answers the question, “When Should I Collect Social Security?” and gives insights on how to apply social security benefits when creating a retirement plan. He explains that there is more to social security than most of us are aware of. John provides examples to show us why when asking “When should I collect social security”, the decision for collecting or deferring these bene...

In this episode, John goes in-depth on three of the seven variables that are vital to consider when designing your retirement plan. If you change just one of these variables, you will affect the outcome of your plan. If you change two or three, it’s not even the same plan. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on finan...

Welcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. Have you asked yourself “How much money do I need for retirement?” In this episode, John discusses safe withdrawal rates from your portfolio. He also emphasizes the importance of diversifying your sources of retirem...

Welcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode of Wealth Curve Talk, John emphasizes the necessity of taking a macro view of your financial plan. While most financial decisions are made in isolation (one tree), they will have ripple effects throu...

Welcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John gets you to think about your wealth management plan from the point of view of retirement. He wants to make sure that you have the maximum earned income available to protect you from the pressur...

In this episode, John exposes the three main areas directing pressure on your wealth and sketches out some strategies for pushing back. TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction. BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT W...

In this episode, John addresses the idea of risk. For most people, the risk can simply imply a loss of investments. John expands the conversation to encompass risks that come from all different directions. He wants you to be able to identify and address each one in your financial plan. TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction. BOOK AN APPOINTMENThtt...

In this episode, John explains the many ways to save, and the proper amounts to save based on your income. He emphasizes its place as the foundation for your financial plan. TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction. BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackh...

In this episode, John fills us in on the most recent updates from the IRS on the technique referred to as “crack and pack.” The IRS has vowed to come after it! TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction. BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfre...