Lloyd J Ross
Money Grows on Trees
Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our...
Author
Lloyd J Ross
Category
Podcast website
Latest episode
Jul 8, 2026
Where to listen?
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Episodes
#317 - The 3 Wealth Archetypes (Don’t Get This Wrong) 12.03.2026 13:21
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk. This episode breaks down: ◼️ The Guardian, the Builder and the Hunter, and ho...
#316 - I’m a Millionaire. If I had $10,000, Here’s How I’d Invest It 10.03.2026 13:20
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down exactly how he would invest $10,000 if he had to start again from scratch. These are the practical steps he’d take today based on the same principles that helped him become a millionaire. This...
#315 - Your Super Won't Make You Rich. This Will. 05.03.2026 12:18
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why your superannuation was never designed to make you wealthy and why relying on it for freedom is one of the biggest financial misunderstandings in Australia. This episode breaks down: ◼️ What...
#314 - Why You Should NEVER Listen To Finance Influencers 03.03.2026 12:39
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd reacts to some of the most common finance‑influencer advice and breaks down why so much of it is misleading, incomplete or outright dangerous. The episode exposes the tactics, shortcuts and narratives tha...
#313 - The $100 Billion Lie That Will Destroy Crypto 26.02.2026 8:04
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd exposes the $100 billion risk sitting at the centre of the entire crypto market. Bitcoin’s biggest threat isn’t regulation or hacks. It’s Tether, a stablecoin that has never completed a full independent a...
#312 - The Biggest Silver Crash In 40 Years (what’s next?) 24.02.2026 15:57
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the biggest silver crash in 40 years wasn’t a random event, and why most investors are misunderstanding what comes next. A 27% single‑day drop signals structural pressure, crowded position...
#311 - He Predicted Bitcoin To Crash To $67k.. Here’s What He’s Calling Next 19.02.2026 16:10
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why Bitcoin’s collapse wasn’t luck, and why the next phase could be even more brutal than people expect. Cheap money is gone, liquidity is tightening, speculative demand is evaporating and the nar...
#310 - The RBA Isn’t Done Yet… 17.02.2026 14:43
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why the RBA isn’t finished and why Australians are about to feel more financial pressure than they expect. Inflation is still running hot, government spending is fuelling demand, and the next wave...
#309- The 5 Money Secrets Millionaires Don't Want You To Know 12.02.2026 8:06
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals the five money secrets millionaires use that most people never learn. These aren’t hacks or shortcuts. They’re the quiet, disciplined habits that build real wealth while everyone else stays trapped in...
#308 - The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How) 10.02.2026 13:03
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all. You’ll learn: ◼️ Why low‑deposit schemes trap buyers in unsustainable debt ◼️ How government incentives distort t...
#307 - If I Wanted to Survive the Recession, This Is What I'd Buy 05.02.2026 15:50
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Most people only react after a recession hits. By then, prices have moved, fear is peaking, and the best assets are already gone. In this episode, Lloyd James Ross breaks down the three sectors he’s positioning capital in before th...
#306 - Bitcoin Is Not an Investment (It's a Cult) 03.02.2026 12:40
What does Bitcoin produce? No cashflow, no earnings, no yield. Its price depends entirely on the next buyer paying more than you did. So why are so many people holding an asset that produces nothing? In this episode, Lloyd reveals: ◼️ Why Bitcoin isn't the investment you think it is ◼️ The difference between price movement and true value ◼️ Why blockchain technology's value doesn't make Bitcoin a...
#305 -The AI Bubble Is Coming For Your Super 29.01.2026 25:06
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Global fund managers, the IMF, and even Michael Burry are warning about the AI bubble. Yet billions are still pouring into companies like OpenAI, NVIDIA, and AMD despite unsustainable losses and circular financing deals. In this ep...
#304 - MicroStrategy Is Collapsing (Will It Crash Bitcoin?) 27.01.2026 18:16
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd James Ross breaks down why MicroStrategy’s leveraged bet on Bitcoin is starting to unravel. You’ll discover: ◼️ How $17 billion vanished in just three months ◼️ Why Michael Saylor’s debt‑fuelled Bitcoin s...
