Money and Me

Almost a third of Singaporeans do not have a financial plan and a similar number are not comfortable with their current amount of savings. Michelle Martin talks to Elson Goh, Head of Asia Portfolio Management, St. James’s Place Singapore  to find out why, and what investors can do about their financial health. See omnystudio.com/listener for privacy information.

With tech stocks’ poor showing this earnings season, is it a good time to buy the dip? And are investors reevaluating their holding and outlook on tech stocks? Michelle Martin pits these questions to  Adam Reynolds, Asia Pacific CEO, Saxo Markets . See omnystudio.com/listener for privacy information.

Alphabet announced a 20-to-1 split stock, which means shares of the Google parent company will soon be trading at a much cheaper price to attract retail investors. Will this translate to volatility and what can current investors look out for? Michelle Martin gets some insight from Arun Pai, Chief Strategy Officer, FLOW,  plus a discussion on the impact of the Joe Rogan controversy on Spotify'...

Endowus Chief Investment Officer Samuel Rhee tells Michelle Martin about the wealth management platform's latest satellite portfolios and what kind of allocations investors could be looking at. They also talk about Endowus' latest income portfolios that are designed for investors at different life stages to cater to their specific financial needs.  See omnystudio.com/listener for privacy info...

The Feds have spoken, and they're on track to raise interest rates to fight record inflation. US stocks gained as the news was released, but began to decline in after-hours trade as Chairman Jerome Powell stood hawkish during the press conference that followed. What can we decipher from the upcoming moves from the Feds in March? Michelle Martin gets an angle from Arun Pai, Chief Strategy Officer,...

Michelle Martin gets the thoughts of  Swapnil Mishra, Adjunct Mentor, Singapore Management University  on MAS' off-cycle move to raise the appreciation of the Singapore dollar and what it could mean for consumers, businesses and overall trade. He also shares his opinion of the Feds' rate hike frequency and schedule, Singapore’s experience of inflation and support levels for Bitcoin...

Michelle Martin speaks with Deborah Cunningham, Chief Investment Officer, Global Liquidity Markets, Federated Hermes  about her expectations on the Feds' rate hike timetable, what liquidity could mean for tech stocks and Asian markets, and which sectors or vehicles could lose in a rapidly rising environment.  See omnystudio.com/listener for privacy information.

What is an ACP, an LPA or an AMD? These are some important acronyms to know when it comes to end-of-life planning. Michelle Martin and  Christopher Tan, CEO, Providend  break down each one, and discuss how much end-of-life planning costs and why it's priceless for peace of mind.  See omnystudio.com/listener for privacy information.

What can we learn from the OCBC phishing scam? Is China doing the right thing by cutting rates to stabilise the yuan? Will India’s LIC IPO be a big win? And what do the new MAS rules mean for crypto advertising? Michelle Martin gets the lowdown from Arun Pai, Chief Strategy Officer, FLOW . See omnystudio.com/listener for privacy information.

Some 469 OCBC customers lost at least S$8.5 million in phishing scams involving SMSes impersonating OCBC Bank in December. Michelle Martin and Raju Chellam, Chief Editor, AI Ethics & Governance Body of Knowledge take a closer look at this phishing scam. Here’s what you should know and what you can do to protect your money.  See omnystudio.com/listener for privacy information.

Are you retirement-ready? How much is enough to retire comfortably? These are some of the burning questions you should be asking, as you start thinking about your golden years. Michelle Martin seeks some answers on retirement planning from Tan Chuan How, Chief Agency Officer, NTUC Income . See omnystudio.com/listener for privacy information.

Analysts say Bitcoin has tested the key support level of US$40,000. Will Bitcoin hit 'new highs' this year or even reach that $100,000 in June (purported by some) despite its rough start? Michelle Martin gets insights and a crypto outlook for 2022 from Vijay Ayyar, VP Corporate Development & Global Expansion, Luno .  See omnystudio.com/listener for privacy information.

