Main Street Banking: A Podcast for Community Bankers

For about 20 years, we have done a GAP Assessment where students are surveying the communication (by extension, then, the bank's culture). It's a look at the communication culture of the entire bank from multiple different angles and perspectives. It's always a fascinating look at banks to see where these gaps exist. And that's what led us to this. Over these nearly 20 years, we've had great insig...

Continuing yesterday's conversation around stewardship and banking. If you haven't heard part 1, be sure to go check that out.

Stewardship is a word that we don't use often in the banking world...and that's a shame. While many of us come from a faith tradition that brings a particular set of ideas along with the word, there are some very pertinent points that apply so specifically to banking that I think it wise to discuss them here. For me, this conversation (and those leading up to recording) really sharpened the focus...

So, the bank president gets hit by a bus...what happens? What about the CFO? Or the Compliance Officer? Is that a different story? With apologies to our friends in executive management (I swear, we're not trying to bump you off!), a large part of culture and engagement that we are missing is succession planning...and by that I mean more than what the regulators make us do. Stephen Ingalls is the P...

Thanks for coming back for part 2. If you missed part 1, please go back and listen so you'll be caught up! We talk a lot about engagement and culture and things like that. For some, it's an odd concept to get our minds around. Numbers people like...numbers. So, let's look at some. Each year, Cross Financial has done an engagement survey that specifically targets community bank employees and finds...

We talk a lot about engagement and culture and things like that. For some, it's an odd concept to get our minds around. Numbers people like...numbers. So, let's look at some. Each year, Cross Financial has done an engagement survey that specifically targets community bank employees and finds out where the needs are. Check out the results on the show page check out Cross Financial at https://www.cr...

Whenever there's news community bankers can use regarding the goings-on in the markets...Jim Reber, CEO of ICBA Securities is who you need to know. We bring him on the show to fill us in on what is going on regarding our investment portfolios and offer insights into how community banks are effected. Be sure to check out ICBA Securities at https://www.icba.org/icba-securities

We're continuing yesterday's conversation with Shamim Okolloh, VP Community Outreach Officer for Central Arkansas at Encore Bank. If you haven't heard yesterday's episode, go back and listen because you are, literally, jumping into the middle of a great conversation. Finding a place to split this up was tough. What I found so interesting about today's piece was Shamim's bringing back the community...

Shamim Okolloh is VP Community Outreach Officer for Central Arkansas at Encore Bank. She is also a first year graduate school student here at Barret. During grad week, she and I had an awesome conversation about her role in bridging the gap between minorities/underbanked/unbanked communities. It was one of those conversations that you kick yourself for not having a mic ready to roll. So...I brough...

Jack Hubbard is, in my opinion, one of the reasons to be on LinkedIn. His content is one of the best I know in the industry and he's one of my go-to's in terms of banking content I need for my job. He also just schooled me on what I'm doing wrong on LinkedIn in this episode...LOL! And I think he'll do the same for you. Using LinkedIn as part of your sales process is a concept that, I think, we don...

I know it's been a minute since I followed up with the ChatGPT episode but I still wanted to talk about it since more news and insights have come out around AI. Needless to say too...it's been an interesting month around banking and it's time we have a serious chat about that. Don't forget to check out our sponsor, ICBA Securities at https://www.icba.org/icba-securities

We'll get back to the ChatGPT pt 2 episode...but...because we are in the middle of our Commercial Lending Academy this week, I wanted to bring on Michael Fielding again from Husch Blackwell. Michael's been a frequent guest on the show and always has some really cool takes on distressed loans in ways that you may not have considered. I always enjoy having him on. Well, today, he's put together a qu...

So, I decided to unleash Skynet and have AI write a podcast script. Here's the prompt I used to generate the script entirely as it is presented in the show: "Write a 2000 word podcast script about the importance of community banks emphasizing the benefits banks provide to low to moderate income communities. Begin the podcast with "Hey everyone! Welcome back to the Main Street Banking podcast" and...

I know...that title is just jumping off the phone/tablet begging you to listen...because ratio analysis is just what you want to hear on a podcast. But...there are some trends in the $300MM to $1B group of banks that I think are interesting and probably worth discussing. Also, we're talking about trends...there's very few numbers here. I promise. If you do want to look at some numbers, go to the s...

When the Fed meets, we bring the best in the business to break it down for us. Jim Reber, CEO of ICBA Securities, is not only the sponsor of the podcast but the best when it comes to helping community banks understand this type of information. Be sure to check out ICBA Securities at https://www.icba.org/icba-securities

Bringing "old school" lending into the digital world is pretty tricky. I sat down with Ken Summar (Director of Advisory Services with Jack Henry's Lending and Deposits Group) and Mark Messick (Director of Products with Jack Henry's Lending and Deposit Group) to talk about some of the uses for data in credit analysis that you might not have thought about. I hadn't, to be honest. But the big thing h...

That time of year again...days are getting shorter, nights are longer, there's a chill in the air, children are playing with new toys are dreaming of Christmas' magic. And also time for Chris, Ashley, and Byron to sit down and record our end of the year chat! We love these! It's so much fun for us to share with you what we're thinking but also let you see why we love our jobs so much! Many thanks...

When the Fed talks, we ask Jim Reber on with ICBA Securities to give the community banking industry the news. Always good information to have. Be sure you check out Jim at http://icbasecurities.com/

Part of what has become our traditional end of the year content on Main Street Banking has been to have Jimmy Sawyers from Sawyers and Jacobs on to check his annual tech predictions he makes each year. It's a twist on the "end of year" content and Jimmy is a long time faculty member, friend of the school, and all-around great guy! Part 2 includes his 2022 Tech predictions numbers 6-10 and we cover...

Part of what has become our traditional end of the year content on Main Street Banking has been to have Jimmy Sawyers from Sawyers and Jacobs on to check his annual tech predictions he makes each year. It's a twist on the "end of year" content and Jimmy is a long time faculty member, friend of the school, and all-around great guy! Part 1 includes his 2022 Tech predictions numbers 1-5 and we'll com...

It's that time of year when we start with our annual "End of the Year" episodes and I love doing them! It's a great time to pull over and assess where things are in the industry and where we are heading. Nobody is better at that then the guys at Gerrish Smith Tuck. Phillip Smith and Greyson Tuck, both alums of the grad school, join Chris and I in discussing what they've seen across the industry an...

Turkey time and gratitude...plus some updates on the podcast and some things Barret's cooking up in 2023. Many thanks goes to our sponsor, ICBA Securities, for their continued sponsorship! https://www.icba.org/icba-securities

Wrapping our distressed loans series, Michael gives the Main St Banking audience some advice about avoiding those dreaded clawbacks! Thanks to Husch Blackwell for working with us on this series. Check them out at https://www.huschblackwell.com/offices/KansasCity_MO And as always, many thanks to our sponsor, ICBA Securities, for their support. https://www.icba.org/icba-securities

Not talking about cheese dip...we're talking debtor-in-possession financing. Interesting idea in the right circumstance. Check out Michael and Husch Blackwell at https://www.huschblackwell.com/offices/KansasCity_MO And thanks to our sponsors, ICBA Securities, at https://www.icba.org/icba-securities

New rules around small business bankruptcies could impact your bank. Michael Fielding breaks those down for us today. Check out Husch Blackwell at https://www.huschblackwell.com/offices/KansasCity_MO And don't forget our sponsor, ICBA Securities, at https://www.icba.org/icba-securities