#303 - WARNING! The RBA is about to HIKE Interest Rates 22.01.2026 12:27
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals why the Reserve Bank isn’t cutting rates as many expect, and why hikes are coming instead. ◼️ Why inflation isn’t dead ◼️ How higher rates will blindside homeowners ◼️ The impact on property prices, c...
#302 - How To Make A FORTUNE From Trumps Takeover 20.01.2026 22:38
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Trump’s Venezuela takeover has changed the energy game. In this episode, Lloyd reveals how this geopolitical shift creates one of the biggest wealth opportunities of the decade: ◼️ Why Venezuela’s oil reserves suddenly matter again...
#301 - How Much Money Do You Need to Never Work Again? 13.01.2026 10:15
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com The entire 2026 money plan…explained fast. Lloyd covers your magic number, cash‑flow tracking, cost cuts, ETF compounding, and the disciplined behaviours that build a repeatable wealth system. ◼️ How to calculate your magic number...
#300 - Give me 49 Seconds .. Master Investing 08.01.2026 0:48
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com The entire game of investing…explained in 60 seconds. Lloyd reveals the 3 rules that separate wealth builders from everyone else. Watch to the end. Timestamps: 00:00:00 Introduction 00:00:11 - Rule 1 00:00:22 - Rule 2 00:00:33 - Ru...
#299 - The $1.5 Trillion AI Lie That's Holding Up The Global Economy 06.01.2026 26:49
In this new episode, Lloyd James Ross exposes the $1.5 trillion AI bubble threatening your superannuation, property portfolio, and the wider economy, showing why smart investors are exiting, why most AI projects may never be profitable, and how hype-driven valuations built on circular revenue loops could collapse fast, and most importantly, how you can protect your wealth and be ready to seize rea...
#298 - 85 Million Jobs Gone In 2026 (Who will pay the bills?) 01.01.2026 21:54
In this new episode, Lloyd breaks down the truth behind the headline that 85 million jobs will disappear by 2026, and reveals whether AI is really going to destroy your financial future. While governments push universal basic income as a safety net, it’s really a trap that creates dependency, limits your potential, and keeps you controlled. Lloyd explores what the headlines about AI job losses are...
#297 - Australian Property Isn’t The Investment You Think It Is 30.12.2025 21:54
In this episode, Lloyd reacts to the housing crisis and exposes how property has become an investment vehicle instead of a home. He breaks down tax policies, banking scandals, and debt traps facing first‑home buyers, while sharing why overpriced markets are setting up for collapse. Discover how to protect your wealth, avoid risky borrowing, and build financial freedom without being crushed by the...
#296 - Why The Australian Property Market MUST Crash 26.12.2025 14:31
In this episode, Lloyd reveals why the Australian property market is a ticking time bomb, and why a crash isn’t just inevitable, it’s necessary to prevent something far worse. With $11.6 trillion in property propped up by $2.6 trillion in debt, households are drowning under unsustainable repayments, and government policies like the 5% deposit scheme and high immigration are only making it worse. L...
#295 - The Bitcoin Death Spiral Has Begun. This is Your Last Warning 18.12.2025 28:23
Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd James Ross breaks down why he believes the Bitcoin “death spiral” has already started and what it could mean for your money, especially if you’re exposed to crypto. He unpacks MicroStrategy’s massive leveraged...
#294 - My 10 Sources Of Income At Age 42 16.12.2025 14:03
Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd reveals his 10 income streams that have lead him to become a multi-millionaire in his early 40's. He highlights the importance of creating multiple streams of income, referencing the saying that the average mi...
#293 - 45 Years of Data PROVE Which Asset Actually Builds Wealth 11.12.2025 22:51
In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on wealth-building through various asset classes over the past 45 years. He compares the returns on a hypothetical $100,000 investment made in 1980 across different options, revealing that gold would have appreciated to $770,000, while Tokyo real estate would only be worth $150,000 today. Interestingly, a...
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