Tony Sycamore, APAC Analyst, City Index  joins Michelle Martin in this episode to discuss moves by two of the world's biggest economies — the US Federal Reserve hints at quickening the pace of raising interest rates, while China moves the other direction by cutting rates on policy loans for the first time since April 2020.  See omnystudio.com/listener for privacy information.

Research shows that most habits around money are set as young as age 7. So how can parents navigate this tricky topic and cultivate healthy financial habits in their children? Is it ever too early to invest? Michelle Martin finds out from Will Rainey, author of Grandpa’s Fortune Fables and founder of financial education platform, Blue Tree Savings. See omnystudio.com/listener for privacy inf...

Global stocks saw double-digit returns over the last three years... will it see a fourth? Are bond yields still considered safe havens even as they're losing ground? And for investors who feel the S&P is overvalued, could US small caps be the next big thing? Michelle Martin gets some answers from Cheng Chye Hsern, Head of Investment, Providend . See omnystudio.com/listener for privacy informat...

In this episode of Money & Me, Michelle Martin speaks with Kenny Loh, REIT Specialist and Independent Financial Advisor on his outlook of S-Reits for 2022, his thoughts on the proposed Mapletree Pan-Asia Commercial Trust and if REIT IPOs will make a comeback after delays in 2021. See omnystudio.com/listener for privacy information.

Car ownership is infamously expensive in Singapore. Yet some of us still need a personal vehicle to get around. Car subscriptions like Carzuno offer the option of owning a car, without the high upfront costs involved. Michelle Martin chats with Andrew Chan, co-founder of Carzuno  to find out what its subscription really includes, how much drivers stand to save and how this Singapore...

Michelle Martin taps the analytic brain of Arun Pai, Chief Strategy Officer, FLOW to understand why energy prices are rising, particularly in Singapore; what the bond yield markets are pointing towards and what that could mean for stocks. They also discuss Tencent's divestment in Singapore's Sea and where value is to be found with Chinese internet companies.  See omnystudio.com/listener for p...

What kind of impact would  inflation and regulation have on the crypto market? Can Bitcoin reach $100,000 this year? And will Solana reverse its downtrend? Michelle Martin gets the insights of  Krishna Ramachandra, Chairman of Selvam LLC and Senior Advisor to EQBR Networks  for some directions. See omnystudio.com/listener for privacy information.

Dr Clemen Chiang, co-founder and CEO, Spiking.com  shares how his platform helps the average retail investor understand where the whales are putting their  money and why AMBITION is his acronym for key investment themes for 2022. See omnystudio.com/listener for privacy information.

Which account which you can open at any local bank should you set up before mid next year could save you withdrawal fees? C hristopher Tan, CEO, Providend shares with Michelle Martin his top lessons on investing, medical insurance, IP's and planning ahead. See omnystudio.com/listener for privacy information.

The US Federal Reserve announces three rate hikes for 2022 and Singapore introduces property cooling measures — two headlines busying the markets today and top of the agenda with  Arun Pai, Chief Strategy Officer, FLOW .   He and Michelle Martin also discuss securitised music rights and Apple's foray into the metaverse.    See omnystudio.com/listener for privacy informati...

Michelle Martin caught up with  Sudhu Arumugam, Co-founder, CoinFLEX to talk about its latest partnership with Bitcoin.com and FLEXDAO, which launches this week. See omnystudio.com/listener for privacy information.

Derick Tan, Founder, Timing and You  applies his proprietary cycle analysis methodology to gain a clear view of some headlining stocks Airbnb as well as EV plays Tesla and Ford. He also shares with Michelle Martin his views of what’s to come for Cathie Woods’ ARKK and how DBC can be seen as an inflation hedge.  See omnystudio.com/listener for privacy information.

Singapore REITs are going strong despite being in a pandemic for almost two years, remaining resilient amidst the Covid-19 slump generally seen across many other sectors. Michelle Martin gets insights from  Kenny Loh, REIT Specialist and Independent Financial Advisor   on how they're performing today, and who he thinks are the best of the S-Reit pivots.  See omnystudio.com/listener...