Life is Life!

The cost of putting children in organized sports is a bit out of control and has been for a while according to Kids Play USA Foundation . The biggest cost being general participation fees that can range from $50 to $1,000 and depending on where you live, a lot more. It also ranges from the league and sport with which they participate. Then you throw in the equipment and it can easily run in the th...

Credit reports are one of the most misunderstood and popular topics  we talk about on almost an everyday basis. Debt collections could be a close second but both can bring a lot of stress and anxiety. We as consumers have rights yet most of us have no idea what those are. Taylor Kosla , a consumer right attorney and Partner at Agruss Law Firm in Chicago, Illinois  joined the crew to break down all...

The American dream...A number of episodes back we spoke to real estate and lending experts ( #078 Real Estate & Lending in a Pandemic and Beyond with Kelly Kline & Tyler Hagerla ) to discuss the wild and crazy 2020 and what 2021 and beyond could look like for the residential real estate market. This week we sit down and shoot the financial $h!t with our very own Katie Utterback. Katie and...

This week we touch on a subject that is quite disturbing. Seniors have long been taken advantage of, and quite frankly, are the prey for scams. There are many reasons for this and Mitchell Freedman, a longtime CPA and financial professional, is an expert on the subject. He sits down with us to talk about his life's work to raise awareness about financial elder abuse and how to protect those w...

As everyone knows we are still in the midst of a pandemic, but as vaccines make their way through our communities and the economy opens back up, we can see the light at the end of the tunnel. Could we possibly get back to normal? What is normal, though? It has been reported that Americans paid off more consumer debt this past year than any on record, almost 83 billion dollars according to cnbc.com...

Death and taxes., the two absolutes for every citizen in the U.S. and most other countries around the world. In the U.S. April 15 is usually a big day, the last day to file your taxes for the previous years earnings. For some tax time is one we don't look forward to to as we have to make out a check to Uncle Sam and possibly the State we live in. But for a lot of people it is a celebration! T...

When people hear the term economics they often think of graphs and a very confusing course they took in high school or college. But is that really what it is? We sit down with Dr. Jim Charkins, who likely cares more about economics and economics instruction than anyone we've met. He is the Economics Professor Emeritus and Director for Economics Education, California State University, San Bern...

There are many different ways to convey financial information to youth but it can be difficult to explain how so many financial realities are based on decision making. Well there is one program out there that is letting students make those decisions before they are real! This week the gang sits down with Tena Lazano, the executive director of the Richard Myles Johnson (RMJ) Foundation , Tena is re...

What an incredible year it has been. We passed the one year anniversary of the pandemic shutting down life as we know it. So many things changed in our daily lives: businesses and schools going remote, working from home, and layoffs and furloughs. In the beginning banks and lenders were giving homeowners an option for forbearance if they faced financial hardship. No one knew how this was going to...

As we just passed the one-year anniversary of the COVID-19 pandemic changing our lives, we thought we would reflect on the past year. The financial and personal repercussions were many. We faced difficult situations, but also saw good in others and found some interesting surprises. Everyone faced challenges, yet through it all we found the human spirit is strong and resilient. People helped each o...

This week the Talk Wealth To Me crew sits down with Daniel Romero, director of the San Diego Military Family Collaborative (SDMFC) and the Dads Corps - two programs within the incredible nonprofit organization SAY San Diego. We discuss the many struggles that military families and veterans incur through their military and post-military careers including personal financial difficulties due to high...

We love our cars! Over 14.5 million cars were sold in 2020 - down from 2019, but still a lot considering the economic impact of the pandemic. Buying a car is something that most of us will experience at least once in our lifetime and often we say, "I got a great deal!" But did you, really? Talk Wealth to Me sits down with Sharon Glassey of Glassey Law (glasseylaw.com). Sharon has more th...

This week the guys sit down with Parth Asawa, a senior at Monta Vista High School in Cupertino, CA and the Director of the Financial Literacy Introduction Program which is part of the nonprofit, Youth Economics Initiative. Parth speaks openly about how he realized he didn't know much about money and finances in the "adult" world and shared what he hopes to do to provide this importa...

This week the guys discuss the very difficult and often heart-wrenching decisions that need to be made by pet owners when caring for an ill pet. Chase discusses the roller coaster ride it has been with his dog, Jackson, over the last two years. Not just the emotional toll of caring for a sick dog, but the very real financial decisions that go with it. Most pet owners will endure this at least once...

As we've discussed on the podcast before, personal financial education for the next generation on issues of credit, debt, budgeting and how to become financially responsible adults is incredibly important. This week the guys sit down with Rebecca Ivonovich Gallagher, the chair of the California Jump$tart Coalition, whose mission is to further personal financial knowledge among California stud...

The #1 most misunderstood topic in the world of personal finance (outside of investing) is consumer credit. We are constantly asked how to improve a credit score, and people expect that there is one clear answer, and they will be able to fix or build it with a tweak here or there. Many people don't even know that they have a credit rating and are shocked if it's not a good one.  This wee...

If you know our guys or have watched them present you know the truth. They may be the pros but this week's guests are the ones who keep their finances organized. Plus they can't do a #valentines episode without their better half.  Valentines Day can bring a lot of emotions, emotions that can change throughout the years based on where you are in life. One thing that doesn't change is...

Bring on 2021! We kick off the new year with the importance of family at the forefront of our minds. We have just come off the holidays and let's face it the oddest of holidays it was for many families as traditions took a back seat to a virus. But the realities of the the holidays and a new year come to attention as credit card bills start coming in and the anxieties and frustrations that ca...

Bring on 2021! We kick off the new year with the importance of family at the forefront of our minds. Financial education, financial literacy, financial capability or any name we want to put on it is at the heart of Talk wealth to Me. It is what we're passionate about and what we firmly believe people really want and yet most have not received it. Well, we have a treat for you today! Our guest...

This has come up in almost every episode of Talk Wealth to Me since we began the podcast in 2019. It is a major part of workshops we deliver to schools, communities and organizations all over San Diego and beyond. It is the backbone of every personal and professional relationship. Yet many don't do it, for different reasons. Communication is vitally important especially when it comes to relat...

Shootin the Financial S%# is back for a deep yet humorous look at the way we look at money.   Many studies have shown that we can train our brains to look at situations differently by telling a different story or looking at it from another angle, this is no different with how we look and feel about money and finances. The Shootin crew sits down and discusses different ways to look at our #moneymin...

Whether it's a stigma or just uncomfortable a lot of women are not comfortable with money. This week the Talk Wealth to Me crew talk to Ilene Slatko https://www.linkedin.com/in/ileneslatko/ the principle and founder of DSS Consulting in the Washington D.C. area. She talks candidly about her journey and how women's brains work when it comes to money, Her Women and Their Money program and...

Paying back credit card debt is often stressful. Many people don't know what their interest rates are, and if they do, whether that rate is a good or bad one. It can be a daunting task figuring out how to get out from under seemingly never-ending credit card debt. You can scour the internet trying to find the best ways to pay it back. You will also find that there is a ton of information, boo...

Working in the personal finance industry and providing education to others has shown us that there are topics that are regularly missed or misunderstood. Often we can predict the questions people are going to ask before the words even leave their mouths. No more so than in the world of consumer credit. The famous - or infamous, depending on how you look at it - credit report and its close cousin,...

The team is joined by our third team member Katie! The team catches up on financial, self care and other everyday topics like: How are you staying entertained during COVID What are some free or almost free self care ideas How the team did on Amazon Prime Day (Hint: Felipe didn't do as well) Also Chase discovered a new app  We chat about all this and more in our Quarantine Update #3. About The...