Latina Investors

I got into $13,300 of business credit card debt, and I want to share the journey. In this episode, I'm kicking off a series where I share everything — the strategy, the mindset spirals, the wins, the shame, the numbers — from the last six months of working through this debt. Whether you're a business owner navigating cash flow decisions or a 9-to-5er carrying your own debt, this series is...

I made a big investment on a 0% interest credit card, told myself I'd figure it out later. In this episode, I walk through the origin story of the debt. And everything that came after from investing intp a business mastermind, then facing a postpartum business slump, a chaotic childcare schedule, and months of avoiding my credit card statement altogether. You'll learn: ✅ Why I put $15K on...

Before I could even look at my debt numbers, I had to do something first that would set me up to succeed. In this episode, I share the exercise that helped me face $13,300 in debt without spiraling and with much more calm. I share my real journal entries, the big takeaways and how I felt like this was no longer "weighing down" on me so that I could implement strategy better. You'll l...

You said yes before you even checked. You know you want to go. You know you'll figure it out. But somewhere in the back of your head, there's this low hum of uncertainty that follows you the whole time — and it takes the edge off the fun. A few weeks ago, a friend texted me about a beach trip for the Fourth of July. It was an immediate yes. No hesitation. But before I sent that confirmatio...

You check your bank account, the number looks okay, and you feel like you are probably fine. So you spend. Or you think you can save a little this month because things have been pretty good. And then somehow, at the end of the month, you are sitting there wondering where all your money went. If that cycle sounds familiar, this episode is for you. In this episode, Andrea breaks down three money dec...

You have a 401k through your job and you keep hearing that you also need a Roth IRA. But no one ever sat you down and explained how these accounts actually work together, what the difference really is, or whether you even need both. So you are out here doing your best, hoping it all adds up one day, and trying not to feel behind. In this episode, Andrea breaks down the 401k and the Roth IRA in a w...

Have you ever gotten a raise and immediately thought, I am going to get fired? Have you ever avoided looking at your debt because something about that number feels like it says something about who you are? If you are first-gen, you probably were not taught how to build wealth. You were taught how to survive with money. And there is a big difference. In this episode, I sit down with a career coach...

You are saving every month. But somehow it still feels like you are not really getting anywhere, and you are not sure what you are missing. If you grew up with the message that saving money was the goal, you probably nailed it. You figured out how to put money aside. You built up your savings. And now you are wondering why it does not feel like wealth. In this episode, Andrea breaks down the diffe...

You have been paying your bills on time. You have a savings account. You are not struggling in the way you grew up watching your parents struggle. But you still get to the end of every paycheck and think — where did it all go? And if that question makes you feel a little ashamed, a little stuck, or just tired of not knowing — this episode is for you. I am sitting down with Janely, a 1:1 client who...

If you became a stay-at-home mom and quietly started feeling like you need to ask permission to spend money, or like finances are his territory because he's the one bringing home the check, this episode is for you. Right after my daughter was born, I found herself seriously considering stepping away from work. I sat with the idea, ran through the logistics, thought about what her finances would lo...

Have you ever heard the words index fund, mutual fund, or ETF and nodded along like you knew what they meant even though you don't fully understand? You are not alone, and this episode is here to change that. In this episode, Andrea breaks down three of the most important investing products you need to know: index funds, mutual funds, and ETFs. She starts from the very beginning — what a stock...

If you have ever felt like money is something you are just trying to survive rather than something you actually own, this episode is going to feel like a breath of fresh air. Today I am sitting down with my client Ariana for a real check-in conversation, about a month after she finished her 1:1 Money Coaching program. Ariana came to me in June of 2024 as a freelancer and independent contractor dea...

Register for my free training here: https://www.bgwprograms.com/any-economy You know you should be doing more with your money. You have savings sitting somewhere, maybe in a Chase or Wells Fargo account earning practically nothing, and you keep hearing about investing but you are not sure if you are ready, or where your money should even go. In this episode, I am breaking down the difference betwe...

Register for my next investing training here: https://www.bgwprograms.com/any-economy With rising prices, market volatility, and constant headlines about a potential recession, it’s easy to feel like you should wait before investing. But the truth is: building wealth isn’t about timing the market. It’s about having the right strategy. In this episode, I’m breaking down how to grow your money even...

If you grew up in a household where money was protected, preserved, and kept safe at all costs, the idea of investment risk probably feels like a threat. But for first-gen women building wealth, learning how to tolerate and use risk strategically is one of the most important shifts you'll ever make. In this episode, Andrea breaks down what investment risk actually means, why first-generation w...

Making a money mistake doesn't make you bad with money, it just means you're first. If you've ever made a money decision you regret and spent months (or years) quietly carrying the shame of it, this episode is the permission to finally put it down. Andrea shares a personal breakthrough she had during a recent coaching call — a moment that helped her finally release the shame she'd...

Discover the Hidden Power of the 530A Account for Your Child's Future Money isn't just personal—it's political. As first gen WOC, knowing how policy impacts your financial options is crucial. In this episode, I break down the new 530A accounts, often dubbed "Trump accounts," and their potential for your child's financial future. While the political landscape may not always align with our values, u...

Have you been thinking about joining 1:1 money coaching but something holds you back? In this episode, I share with you 3 hesitations that might be getting in the way of going after your desire of saving, investing & building wealth. You'll learn: ✅ You're brain's main job and how it actually goes against personal growth ✅ What you miss when you only focus on getting to your goal...

Living with your parents is one of the biggest wealth-building advantages you can have. But only if you know how to use it. A lot of first gen WOC are in this season right now: low expenses, decent income, and a gut feeling that they should be doing more with their money before they move out. The problem is most people make this leap based on a number that feels right, not one they've actually run...

If the headlines are making you want to pull back from investing right now, this episode is for you. The market feels uncertain. There's recession talk, layoffs, inflation, and a lot of noise. And if you grew up in a household where money was scarce, that noise hits different — it goes straight to your nervous system and tells you to protect, hoard, and wait it out. Andrea gets it, because she...

You can save, invest, and pay off debt at the same time — and Viviana is proof. In this episode, I'm sitting down with my 1:1 money coaching client Viviana Gonzalez, who came into coaching with $7,000 sitting uninvested in a Roth IRA, $18,000 in credit card debt, and a retirement goal she thought was probably unrealistic. On top of that, she was navigating her mom's divorce, a family healt...

Have you ever felt the anxiety of discovering a collection on your credit report? Join me as I walk you through my eye-opening journey of navigating a surprise bill sent to collections, and the lessons learned about maintaining a healthy credit score. For first-gen WOC, understanding credit is crucial, yet often overwhelming. Let's demystify the process and empower you with the practical steps to...

Navigating your first 401 (k) can feel like uncharted territory, especially when you're the first in your family to secure a salaried position with benefits. As first-gen WOC, many of us have not been exposed to conversations about a 401 (k), employer matches, or retirement planning. It's a lot, but here's the good news: you don't have to do it alone. Join me as we break down the e...

In this episode we explore why becoming financially literate pre-marriage is a game-changer for first gen WOC. You'll learn how understanding your own money habits can empower you and set a solid foundation for your relationship. Whether you're flying solo or deeply committed, this conversation is your invitation to embrace financial independence and bring your best self to the table. In t...

What you experienced in your childhood and the money lessons you heard can shape your money mindset In this episode, I’m sharing a childhood story that shaped how I viewed saving and spending, and how I had to unlearn the idea that “spending is bad” and “saving is good.” As first-gen WOC, so many of our money beliefs were formed through survival, scarcity, and subtle messages from our families. Bu...