Life is Life!

Do you struggle with an addiction? Most of the time when we think about addiction, we think of addictions to hard drugs. But there are many "drugs" with addictive properties that are also legal.  For example: Alcohol – for example, wine, beer or liquor Amphetamine or similarly acting sympathomimetics – for example, speed or crystal meth Benzodiazepines – for example, Xanax, Valium or Klo...

18.7 million people in the United States are addicted to or dependent on alcohol. An estimated 3.6 million Americans are addicted to or dependent on a wide range of drugs. Many are addicted to more than one.  Millions more are functionally addicted to things we don't consider drugs, like tobacco, caffeine, and food, as well as to activities such as gambling, shopping, sex, and spending time o...

A study from the credit bureau Experian found that 62% of LGBTQ individuals experienced financial challenges because of their sexual orientation or gender identity. Joining us on the show is David Rae , Certified Financial Planner™, Accredited Investment Fiduciary™, and President / Founder of DRM Wealth Management LLC . David joins us to provide some insight as to what kind of financial challenges...

Cannabis - commonly referred to as pot, weed, reefer, and ganja - is increasingly becoming legal, not just in the United States, but around the world. Recreational cannabis is already legal in Uruguay and Canada, and in the U.S., more than 25 states have legalized cannabis in the form of recreational, medicinal, hemp, and/or CBD. Given that cannabis legalization would not only be profitable in its...

When Jeremiah and Joshua West went to New York City a few years ago with their parents, these two young entrepreneurs had no idea they were about to have a life-changing experience. The young brothers, aged 8 and 6 years old at the time, observed a homeless man sitting on the street and decided to offer him some food. Inspired by the positive impact this little deed had on the homeless man's...

Who taught you how to budget? How to pay taxes? Check your credit score and read a credit report? What about saving for retirement or paying yourself first before paying off any debts or pampering yourself? If you're like most Americans, the answer is probably no one. If you're lucky, you may have had a parent, a relative or a friend who knew healthier personal finance habits existed and...

Have you had the "talk" with your parents? No, we're not talking about a reverse 'birds and the bees' conversation - we're talking about finances. Here's why: A survey from Fidelity Investments found: 69 percent of parents expect one of their children will manage their finances in retirement, but more than one-third of children who are expected to fill this role...

Women endure a slew of disadvantages when it comes to financial security. Though it’s cheekily referred to as the “pink tax”, the additional cost women incur for personal-care products, toys, clothing, dry cleaning, health care, mortgages, and vehicle maintenance is no joking matter. It inflates our budgets, limits our ability to save, and sometimes hinders our ability to access affordable and saf...

Your credit report has information about your finances and your bill-paying history, so it’s important to make sure it’s accurate. The good news for consumers is that credit reports are free through annualcreditreport.com, and if you find an error, you can work with the credit reporting company to fix it. If you would rather not handle correcting credit report errors on your own, you can always en...

Since 2014, the San Diego Financial Literacy Center has awarded more than $75,000 to more than 25 U.S. servicemembers and their families as part of the SDFLC's Boost for Our Heroes program. For those who may be unfamiliar with the SDFLC, Boost for Our Heroes is a financial assistance and education program that benefits active, transitioning, and veteran military members and their families. Th...

To wrap up Season One, the Talk Wealth To Me podcast team "replies all" to questions we've received during Season One from our listeners. From paying off credit card debt to saving money on groceries to building credit, you've got questions, and we've got some answers. About the Show Comments, questions or suggestions for the show? Email us at talkwealthpodcast@gmail.com....

While it’s true that numbers and math don’t care about your gender, numbers and math are hardly the driving force behind personal finances. Instead, outside cultural influences often affect our financial situations more than we’d like to admit. In this episode, Chase and Katie sit down with Brynne Conroy for a discussion on the poverty cycle, the cultural influences that affect an individual'...

1 in 4 women is known to be a victim of domestic violence. Men are affected too, we just have fewer stats on the rate they endure abuse.  A study by the Centers for Financial Security found that 99% of domestic violence cases also involved financial abuse . What's more, financial abuse is often the first sign of dating violence and domestic abuse.  Financial abuse involves controlling a victi...

