Main Street Banking: A Podcast for Community Bankers

December 18, 2024 the Fed made an announcement that many people did not see coming. So, whenever the Fed does something, we bring on Jim Reber to digest it for us and explain it to the community banking industry. Be sure to check out ICBA Securities at www.icba.org/icba-securities

It's always fun to sit down with Jimmy Sawyers and look back at his predictions for the most recent year. We've done this since the very beginning of the podcast and it's been great every time. Today's episode is predictions 1-5 that he made for 2024...and let's see how he did! Check out Sawyers and Jacobs at https://sawyersjacobs.com/ And also many thanks to our sponsor, ICBA Securities: https://...

It's always fun to sit down with Jimmy Sawyers and look back at his predictions for the most recent year. We've done this since the very beginning of the podcast and it's been great every time. Today's episode is predictions 6-10 that he made for 2024...and let's see how he did! Check out Sawyers and Jacobs at sawyersjacobs.com/ And also many thanks to our sponsor, ICBA Securities: www.icba.org/ic...

That time of the year when we take a look back with our friends at Gerrish Smith Tuck and what they've seen are some of the issues we've faced this past year and what's coming ahead. To learn more about Gerrish Smith Tuck, check out https://gerrish.com/ And many thanks to ICBA Securities for their continued support.

Well, Barret has a BIG announcement and it's one we've been working on for right at a year-and-a-half. I don't know when I've been more excited to be make an episode!! Barret has entered partnership with The Banque, a new banking simulation centered around teaching the players actual banking! We've worked with Dave Sidon during the last year or so and have been absolutely amazed at, not just the s...

Well, it's been a slightly busy week and a half hasn't it!? Only a little bit of news that has market impact, right? Seriously, there's been quite a few things moving in the markets and whenever there's news you can use...we bring in Jim Reber, CEO of ICBA Securities to help us get our arms around the material. Be sure to check out ICBA Securities at https://www.icba.org/icba-securities Be sure to...

This is sort of a part 2 to the last time we had Eric on discussing collaboration. As you can tell, I love talking to Eric and his insights from his career are always insightful and inspiring to me as I hope they are to you. I love this idea of accountability. It takes a lot of work and a lot of pride swallowing sometimes but that's the point in a way. Asking yourself do you believe enough in your...

Whenever there's economic news that matters to community banks, why not turn to the experts. Jim Reber, CEO of ICBA Securities, is on today to summarize and contextualize today's economic news. To learn more about the Balance Sheet Academy referenced in the show, check out https://www.icba.org/events/details/2024/10/28/icba-securities/balance-sheet-academy

Eric Alexander with Six Arrows Consulting is back to talk about collaboration in banking. This will be, likely, a two-part series on tearing down those infernal silos we have in banking. Long time listeners will know that the "silo-ing" in banking is one of my biggest pet peeves and Eric's approach to team building, collaboration, and culture from within the financial area of the bank (not often a...

You go to a convention or you see a brand new shiny product on LinkedIn and it sounds great. But do you need it? Truth is...I can't really answer that for you. You make that call. But the question DOES arise...how do you know if you need it? How do you even know what data can do to figure out if it's even something that strategically works for you. It's a question that Tim Dively with CliftonLarso...

We're continuing our theme around banking with a purpose...what does community involvement really look like? What are some cool stories from community banks that are affecting real change in their local communities? Danny Kelly is the CEO of Hometown Bank in Oneonta, AL. You may remember him from a previous Main Street Banking episode and their really cool use of YouTube. Well, being a subscriber,...

Sharon Anderson is the CEO/President of Williamstown Bank in Williamstown WV. In February of 2020, they implemented a community-driven coffee business similar to what you have seen on this podcast before and, to date, have nearly raised $50,000 that goes directly to charities in the local community. As someone who has watched this from Memphis, it is truly one of those "feel good" stories...but mo...

Well...it's been an interesting couple of weeks in the markets and in the interest rate world. We've just gotten some job data and whenever there is news in these arenas...we bring in Jim Reber, CEO of ICBA Securities, to shed some light on the confusion and explain what's going on. Be sure to check out https://www.icba.org/icba-securities to learn more about their Virtual Bond School that Jim men...

