Mo Money

In this episode of the Mo Money podcast, we talk about how to invest your bonus to get ahead. And there's some scary stats out there about the huge proportion of Aussies that spend any bonus income that they get within a few weeks. So, we want to talk about how to flip that on the head and enjoy your bonus, but also ensure that it's making a meaningful difference to your life.  So, we talk about s...

In this episode of the Mo Money podcast, we talk about how to build wealth if you're starting late, and this is something that we see a heap from people that reach out to us. I think a lot of people naturally sort of feel behind, but there is a window, and the window does tend to close with every week, month and year that goes past.  And so we want to talk about, if you are feeling a little bit la...

This episode of the Mo Money podcast is a recording of a live event I did on how to buy a property like a pro. So, I talk about what's going on in the property market today, some of the strategies that you can use to get more out of your property investments and use the bank's money to build your own investments smarter and save tax at the same time.  We talk about the key areas that you need to g...

In this episode of the Mo Money podcast, we talk about how to nail it with your money in 2026. It's a great time of year, I think, to be planning and getting on the front foot with this stuff, and setting things up in a way where you can make some meaningful change to how your money is working and how it's actually working for you.  So, we talk through in this episode, the key things that you need...

In this episode of the Mo Money podcast, we talk about the recent APRA rule changes for mortgage borrowing around debt to income ratios, and how this is essentially changing the game for property investors in Australia. So, we unpack what's actually changing, what's driving that change, who's going to get caught up in these changes, and who is in a position to be able to take advantage of the oppo...

In this episode of the Mo Money podcast, we talk about how to sell an investment property capital gains tax free. Basically, getting into the main residence CGT exemption in Australia, the six year rule, and how they play together. But we get into the nuances around this and how it works with first home buyer schemes versus negative gearing rules and deductibility, what happens if you're overseas...

In this episode of The Mo Money podcast, we talk about having a half a million dollar income with no real wealth behind you, how easy it is to fall into this trap and how quickly a half a million dollar income can evaporate. But importantly, we shift gears and talk about the circuit breakers that you can use if you're in this position to start actually squeezing more out of your income and ensure...

In this episode of the Mo Money podcast, we talk about the $600,000 cost of private schooling and how you can tackle this in a way that doesn't completely sabotage your financial future. So, we get into a bit of context around what's going on in the private school fees market in Australia, the private school fee inflation, which seems to be running quite a bit hotter than standard inflation. We ge...

This episode of the Mo Money podcast is about the offset account trap and why banks want you to feel safe. So, we get into the most common mistakes that people make when it comes to their offset accounts, why an offset account feel safe and why that's a problem. We get into a few examples of the impact on your money, of saving money in an offset, versus some of the alternatives that you can do ins...

This episode is a recording of a live event I did on inheritances and intergenerational wealth. We get into the tax implications of inheriting different types of assets, from cash to shares, the family home, investment property, as well as some of the strategy considerations that sit around this to make sure that you're making the most of any money that you do inherit.  We also get into some of th...

This episode of the Mo Money podcast is on the five rules every high income Aussie should be following. In it, we're going to talk about the key mistakes that people make when their income starts to build, how to get the most out of the money that's there, what to do when it comes to your structure, your borrowing and tax planning, as well as how to protect downside with your money. So, this episo...

This episode of the Mo Money podcast is on the five super hacks that you can use right now, even if you think it's too late. So, super is not that interesting, but it is super important, and some little changes can make a huge difference. So, we're going to unpack carry-forward contributions, spouse splitting - and no, that's not a divorce strategy - backdating and pre-paying: basically the timing...

In this episode of the Mo Money podcast, we talk to Betsy Westcott, who is a money coach. She gets into the three top emotions that drive the decisions that we make with our money and the practical things that you can do to either get from good to great or from pretty shit to at least okay, as a starting point to allow you to actually get ahead with your money. So, this is perfect for anyone that...

In this episode of the Mo Money podcast, we talked to Ben Kingsley on how to retire on three grand a week. So, Ben is a property guy, a mortgage broker, and he's just put out a book on, essentially, how to retire on $3,000 a week. So, he talks about how you can actually do that with property, what the strategy is as you're building your assets, as well as when you're transitioning to actually livi...

This episode of the Mo Money podcast is a Money Diaries we did with a couple of our clients, Caleah and Gabe, where they talk about how they've taken their asset position from 200 grand to 4.3 million bucks in just on five years, 5x their income through that same period. Basically how they've just put themselves in a position to settle on their third property and did it all from a standing start. ...

On this episode of the Mo Money podcast, we talk to Brian Parker, who's the Chief Economist at ART and looks over the allocation of $360 billion. He knows a tonne about markets, the economy, and what investors should be thinking about today. So, we picked his brain on exactly that, what's going on in the economies, in Australia and in the US, the rise of the technology boom, his thoughts on Crypto...

In this episode of the Mo Money podcast, we're diving into the collapse of this Shield Master Trust. There's been a lot of news about this recently, so we're going to talk about basically what went wrong and how to avoid this happening to you. So, this episode is perfect for anyone that wants to avoid making mistakes and missteps when it comes to their super and potentially costing themselves a wh...

In this episode of the Mo Money podcast, we talk about the changes to the first home buyer schemes, which are coming in from the first of October. Basically what you need to know, what the price caps are, who it benefits, how to take advantage, as well as some of the key things that you should be thinking about, about property buying more generally, based on these changes that are coming in.   Sma...

So, this episode of the Mo Money podcast is a recording of a live event I did on how to replace your salary by investing. I get into the practical steps that you can take to build up an investment income to the point where you can be working out of choice, instead of necessity, how much you need to be investing at different amounts, what sort of investments you want to be putting your money into,...

This episode of the Mo Money podcast is a recording of a live event I did on how to invest tax smart in the new financial year. We talk about the fact that while everyone's focusing on getting a few extra bucks back in their tax return, they're missing the much bigger opportunity to be smarter with tax when it comes to their investments, which is something that will often save you tens and even hu...

In this episode of the Mo Money podcast, we talk about how to get rich as a couple, and how you can nail it with your with your money, making sure that money isn't a cause of stress. Now it is, as per the research, one of the biggest relationship stresses, but it can also give you a huge advantage if you get on the same page.  So, this episode is all about understanding how to get aligned on your...

This episode of the Mo Money podcast is a recording of a live event we did on how to cut your tax bill. We get into the key things that you should be doing now to make sure that you're getting the most back in your tax refund this year, to give you a bigger bonus that you can use to save, invest, or just to spend on your lifestyle today.  We also cover the key things that you should be aware of no...

So look, if you ever feel like the only way to get ahead is to live on baked beans and essentially regrets, this episode is going to flip that on its head. So, we're talking about when you're earning a decent money and wanting to build a second income stream without cutting every bit of joy and happiness out of your life. So, we're going to show you how that you can build a plan to replace your sa...

In this episode of the Mo Money podcast, we talk about what's going on in the Aussie and global finance markets, property rate cuts, tax changes, and get into what smart investors should be thinking about today to make sure that they're making the moves that will set them up for success. So, this episode is perfect for anyone that wants to cut through the headlines and understand what's really imp...

On this episode of the Mo Money podcast, we answer probably the most common question I get asked as a financial adviser, which is, I've got 10 grand, what should I do with it? So, we go into the different type of investments that you can use, where they actually fit, and how to figure out which one's right for you, as well as the importance of putting that money to work, particularly today, with a...