Mo Money

In this episode of the Mo Money Podcast, we chat to Chris Bates from Alcove. He's a mortgage broker that's helped thousands of Aussies buy homes and invest through the property market. We talk through his take on what's going on in the post-budget world for property, what smart property buyers should be thinking about today, and some of the mistakes to look out for if you're wanting to get ahead a...

In this episode of the Mo Money Podcast, we chat to Damien Cooley, who's a founder at Cooley Auctions. He's auctioned over 75,000 - in fact, over 80,000 properties, he mentioned - and he talks about the lessons from that, how you can not overpay for property, some of the auction bidding strategies to secure a property at a decent price, as well as what's going on in the property market today in th...

This episode of the Mo Money Podcast is a money diary session with John and Greta. There are business owners that have been on a journey trying to get more out of the money that they already have. So we chat about how they've set up their finances to be automated, so that they can focus more on their business, how they've aligned as a couple with very different perspectives and approaches and inte...

This episode of the Mo Money Podcast is a Money Diary session with a Pivot Wealth client, Tristan, where he shares his journey over the last four years in getting towards buying his first home, which he thought was way out of reach, and the stepping stones that he's used to actually make that happen.  He talks about the shift from being almost embarrassed about his finances to a position where he...

This episode of the Mo Money Podcast is a money diary session with one of our clients, Toni. Toni talks about what it was like to set up her financial plan for the first time, coming from a generation where it was drilled into her that saving money in cash and only buying property was the only way that you could actually get ahead.  She talks about what she did to cut tax on her income, as well as...

This episode of the Mo Money Podcast is a recording of a live event we did on how to cut your tax bill. In the session, we get into the top tax strategies that you can use to reduce your annual ATO donation, as well as some of the mistakes that people make when it comes to trying to save tax so that you can avoid them. This episode is perfect for anyone that doesn't want to pay any more tax than t...

This episode of the podcast is a recording with Jessica Brady, money expert and financial coach, where we chat pretty deep about how to get in touch with your money beliefs and values, and why that's actually important when it comes to your saving and investing.  We get into some of the money systems that can hold people back, and particularly talking about women around finance and financial manag...

This episode of the Mo Money Podcast is a conversation with Jack Henderson, property expert and buyer's agent, where we dive deep into commercial property. We talk about what it is, how it works, who it suits and who it doesn't, as well as some of the mistakes to look out for, how commercial property is valued, some of the big flags to look out for if you're going down this path, as well as his ad...

On today's episode of the Mo Money podcast, you will understand exactly what separates a strategic mortgage from just getting the cheapest rate, the mistakes that are quietly costing high income earners serious money, and what to do about it in the current rate environment. I unpack the stories with Malcolm and Matt on what you should be doing, how to think ahead, and there's a lot of things that...

In this episode of the Mo Money podcast, we talked to Deanna Messina, who's the Deputy Chief Economist at AMP. She's got a bunch of experience with financial markets, and spends most of her days crunching data on inflation, interest rates, what's going on in the property market and the share market as well.  So we get Diana to get her crystal ball out some predictions around what's happening in th...

This episode of the Mo Money podcast is our 500th episode, and it's a milestone that we're pretty proud of. We wanted to do something a little bit different, a little bit special, to talk you through some of the lessons that we've learned over the last six and a bit years in putting out the podcast, some of the rules to live by when it when it comes to your money, the ones that have stood the test...

On this episode of the Mo Money podcast, we talk about the Home Upgrade trap and the cost that can come with upgrading your home at the wrong time. We talk through how you can think about this decision and make it work in a way that actually works for you, and how to be more strategic with the decisions that you make around what is one of the most important decisions when it comes to your money.  ...

In this episode of the Mo Money podcast, we chat about the "AI bubble" in sort-of inverted commas, and how you can invest when everyone's owning the same sorts of investments. So, we talk a bit about the Magnificent Seven, concentration risk, what that actually means the AI wave, and how that's driving around investor behavior and shifting market dynamics, as well as what you should be thinking ab...

In this episode of the Mo Money podcast, we chat RBA higher interest rates and what higher income households can do to be smart with their money in the current environment. So, we chat around the three levers that will move the dial the most when it comes to your situation, and how you can make sure that you're pulling the right ones for you, and importantly, some of the mistakes to look out for t...

In this episode of the Mo Money podcast, we talk about the war that's happening and how that's driving up petrol prices. But importantly, what you can do to be smart in the current climate, maybe save a few bucks at the petrol bowser. But also, more broadly, be smarter with your money, so that you're able to squeeze out a bit of savings, or at least defend the savings that you were before the cost...

This episode of the Mo Money podcast is a recording of a live event I did on how to FI/RE without drastic lifestyle sacrifices. So, I absolutely love the FI/RE movement, but one of the biggest criticisms that I have is the fact that a lot of people that that go down this path, they end up sacrificing stuff that's actually truly important to them today and lead, in my opinion, I think that's likely...

In this episode of the Mo Money podcast, we're talking about tax hacks for higher income earners, particularly coming into the end of the financial year, to help you get more back in your tax refund without getting in trouble with the ATO.  So, we talk through the key areas of tax deductions, what you need to know to take advantage, how some of the more complicated rules work around motor vehicle...

In this episode of the Mo Money podcast, we talk about the average household wealth by age across Australia. We get into the different age brackets, how much money they have, how that's broken down between shares, cash savings, property and even debts. And also cover the key things that you should be focused on at each of these age brackets to make faster progress, as well as how you should be thi...

In this episode of the Mo Money podcast, we're chatting about the potential changes to the capital gains tax discount on property in Australia. This has been getting a lot of attention, and as more time goes on, it seems more and more likely that it may be included in the budget.  So, we wanted to unpack what's being spoken about, who it actually impacts, what impact it might have on the market, a...

This episode of the Mo Money podcast, we chat crypto and gold and the precious metals and crypto crash that we've just seen, and how smart investors are positioning themselves to take advantage and come through this period of disruption in a stronger position than they went into it.  So, we get into some of the numbers and talk about where markets are at, what's driving that and the factors that i...

In this episode of the Mo Money podcast, we chat RBA rate hikes and what it means for your money. Obviously a bit of shock in this over the last little while, but we talk about where to from here, what it actually means for investors, and how you can make smart decisions with the current landscape and state of place. So, this episode is perfect for anyone who wants to have a bit more confidence in...

In this episode of the Mo Money podcast, we talk through the divorce money blueprint and basically how to not torch your financial future. We go through some of the drivers around divorce being a true wealth event, whether you like it or not, and some of the key considerations that you want to make sure that you're thinking about at the very front end,  We cover the classic mistakes that people ma...

This episode of the Mo Money podcast is a recording of a live event we did on Family Trust Investing to save tax. So in the event, we cover what a Family Trust actually is, how to set one up, and most importantly how you can use a family trust to save tax when you're investing. We also cover some of the common Trust mistakes to avoid and what you should look out for if you're thinking about going...

In this episode of the Mo Money podcast, we talk about inheritances and how inheriting without a plan can create a ton of risk. It also comes with a lot of opportunity, but opportunity that won't just take advantage of itself. And so we go through who should be thinking about this stuff? What happens when you don't plan around an inheritance, and some of the tax consequences and the asset leakage...

On this episode of the Mo Money podcast, we talk about what we do if we were starting from zero today. Basically, if we lost everything, how we'd go about rebuilding our money, income, investments, and ultimately, wealth? I don't want to spoil a surprise, but Siobhan gives us a strategy, and it's absolutely outrageous.  So, we talk about some of the key things that you can do, what not to do, what...