Money and Me

Insurance is all about planning ahead but what can you do if you've just realised your parent is turning 70 and you're worried about healthcare costs? Will the amplification power of insurance still work if you start later in life for your parents? Elijah Lee, Financial Services Manager, Phillip Securities and Michelle Martin break down the details of healthcare insurance for our elderly parents. ...

Kenny Loh, REIT Specialist and Independent Financial Advisor looks at the top performing SREITS for Q3 2022 and where value in the market is  See omnystudio.com/listener for privacy information.

Germaine Leonora Tan and Yisle Lim, Co-founder, Hop app give Michelle Martin a tour of their new subscription-based mobile app which gives parents and kids access to the galaxy of edutainment classes with just a click of a button.  See omnystudio.com/listener for privacy information.

Optimism hasn't been higher in the crypto market since early April according to Luno. Michelle Martin and Vijay Ayyar Vice President, Asia Pacific & Global Expansion, Luno discuss the crypto market sentiment, key resistance levels for Bitcoin, the near term outlook for Ethererum, and if its Merge surge is fading. They then tackle meme coins; is a resurgence at hand? See omnystudio.com/listener...

Will Bitcoin extend its recovery? What's next for China given the recent interest rate cuts? Will oil move lower? Will the US market extend its longest winning streak of the year? Tony Sycamore, Senior Market Analyst, City Index shares his take on the questions with Michelle Martin  See omnystudio.com/listener for privacy information.

What do the best entrepreneurs and pioneers do when faced with uncertainty? How do they face their fears and keep going? When Covid19 hit, Insead Professor of Strategy Nathan Furr worried about his ability to keep teaching. HIs wife Susannah challenged him to use the tools in their new book to get over his fears of a very uncertain future. Nathan and Susannah Furr have written an inspiring guide t...

Michelle Martin and Cheng Chye Hsern, Head of Investment, Providend discuss his read of the NASDAQ entering the bull market. The currency shock has muddled earnings and helped buoy the stock market, but what has been behind the dollar’s weakness? And given that the US yield curve has inverted again, can you investors, take advantage of better short term yields here in Singapore? See omnystudio.com...

Does the new normal require a fresh look at the cashback vs air miles credit card debate? Just how far can you get on miles? Should you be looking beyond those attractive sign up bonuses and what does our featured guest wish his younger self knew about credit cards? Michelle Martin finds out in conversation with Tim Phillips, Head of Content & Investment Lead for ProsperUs, CGS-CIMB Securities...

What are investors interested in the semiconductor space reading from the US Chips and Science act? Will it shake up the semiconductor industry.  What key factors would indicate oil prices will fall further? Musk has sold a 6.9 billion dollar stake in Tesla in case he is forced to buy Twitter to circumvent an “emergency sale” of the EV stock should he have to buy Twitter. How are investors reactin...

A bank in China, a consumer company and a Singapore hospitality Reit are on Willie Keng, Founder, Dividend Titan and Michelle Martin's list of potential dividend stocks   See omnystudio.com/listener for privacy information.

Michelle Martin looks at which flat types and areas are commanding good prices and takes a closer look at study of consumer sentiment of property here in Singapore in this edition of Money and Me.  See omnystudio.com/listener for privacy information.

Several airlines, including Singapore Airlines, have had to cancel flights to Taiwan as tensions ramp up with China's military exercises. Have financial markets been rattled? Sani Hamid, Director for Wealth Management, Financial Alliance shares his overview of the geopolitical headline in focus for the week Nancy Pelosi's visit to Taiwan and discusses the outlook for the Chinese tech sector. See o...

You've packed your bags but a day before your trip you get test positive for covid. WHo is going to reimburse the cancellation costs for your trip? What sort of insurance overs comprehensive coverage before, during and after your trip should Covid hit? Michelle Martin finds out with Kelvin Lim, CEO, HL Assurance. See omnystudio.com/listener for privacy information.