BSA and AML...often the least engaging material in banking education but it doesn't always need to be nor should it be ignored. Justin Fischer is the CEO of RiskScout and doing some amazing work in the BSA/AML field with new and innovative ways to make this important area approachable and useful. Check them out at https://www.riskscout.com/ And many thanks to our sponsor, ICBA Securities, which yo...

Shamim Okolloh is the VP for Community Outreach or Encore Bank in Little Rock...a second year student at the Barret Graduate School of Banking...and now a co-writer of an extremely important book in our industry. And it's a book she's co-written with her favorite co-writer...her son! It's a book inspiring kids (and particularly girls of color) to become commercial bankers! And it has opened up som...

Does leading meetings or meeting with clients or writing reports/memos fill you with anxiety or has it ever done so? I'll admit it...it does me! You can't help how things like that bother you BUT you can change how you deal with it. And to have someone with Justin's resume and experience sharing some of his "tips and tricks" that he teaches at the Barret Graduate School of Banking...well...it let'...

I'm always been fascinated with how banks manage through core conversions. Having lived through 2 myself...I get the frustrations. I've LIVED the frustrations! However, there's a good bit of talk around the differing communication requirements needed for each generation...and today's workforce has 4 generations intermingled together. All with different communication needs...all with different poin...

When the numbers come out, we bring on Jim Reber (CEO of ICBA Securities) to explain them and put them in context. With the new CPI number out today...we did just that. Apologies for sounding like a chain smoking toad...sinus season in Memphis! And be sure to check out ICBA Securities at https://www.icba.org/icba-securities

Our final annual tradition is the "Very Barret New Year" episode where we get together and talk about the past year and what's on the horizon for the following year. Of course, when you get the three of us together...who knows what'll turn up. That's why we love working together! So...Happy Holidays to you and yours from all of us at the Barret School of Banking and ICBA Securities

In part 2, we pick up with part 7 in our conversation with Jimmy. One of the longest running traditions on the podcast is our year in review with Jimmy Sawyers of Sawyers and Jacobs. Jimmy is an industry leader in cybersecurity and banking technology and each year he puts out a Top 10 Trends around this time of the year. So, what we like to do here is take his 2023 list and look backwards and see...

One of the longest running traditions on the podcast is our year in review with Jimmy Sawyers of Sawyers and Jacobs. Jimmy is an industry leader in cybersecurity and banking technology and each year he puts out a Top 10 Trends around this time of the year. So, what we like to do here is take his 2023 list and look backwards and see how the trends developed over the year. Check out Sawyers and Jaco...

Walk off those extra turkey calories with Chris and Byron talking about music and food. It may surprise you that we don't spend every waking minute talking about banking. I know...shocking. But, we thought you'd like to hear what a typical Chris and Byron conversation sounds like...on two of our favorite topics. Just sit back and laugh along with us...enjoy our hot takes...criticize our opinions.....

Banks need deposits...banks raise deposit prices...or banks go to capital markets...bank down the street does the same thing...margins get thinner and thinner... Sound familiar? So, let's break out of that rut and rethink this idea of marginal cost of funds as well as the value of our franchises and incorporating an idea called "lifetime value of accounts". Honestly, it's the best long-term option...

We have several end of the year traditions at Main Street Banking and taking a look back at the year with Gerrish Smith Tuck, PLC is one of them. Greyson Tuck is President of Gerrish Smith Tuck PLC and Gerrish Smith Tuck Consultants LLC located here in Memphis. They do extensive traveling, consulting, and teaching with community banks all over the country and have their fingers firmly implanted on...

When there's economic news you can use for community banks, we bring Jim Reber to help explain. Jim is the CEO of ICBA Securities here in Memphis and one of the top subject matter experts in this area for community banks. Many thanks to him and ICBA Securities for the sponsorship of the show and willingness to help the community banking industry! https://www.icba.org/icba-securities