Andrea Ramos

Latina Investors

Latina Investors is a personal finance & investing podcast for first gen WOC. We cover topics ranging from money management, saving, investing, leveraging debt, side incomes, entrepreneurship & more! The aim of the podcast is to empower more first gen WOC to learn how to make their money work for them...in a ways that specifically caters to their story. My hope is that this podcast helps WOC tap into all that is possible when they have a deep knowledge & understanding of your money.

Author

Andrea Ramos

Category

Education

Podcast website

podcasters.spotify.com

Latest episode

Jul 9, 2026

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Episodes

20. How Sonia Took Ownership Of Her Money And Saved $10k [1:1 Client Interview] 26.04.2022

This has been my favorite episode to date. In today's episode I interview my client Sonia. Sonia started money coaching in Feb of 2021. She wanted to figure out her student loans, but she soon realized she wanted more. In this episode, Sonia shares her money journey, her experience with coaching and how she now feels about money. If you're ready for your own money transformation , apply to 1:1 mon...

19. How To Create Safety With Money 19.04.2022

How do you experience money? Is the main emotion a negative one? If so, it's going to be hard to spend time with your money which will affect the results you can create with your money. In this episode, we talk about how to create safety with money. What does that look like? And how to identify where you're at, where you want to be, and how to get there. If you're ready to experience this type of...

18. Do You Need A Financial Advisor To Start Investing? 12.04.2022

Investing with a financial advisor is typically the route most people take when they start investing. But investing with a financial advisor can come with some hefty fees. In today's episode, we talk all about financial advisors. What to ask your financial advisor if you decide to work with one and what to be knowledgable about when it comes to your money. Tune in to learn how investing works...

17. Is It Safe To Invest In The Stock Market? 05.04.2022

On a recent call with my client this question came up. A big reason why WOC don't invest is because there is so much fear in losing your money. I get it. I had that fear to. It can be really scary to think about being too risky and losing it all, but what if there was a way to create more safety in your investments? In this episode, we talk about some key pieces of information on the stock market...

16. Dealing With Unexpected Expenses 30.03.2022

Everything is fine & dandy...until it's not! :o ...it seems like every so often we get hit with an unexpected expense. Something happens that throws off our budget or has us spending more than we anticipated, but what if I told you there was a way to prepare for this? In this episode, we cover how to prepare for unexpected expenses, how to use sinking funds & why creating positive money mo...

15. How To Budget For A Trip/Vacation 22.03.2022

This week I’m traveling to Austin, TX and I’m showing you how I budget and think through a vacation. Vacations/trips can be a time where we’ll self sabotage & think “ahh, screw it” and then overspend. Listen as I break down what I think about and how to make sure I enjoy my trip while also sticking to my budget.    If you’re ready to dive deeper into your finances, apply to 1:1 money...

14. All About Roth IRAs 15.03.2022

It seems like you hear about Roth IRAs all the time, but what are they and how do they work? In this episode, I explain what is a Roth IRA, how it works, and how you can use it to start investing. I show you why this account is so popular and by the end you'll understand why everyone raves about a Roth IRA. I'll also show you how to start looking into investments once you have contributed money in...

13. My Money & Budgeting System 08.03.2022

I started budgeting as soon as I graduated college - out of necessity. I didn't know much about personal finance at the time so I created a money system that made the most sense to me. That was how the BGW Money Plan was born. The BGW Money Plan breaks down budgeting into really simple categories that are easy to understand. In this episode, I explain the BGW Money Plan and show you how it can hel...

12. What Is A Mutual Fund? 01.03.2022

Mutual funds are the best investment asset you don't know about yet. In this episode, I explain what a mutual fund is and how it works. I help you see why mutual funds are a great way to start investing and some of the advantages that come with investing in a mutual fund. We also cover the types of mutual funds there are and how to read what is inside a particular mutual fund. You will leave this...

11. Taking Out Loans For Grad School with Liza 22.02.2022

For many, taking out student loans in undergrad was a very confusing process. No one explained it to us and we went in taking out loans because it was normal. But what if you plan on returning to grad school? How can you take out loans in a much more empowered way? In this episode, we interview Liza. Liza is a money coach who is currently in law school. We talk about how she took out student loans...

10. Feeling Behind With Money 15.02.2022

Have you ever thought, "I feel so far behind..." when it comes to your finances? Don't worry if you have. I have heard so many people share this when talking about money. In today's episode we talk about why we tend to feel this way with money and how to see our money journey with a new perspective. If you're ready to dive into your money & get ahead with your finances, click here to book a ca...

9. How To Buy Things When "They're Not Necessary" 08.02.2022

Do you run your buying decisions through the question "is this necessary"? This might not be the most helpful question, because the answer is usually "no. It's not necessary." And is that actually helpful?  In this episode we talk about different questions you can ask yourself when making a buying decision and how to navigate the process when you are unsure. Buying things only when they’re “n...

8. Understanding Your 401K 01.02.2022

A lot of people have a 401(k), but not many really understand what's in it! In today's episode, we talk about about 401(k)s. It's great that you're investing through a 401(k) account, but understanding it will take you to the next step & give you the ability to optimize. I help you understand 401(k)s in general and encourage you to talk to your HR to start learning the specifics of *your* 401(...

7. Emergency Funds & Living Expenses 25.01.2022

What is the difference between your emergency fund & your living expenses? And how are they the same? In this episode we cover the differences and similarities between your E-fund and your monthly living expenses. I will help you determine how much to save for your E-fund and what questions are good to ask yourself as you're figuring out that number. If you're ready to dive into your money &am...

6. Investing 101: "idk what to buy" 18.01.2022

This is by far the most asked question when you start investing. But what should I buy? In this episode you get an introductory explanation on how stocks, bonds, mutual funds & ETFs work. I also give you a starting place and some options to start researching. If you've always been confused by all of the options to start investing, then this episode is for you.

5. Investing 101: “idk what accounts to open" 11.01.2022

There a lot of investing accounts you can chose when you start investing. In this episode, we talk about 2 popular retirement accounts you can start with as well as how they work. We also cover a little on taxes and what you need to understand about taxes when you're investing.  

4. Investing 101: “idk where to go” 04.01.2022

So you're ready to start investing, but where do you go? In this episode we talk all about brokers! We talk through full service brokers & discount brokers so you can understand where to actually open your investing accounts.  Investing can feel intimidating because it's new territory. But there are actually a lot of similarities you can pull from to help you understand how it works & where to go...

3. Investing 101: “idk if I’m ready to start” 28.12.2021

In this episode, we cover some financial milestones to help you determine if you are ready to start investing. We also talk about stock market index & how to know where to strategically put your money so it can grow!

2. Investing 101: "idk how it works: growth" 21.12.2021

In this episode we talk all about interest rates & growth when it comes to investing. When you start looking at money from the perspective of growth, everything changes. We talk about growth in the stock market, compound interest and of course - llamas!  If you're ready to do more with your money but need help creating a financial system that works for you, apply to 1:1 money coaching wit...

1. Investing 101: "Idk how it works: stocks" 14.12.2021

We're kicking of the "IDKs of investing" series. This series aims to answer the questions: idk how it works, idk where to go, idk what to buy, etc.  It'll be a basis for your investing knowledge because you will get the building blocks to start really understanding how to invest.  And if you'd want more 1:1 support with your money or want someone to teach you how to start investing, head...

BGW Vision & My Story 07.12.2021

We're kicking off the BGW Podcast with a little vision casting & sharing a little bit of my story. So excited that you are here!  If you are interested in learning more about 1:1 money coaching, click here to book a call: https://calendly.com/buildinggenwealth/interes

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