Lloyd J Ross

Money Grows on Trees

Business EN ↓ 350 episodes

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our...

Author

Lloyd J Ross

Category

Business

Podcast website

moneybuyshappinessbook.com

Latest episode

Jul 8, 2026

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Episodes

#342 - BREAKING! The RBA Just Admitted We Are Entering Stagflation 08.07.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down the latest RBA move and why Australia is now showing the textbook signs of s...

#341 - How To Make Rational Financial Decisions (3 Step Framework) 02.07.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd explains why emotions are the biggest threat to your financial future and why most peopl...

#340 - Serious About Building Wealth In Australia Without Property? 30.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why property is not the only path to wealth in Australia and why sinking you...

#339 - I’m A Millionaire. Here’s How I Built Financial Freedom. 24.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down the real process behind building financial freedom, not luck, inheritance or...

#338 - Should Gen Z Buy Property In Australia? 18.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, I break down why buying property might be the worst financial move Gen Z could make right now....

#337 - Mindset and Money Pressure Explained 16.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd reacts to reels that capture the frustration and confusion people feel in today’s econom...

#336 - How The Budget Impacts Every Asset Class (Long-term view) 09.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The 2026 Australian federal budget just fundamentally changed the rules of investing. In this episode, Lloyd br...

#335 - Can You Really Thrive in Today’s Economy? 04.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The market is flashing signals investors can’t afford to ignore. In this episode, Lloyd reacts to what’s happen...

#334 - The Last Time the Stock Market Did This, It Took 14 Years to Recover 02.06.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The stock market is flashing signals we haven’t seen since the year 2000. Back then, valuations hit extremes, t...

#333 - Why 2 Incomes Made the Middle Class Poorer 27.05.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Two incomes were supposed to make life easier, but the data shows they simply pushed house prices higher and le...

#332 - 10 Things That Are No Longer Worth Your Money 21.05.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Spending feels harder than ever and a lot of it comes down to everyday costs that have quietly blown out over t...

#331 - Is It Negligent To Buy Property? 19.05.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Buying property right now looks like the default path, but the real numbers behind deposits, interest and long‑...

#330 - Breaking: Australian Property Is Officially Collapsing 13.05.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Australian property prices are beginning to shift, and the early data is pointing in a direction that challenge...

#329- The System Is Designed To Keep Australian’s Poor 07.05.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The financial rules people assume are normal are actually engineered to keep them stuck. In this new episode, L...

#328 - The 10 Dumbest Things I’ve Seen People Do With Money 05.05.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Most people do not lose wealth from market crashes, they lose it from everyday decisions that quietly compound...

#327 - The Hack To Retire at 55 29.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Most Australians retire at 67 with barely enough super to last a decade. But a small group retires at 55 with i...

#326 - I'm a Multi-Millionaire and I Rent 23.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why so many Aussies feel “house rich, cash poor”, how the cultural pressure...

#325 - The Last Time Property Did This, It took 70 Years to Recover 21.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The last time Australia saw a property boom like this, it ended in a 50% crash, and the recovery took 70 years....

#324 - Is SpaceX An Opportunity For The Average Aussie? 15.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com SpaceX looks like the investment opportunity of a generation, but most people don’t understand how the IPO work...

#323 - Why THIS Is Worthless 09.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The $100 note in your wallet is worth less today than it was yesterday, not because of normal inflation, but be...

#322 - Is the Australian Property Market Collapsing!? 07.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the Australian property boom was driven by seven powerful tailwinds,...

#321 - Have a House But NO Disposable Income? (Here’s Why) 01.04.2026

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? http://moneybuyshappinessbook.com In this new episode, Lloyd reveals why the deeply embedded societal pressure to buy a house is actually a trap for millions of people, and why the macro conditions that made property th...

#320 - The US Iran War Will Make SMART Investors Insanely Rich 26.03.2026

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 👉https://moneybuyshappinessbooks.com/housepoorbook In this new episode, Lloyd reveals why the US–Iran war is reshaping global markets in ways most investors aren’t seeing, and why a handful of assets consistently move first when fear spikes. He also shares the surprising structure of his own portfolio and the...

#319 - WARNING! This Oil Shock Is Going To Destroy Australians 24.03.2026

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the global oil shock is about to hit Australia harder than any other developed nation, and why the cost of everything is about to surge. With Brent crude above $100 and the Strait of Hormuz near closed, fuel, food, freight, inflation and mortgage stress are all set to...

#318 - The RBA Is Sending Inflation To 5% 19.03.2026

Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead. This episode breaks down: ◼️ What...

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