One word that pops up frequently when talking about finances or a budget is "plan." A seemingly simple word, but in reality, it's our "plan" for our money that really makes a difference in our wallets. What does a financial plan look like? It's different for every person/family/couple. But some common examples include buying a home. Most of us can't afford to wak...

Financial issues rank among the most stressful concerns for active-duty service members, vets, and their families, according to a survey by Blue Star Families, a nonprofit out of Syracuse University. In fact, financial concerns rank as the second-highest overall concern, second to relocation anxiety. While the military does offer service members access to supplemental courses that teach personal f...

For decades, owning a vehicle was synonymous with freedom. Having a car meant not having to be at the mercy of a bus or train schedule; it meant you could live and work in a different neighborhood from where you worked or went to school. Vehicles even became a place of refuge – a place to sing out loud or rest your eyes. But cars are ridiculously expensive – and as rideshare companies like Uber an...

Building wealth is a tricky business, especially for those whose faith teaches them that money is intrinsically evil, financial planning is only for the wealthy, and that you're stuck FOR-EV-ER with consequences of past financial mistakes. Deborah L. Meyer, CPA/PFS, CFP®, is the author of Redefining Family Wealth: A Parent’s Guide to Purposeful Living . Deb joins Talk Wealth To Me to share ho...

Have you talked to your children about money? The sad truth is that kids as young as two years of age are enticed to want this, want that – it’s the wily little “Want Monsta” and he is really good at making us want more than we need or can afford. It’s hard to teach children real-life skills about spending and saving…but it will be harder later if they don’t learn! After all, money does NOT grow o...

When's the last time you went on vacation? Has it been too long to even remember?! We get it - traveling is hard for a multitude of reasons. The biggest: The expense. The average vacation costs about $1,145 per person. And when you're on a tighter budget, perhaps you're paying off credit card debt or student loans, or maybe you're working hard to build up your 401(k) and emerge...

Saving money on groceries is one of the fastest ways to cut spending from your budget. Given that the average family of four is spending about $800 per month on groceries ($200 per person), cutting costs at the grocery store and eating out less is one of the fastest ways to save money. In Episode 17 of Talk Wealth To Me, Chase, Felipe, and Katie, sit down with Steve and Annette Economides who are...

Oftentimes, conversations about finances center around ways to slash or cut your budget. But what happens when you can't "cut" any more excess from your budget? Luckily, there is no limit on how much money you can earn. While side hustles have increased in popularity as a way to add some cushion to the living paycheck-to-paycheck lifestyle, not everyone wants to "hustle" t...

The Average American has a savings balance of $16,420. With the cost of an average adoption at $43,239, how is a couple able to afford adoption? Laura Coleman is a Tennessee-based Accredited Financial Counselor with a special niche - preparing couples financially for fertility and adoption. After experiencing firsthand the financial burden and stress that accompanies the fertility and adoption pro...

How many of you would love to find a financial opportunity that would allow you to travel the world for weeks at a time and have your mortgage payment completely covered each month without ever having to step foot into an office? Dustin Heiner of MasterPassiveIncome.com has done exactly that and joins us in Episode 14 of #TalkWealthToMe to share how he managed to earn more than $8,000 each month i...

Have you ever started off the New Year with credit card debt because of all the money you spent shopping for the Holidays?  In Episode 13 of Talk Wealth To Me, San Diego Financial Literacy Center's (SDFLC) Community Outreach Director Chase Peckham, SDFLC Community Outreach Coordinator Felipe Arevalo, and DebtWave Credit Counseling's Content Writer Katie Utterback have a discussion about...

We're joined in Episode 12 of Talk Wealth To Me by Clint Proctor for a discussion on how Clint turned his freelance writing side hustle into a full-time career in just seven months! Clint shares tips on how to decide if a side hustle is right for you, as well as other lessons he's learned along the way. About Clint: Clint Proctor aka the Wallet Wise Guy spent 10 years as a pastor. Now, C...