Main Street Banking: A Podcast for Community Bankers

Continuing with our distressed loans series, Michael Fielding is here to teach us about receiverships and their role in the process. Be sure to check out Husch Blackwell at https://www.huschblackwell.com/offices/KansasCity_MO And don't forget our sponsors, ICBA Securities at https://www.icba.org/icba-securities

Starting a 5 part series on Distressed Loans and Best Practices. We've brought back Michael Fielding to discuss several best practices for the next 5 weeks. Hope you enjoy it. Check out Husch Blackwell at https://www.huschblackwell.com/offices/KansasCity_MO And many thanks to our sponsor, ICBA Securities. https://www.icba.org/icba-securities

Faith Weekly is a community development advisor at the Institute for Economic Equity at the Federal Reserve Bank of St. Louis. She talks with us about her experience working with banks, nonprofit organizations and government agencies to develop programs that promote affordable housing and neighborhood revitalization across the Eighth Federal Reserve District. She also discusses the Institute for E...

Going back to one of our favorite episodes, I wanted to make certain that it got repeated. Brad spoke at Lead FWD and some of his material can be heard in this episode. Also, his book is a must-read. If you don't have it, you need to go get it... and many thanks to our sponsor, ICBA Securities, for all they have done.

Is 75 the new 25? Possibly! The Fed just wrapped up its meeting and continued to raise rates another 75 bps. As usual, whenever there's action by the Fed that impacts community banks, we have Jim Reber come on to break it all down for us. Be sure to check out ICBA Securities at https://www.icba.org/icba-securities And to register for their Balance Sheet Academy, go to https://www.surveymonkey.com/...

Many community banks serve in low-to-moderate income areas and on September 9, Citi announced their new "HomeRun" program targeting mortgages in these areas. They don't pull any punches about coming after lenders in those areas as well as realtors and other community leaders that you, hopefully, work with. The traditional argument that these mortgages, too, are too risky also doesn't have to be th...

Why do a podcast episode on the template from the FDIC for consumer compliance exam? Well, for one...they give you the answer to the exam. They, literally, put out what the form looks like and what they're looking for. In my college classes, I'm not the most difficult professor on earth...but even I don't go that far. The main reason is that the old cliche is true...compliance is everyone's respon...

I think, without fail, our small business customers want us to know something about them and at the same time, there are things that we wish we could get small business customers to understand about our side of things. Jay Toups, Pres/CEO of High Performance Teams has a long resume of working both with banks and small businesses. He is a long time faculty member at the Grad School here and consist...

We're wrapping up this series today in asking the question..."what happens when a banker becomes the customer?" It's been eye-opening, to say the least. Basic question...do your accounts match what's listed on the website? Be sure to check out ICBA Securities at https://www.icba.org/icba-securities

We finally closed!! It's been a journey but thankfully it's down to unpacking boxes. Today, we're looking at the importance of a good staff and loan closings. I've never understood why some bankers never go to any of their loan closings. That's odd to me...it's a perfect opportunity to build your relationships and set yourself apart from the pack. Be sure to check out our sponsor, ICBA Securities,...

Well, like any real estate transaction...there's been some curveballs. And honestly, they didn't have to be. In today's look at what happens when a banker becomes the customer, we see some of the issues that continue to plague our industry. We have a lot of work to do...and, I'm sorry to admit, that not all lenders are superheroes. We have to outshine them...and we can! Be sure to check out our sp...

We're continuing our series on looking at the question "What happens when a banker becomes the customer?" Today, we're looking at the process of selecting a new bank. As discussed in the episode, I am NOT saying that my thought process is the ONLY process...or even the right one. It's just mine and my family's. But, we're a dual income family, 2 kids, a dog, and a mortgage moving into a new commun...

Big news this week coming from the Fed and other reports coming out as well. Lots of things to keep an eye on for community bankers and when it comes to these things, Jim Reber is the best in the business. Be sure you're following him on social media and be sure to check out their page at https://www.icba.org/icba-securities

Going to do be doing something a little different the next few weeks...my family and I are in the middle of buying/selling/moving. I know...we're crazy. But this whole process has made me look at being a banking customer differently. What happens when a banker is the customer? So, I thought we'd spend some time documenting this process but from that angle...when we are the customer, what can we le...

It's not every day that you get to sit down and chat with the musicians you hear on a podcast...it's also not every day some of those musicians happen to be in banking! Today, we interview Porter "Doc" Robinson and Aubrey Earnheart...2 long time former bankers and get their advice from careers long devoted to the banking industry. These types of podcasts offer some extraordinary perspectives on th...

As frequent listeners know, financial literacy is a big topic with me because I've seen it work in the lives of my customers. In addition, another big topic is bringing the power of fintech and "the big banks" into the hands of community bankers...particularly when you can integrate that into your bank's customer experience. I sat down today with Jacob Bouer, Director of Strategic Partnerships wit...

The whole "crypto" thing is something that community banks are going to have to figure out sooner rather than later. There is a TON of questions around it and, right now, we don't have a lot of answers. I sat down with Chris Doner, CEO of Access Softek, to discuss this and his company's approach to this and robo-investing. Check out their site at https://www.accesssoftek.com/ And don't forget our...

Wrapping up our graduate school week, I had an interesting experience that taught me a good bit about what is old...may not be dead. Just because loud voices like to announce the death of something, does not mean that the sky is necessarily falling. It's not really a binary paradigm in community banking. Said another way...it's not either/or. It's both/and. See, we have to be good at all aspects o...

You may have noticed that there's been some news lately about the Federal Reserve's meeting this week. It was announced that the Fed has increased rates by .75% which is the largest rate increase since 1994. And when things like this happen...we turn to Jim Reber at ICBA Securities to bring you the latest insights. Be sure to check out their website at https://www.icba.org/icba-securities

One of the great things about this podcast is the really cool people we get to meet. Collateral Edge's CEO, Joe Beard is definitely one of those people. First, Collateral Edge is a really interesting idea that has the potential to do what we at the podcast strive to accomplish...change the world through community banking. Using the knowledge that he and his team have in investment banking, Collate...

One of the great things about this podcast is the really cool people we get to meet. Collateral Edge's CEO, Joe Beard is definitely one of those people. First, Collateral Edge is a really interesting idea that has the potential to do what we at the podcast strive to accomplish...change the world through community banking. Using the knowledge that he and his team have in investment banking, Collate...

If there's anything we like more than banking around here...it's good food. Recently, I came across Hometown Bank of Alabama's website and, more particularly, their blog. It is definitely worth checking out. In addition to very timely and well designed financial information for customers (funding staycations, questions to ask when getting married, etc.) they have incorporated recipes from their em...

I am a strong believer in the teaching of banking principles in academia. That's a soapbox for another day...but I had crazy idea earlier in the semester that I wanted to try. Dr. David Kern, a long time member of our faculty, also teaches Advanced Banking 1 and 2 at Arkansas State University. At the beginning of the semester, I asked him if, at the end of the semester, we could get his students o...

Continuing last week's conversation, Joe and I delve into one of my favorite topics to discuss with fintechs...looking ahead. What do you see? Where are the blindspots? I think this is important for us to ask ourselves as well as our fintech partners. Any relationship has to see a future and know where that future is. Certainly things change...but if we're in sync with each other, then adjustments...

Teslar Software was one of the first cohort members of the ICBA ThinkTECH and, since then, has grown to great heights. It's awesome to watch this company grow and never losing their focus on the community banking industry...or their founding mission to simplify workflows for banks. And it's just grown from there. Today's part 1 of our conversation, Joe and I discuss Teslar's founding and 2020 when...