Life is Life!

Financial literacy education is vital for the financial health and future of our country. The ways in which we deliver that education are diverse. One thing we know is educating our youth in the ways of personal finance is important and Intuit, the innovative founders of Mint, Turbo Tax and Quick Books, are putting their expertise and resources into creating new technologies to to do just that. Ja...

Renting vs buying a house debate is one we hear all the time in the financial industry. There’s no one, easy answer because buying isn’t always better than renting. It’s not really throwing money away to rent. We dive deep into this very topic with Eric Roberge, a Certified Financial Planner (CFP) and founder of Beyond Your Hammock where he helps his clients make the best financial decisions for t...

This week’s guest is a true powerhouse! She had to make her way in the world at the young age of 16. Life threw many roadblocks her way including a marriage that she knew wasn’t good for her or her children. She also, like others had to endure the 2008 crash which turned the real estate market upside down Through all of that she persevered and is a super successful real estate entrepreneur and bus...

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When most people think of financial planning they think of the stock market, Wall Street, or buying, selling stocks and only for wealthy people. That is all part of it but it isn't the whole picture. It is far more than that and frankly it is and should be for everyone who makes a living and looking for a clear road map to a brighter financial future for themselves, their families and future...

Money... Finances... are so incredibly mental and emotional. Yet we all tend to learn about these on our own and figure everything will work out. Why shouldn't we get help with it? Not just setting ourselves up for retirement but with the emotional side of it? According to the Financial Therapy Association, financial therapy is a process informed by both therapeutic and financial competencies...

Shawn D. Rochester is the CEO of Good Steward LLC (GSL) and the founder of PHD Enterprises, and the IDEA Institute. Shawn grew up between the New York area (Brooklyn and Queens) and Barbados. He then attended the University of Rochester and ultimately with a degree in chemical engineering and a Master’s degree in Business Administration from The University of Chicago Booth School of Business with...

Taking the first steps to start investing is intimidating for most of us. We think investing is for the experts - and how do you know what expert is the right one for you? We couldn't possibly do it ourselves, right? But who has more interest in your financial future than you? You may also think that you need to be good at math to invest, but that just isn't true. In this episode, the Ta...

Personal finance is like a language. Each country or culture has its own way of managing, saving, spending, and investing money. While there may be similarities across international borders the fact of the matter is there are numerous aspects of the financial system that are individual to each country.  For immigrants, particularly those who have just arrived in the United States, our financial sy...

You've likely heard the terms before: wills trusts simple trust complex trust generational wealth  But do you really understand what they mean or how these tools can help you and your loved ones financially? Joining us on the show to help navigate the differences between wills, trusts, and how generational wealth can benefit your family is Dr. Gail Hamilton, owner, and principal of BeeConnect...

To wrap up Season Two, the Talk Wealth To Me team "replies all" to questions we've received during Season Two from our listeners. From COVID-19 budgeting tips to payday loans, you have questions and we have answers. About the Show Comments, questions or suggestions for the show? Email us at talkwealthpodcast@gmail.com. To learn more about DebtWave Credit Counseling , visit our websi...

It's no secret that the coronavirus has prompted many consumers to rethink our homes and their purpose. During the stay-at-home orders, many of us saw our home transform into something far more than just for eating and sleeping: our home become our new office, the gym, the movie theater, church, the playground, and more. Some forever-renters have since departed their beloved urban apartments...

Have you ever wondered why you have the relationship you do with money? For years financial professionals have known our childhood experiences with money shape our perception of money and our ability to save, spend, invest, and donate. But many of us were unaware of our money stories not just from our own life experiences, we were unaware of the experiences our parents, grandparents and other ance...

Following the murder of George Floyd by the Minneapolis Police Department in May 2020, national attention has turned to systemic racism within the United States, specifically for Black people.  Some may wonder what racism has to do with finances, but the answer is everything.  Systemic racism is still rooted in all aspects of our society today, and progress is still needed for Black Americans to h...

We may forget we’re not born inherently knowing how to earn, spend, save, or give money. And may not even know how to even go about beginning to have these conversations with our kids. Many parents expect their kids will learn how to properly manage their money at school. But the reality is most kids are not learning how to spend, save, invest, or donate their money at all let alone in a healthy w...

Child abuse. Warfare. Assault. A devastating accident. If you have endured one or more life-threatening events, you may be more likely to make destructive money decisions. Researchers discovered that post-traumatic stress alters the way a person thinks and reacts to situations, including financial behavior. In other words: “Traumatic experiences cause our brain to overreact. They force us into a s...

Life is slowly starting to go back to a new state of normal, but many of us are still under strict social distancing orders and are required to wear face masks. While many of us felt our lives were turned upside down when the coronavirus pandemic shutdowns first began to happen, now that we're three-months or so into the stay-at-home orders, have you begun adjusting to working, eating, playin...

Are you planning on adopting a dog or puppy? What exactly does it take to be a successful puppy parent ie how much exactly is this going to cost me each year? Month? Week? Maybe you already have a pet and are not entirely sure how much money you're spending on your four-legged friend each month? Or are recently struggling to afford dog food or medical bills during the coronavirus stay-at-home...

Were you planning a wedding this spring or summer that was affected by the mandatory coronavirus stay-at-home orders? Maybe you were planning on attending a wedding this year but are now unsure of the Bride and Groom's plans? Or maybe you're not sure what the happy couple plans to do yet, but want to continue with your plans to shower your loved one with a party in their honor but don&ap...

For about two months now, the Talk Wealth To Me team has been working remotely as part of the global effort to lessen the transmission of the highly-contagious coronavirus.  With stay-at-home orders still in effect for most of the U.S., many Americans continue to find ways to entertain themselves from within the confines of their home. Others of us are working remotely from home while simultaneous...

COVID-19 has dominated the headlines for months now. As we all adapt to our new "normal," many of us may be feeling a little extra stress recently, especially when it comes to our finances. Marriage and Family Therapist Ed Coambs , MA, MBA, LMFTA, CSAT-C, CFP, who also specializes in financial therapy, joins us to discuss how the Coronavirus has created financial stress for us, where thi...

As of March 26, 2020, the U.S. Senate has passed legislation that would include a one-time payment of $1,200 to Americans earning less than $75,000. Income levels will be calculated based on 2019 tax filings. If you have not yet filed your taxes, your stimulus check will be dependent on your 2018 tax filing. Larry Campbell, a CPA at the San Diego-based Lavine, Lofgren, Morris & Engelberg, LLP,...

In a matter of weeks, the coronavirus oftentimes referred to as COVID-19, has dramatically changed life as we know it around the world. Large hotel chains and restaurants have laid off or furloughed hundreds of thousands of employees. For many small business owners, adjusting to "stay-at-home" mandates has dramatically hurt business and some fear they may never recover. There is good new...

Chase and his family recently purchased a new truck. Despite all of the research Chase put into his new truck, he ran into some difficulties just a few days after buying his new truck. Namely, a sound so jarring, he wasn't comfortable letting his kids ride in the car farther than two blocks. In this episode, The Talk Wealth To Me group talks about why it's important to research purchases...

As coronavirus aka COVID-19 spreads around the globe, many individuals, families, and businesses are struggling to figure out our new world in all the chaos. Many of us are likely experiencing financial stress. What exactly is financial stress? It's the gap between the unknown and reality smacking us in the face. While there are many uncertainties remaining, there are steps we can take to les...