Despite the US economy being in quite the lurch, investors have their eyes on last Thursday's and Friday's market rally. Is this a sign that the worst is over and now is the time to get back into the stock market? Michelle Martin invites Swapnil Mishra, Founder, WealthZen & Adjunct Mentor, Singapore Management University to share his opinion on his market outlook and his recommendations to inv...

"Enough is always elusive - when you reach it, you're not the same person you were when you first decided where your line was" Investors have all sorts of different motivations and aspirations driving them and sometimes it's important for us to pause and take stock of our financial portfolios and personal lives. Michelle Martin invites seasoned investor Christopher Tan, CEO, Providend to share his...

Money is often at the heart of family conflicts and few may be equipped to deal with the difficult conversations that may arise due to financial troubles. How can you improve your ability to hold conversations about money?  Michelle Martin invites Mrs Sarojini Padmanathan, from the Alliance for Action to Strengthen Marriages and Family Relationships (AFAM) to reframe family conversations about mon...

With their main revenue stream being so travel dependent, how did YouTrip,  Southeast Asia’s leading multi-currency neobank, not only survive the global lockdowns but even plan their expansion? Melissa Hyak speaks to Caecilia Chu, CEO, YouTrip to find out about YouTrip's latest launching of their new B2B platform, YouBiz, and about YouTrip's business model. This interview is part of a special coll...

Would you risk it all and give up a well-paying stable career in Finance to try and pursue your passion? Well, the siblings Lena Chan, Co-founder & Pastry Chef, Mad About Sucre and Eric Chan, Co-founder, Mad About Sucre did just that, opening their gourmet restaurant. Lena even went one step further, flying to Paris to hone her craft at Cordon Bleu. Melissa Hyak speaks to them to find out more...

One of the most prominent areas where the rising interest rates can be felt here in Singapore is with home mortgage loans. Michelle Martin invites  Elijah Lee, Financial Services Manager, Phillip Securities as he breaks down the relative pros and cons of fixed vs floating rate mortgages now and how much we should be spending on your mortgage as a part of your finances.  See omnystudio.com/listener...

To those looking to dabble in whisky investments, you’re in luck as Whisky Cask Club has launched Asia’s first-ever Whisky Cask Fund here in Singapore! It offers accredited investors an alternative investment instrument and powerful portfolio diversification with low correlation to traditional asset classes. Alexander Knight, CEO & Co-Founder, Whisky Cask Club joins Melissa Hyak   as they disc...

With short-term options that allow renters to experience the space before committing to it and a platform that streamlines the process for renters and landlords alike, it's no surprise that Cove is revolutionizing the rental scene here in Singapore!  Sophie Jokelson, Co-founder and Chief Marketing Officer, Cove joins Melissa Hyak as they discuss some of the financial challenges faced by Singaporea...

For the first half of 2022, the iEdge S-Reit Index has displayed strong resilience, generating flat total returns. In fact during the period, the S-Reits and property trusts sector in Singapore saw S$359 million of net institutional outflows and S$447 million of net retail inflows.  Kenny Loh, REIT Specialist and Independent Financial Advisor joins Melissa Hyak on Money and Me as they discuss his...

Global alternative protein investment surged 60% up to $5 billion last year, but what is the picture like in Asia? We take a closer look at the alternative protein market with  Dr. Andy Kusumo, founder and CEO of Dynamic Foodco which will launch its plant based chicken alternative, Dynameat later this year in Singapore. See omnystudio.com/listener for privacy information.

All investing is based on assessing risks, but venture capitalists assess upside in a particular way. What is the power law that motivates the venture capital investor? Sebastian Mallaby, Author, “The Power Law: Venture Capital and the Making of the New Future" discusses his new book with Michelle Martin See omnystudio.com/listener for privacy information.

Why doesn’t Singapore have a tax holiday on petrol and diesel? What explains the GST increase in an inflationary environment? What do the new global minimum tax rules mean for Singapore's overall competitiveness? Michelle Martin finds out with guests Gan Hwee Leng, Partner, Indirect Tax, KPMG in Singapore and Mark Addy, Partner, Telecommunications, Media & Technology, Tax, KPMG in Singapore Se...