Latina Investors

What does financial freedom actually mean? In this episode, I’m sitting down with one of my 1:1 Money Coaching clients, Eva — a life coach who once identified as a “YOLO spender” and had a negative net worth of -$32,000 We talk about what it really looks like to go from financial chaos and shame… to calm, grounded confidence with money. And why it isn't about becoming cheap or restrictive and...

Does the idea of paying interest make your skin crawl? In this episode, we’re diving into interest: what it is, why most of us were raised to avoid it at all costs, and how that mindset might be keeping you stuck in a never-ending debt cycle. We're breaking down why tolerating interest (for a little while) can actually help you build real financial safety and get ahead faster — without panic payin...

What should you do first when you get a big chunk of money? In this episode, I walk you through my 3-step money prioritization method and the exact framework I teach my 1:1 clients when they get a bonus, settlement, tax refund, or any kind of windfall. We’re breaking down how to make your money work now and for your future self — without falling into the trap of panic-paying debt at the expense of...

You opened a Roth IRA… but now what? In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the process using a shopping analogy, introduce the 3-Fund Portfolio strategy, and help you avoid the biggest first-time investing mistakes I see. In this...

I didn’t know what postpartum would actually feel like until I lived through it. In this episode, I’m sharing the emotional and unexpected parts of my postpartum journey — the anxiety I didn’t realize was anxiety, the grief I didn’t expect, and the lessons I’m taking with me into this next chapter. In this episode, you’ll learn: ✅ What postpartum anxiety looked like for me (even when I didn’t rea...

Ever feel like you're doing everything “right” with your credit card — but still not getting ahead financially? In this episode, I break down why paying your credit card in full every month isn’t the same as using it strategically to build wealth. I’ll show you why I pay mine weekly (or biweekly), how this habit changed my relationship with cashflow, and how it can help you figure out if you&#...

Grab your spot here: https://calendly.com/buildinggenwealth/first-gen-training I'm hosting a free investing training on Tues, Feb 3rd at 7:30pm EST. This training is for the first gen WOC who wants to starts learning how to invest, but has A LOT of questions & hesitations. You'll leave the training understanding so much more about investing and feeling like it's possible for you to...

➡️ Register for my free investing training here Ever feel unsure if you're investing the “right” way or if you just copied what someone on IG said? In this episode, I’m breaking down a pattern I’ve seen with clients following generic investment advice without understanding the why behind it. I explain what VOO actually is, when it does make sense to invest in it, and why context, not just cont...

Ever feel like the year flew by and you're not sure where your money went? In this episode, I’m reflecting on my own money habits in 2025, the systems that held things together during postpartum, what slipped through the cracks, and how I’m setting up for a stronger 2026. I’m also inviting you to join my 2026 Money Reset , a behind-the-scenes video series where I walk you through everything I...

You're making “good money” but it doesn’t it feel like it. In this episode, I break down the #1 thing I help every client uncover in their finances in order to build wealth: wealth-building cash flow . If you’ve ever thought, “I’m not overspending because I pay off my credit card every month” — this episode will rewire how you think about spending, saving, and using your income to actually bui...

Ever feel like it’s too late to start investing — even if you’re close to retirement. In this episode, I’m joined by my client Mabel, a Latina in her 60s who used to be scared of investing and avoided her retirement accounts altogether. Now, she's confidently navigating her investing dashboard, understanding how her money grows, and planning to retire earlier than expected - without the pressu...

The holiday season often pressures us to overspend, leaving many feeling financially overwhelmed and out of control. In this episode, I reveal strategies to help you stay grounded and manage your finances effectively during the holidays, enabling you to enter January with financial confidence and peace of mind. You’ll learn: ✅ How to decide ahead of time what you want to spend and why it matters....

REGISTER FOR THE FREE TRAINING HERE: https://calendly.com/buildinggenwealth/training Unlock the secret to making your money work as hard as you do in this episode of Latina Investors. I'll explore how to create a robust investing portfolio without relying on expensive financial advisors, and share practical strategies for empowering your financial future. Discover the tools and techniques to e...

It can feel like right now might not be the best time to start investing. Or is it? but what if stock market cycles provide unique opportunities for building wealth despite instability...especially for first gen. In this episode, I'll share why now might be the perfect time to start investing and how to navigate emotional and financial challenges. You'll learn: ✅ Why market downturns offe...

Ever felt like the only way to reach your money goals was to force yourself into strict discipline? Well, there's a new way and strategy for the first gen WOC who are tired of pressure and discipline being the only motivators to get ahead with money. In this episode, you’ll learn: ✅ Why discipline based money goals lead to burnout (especially for first gen WOC) ✅ How to identify your deep desire...

Most people think you need to earn more or win the lottery to build wealth, but that’s not actually true. In this episode, I break down the two most overlooked resources you already have access to and how using them well can help you build serious wealth over time. I also walk you through what it actually looks like to live off your investments, and how to calculate your own retirement goal using...

"...But what about the taxes??" In this episode, I’m breaking down exactly how taxes work when you invest through a brokerage account, especially if you’re building wealth outside of retirement. If you’ve ever asked: ➡️ “What are the taxes like on a brokerage account?” ➡️ “Will I owe a big tax bill if my investments grow?” ➡️ “Is a brokerage account even worth it if I have to pay taxes?”...

How good are you at "spending money"? ✅ In this episode, I’m breaking down the 4-part Intentional Spending Framework I teach my clients to help them spend in a way that actually feels good, not chaotic or restrictive, but aligned and empowering. You’ll learn: ✅ How to align your spending with your values and life goals ✅ What to ask yourself to know if a price actually feels “worth it...

“If I say no, they’ll feel what I felt, and I can’t let that happen.” I’ve had so many clients share this with me. They grew up hearing “we don’t have money”, and now that they’re parents, they find themselves saying “yes” to everything, overspending to protect their kids from the same disappointment they experienced. In this episode, I unpack what it means to parent with money wounds, why it show...

In this episode, I sit down with fellow money coach Kelly Zúñiga to talk about how she invested $85,000 in just four years without a high salary and while navigating the responsibilities of being first gen. We go deep into the mindset shifts, small steps, and real numbers behind her investing journey, plus why both of us started out as “super savers” before learning how to grow our money. You’ll l...

Ever feel like money just isn’t clicking for you no matter how much you try to learn or how many videos you watch? In this episode, I walk you through the 4 Stages of Money Competence, a powerful framework that helps you understand where you’re at, why money still feels hard, and how to move forward without giving up. Whether you're a chronic saver afraid to invest or a spender stuck in the cr...

Ever feel like taking financial risks isn’t for people like us.. especially if you're the first in your family to build wealth? In this episode, I sit down with business coach and real estate investor Cat Del Carmen for an honest conversation about risk, regret, and wealth building as a first gen Latina. Cat shares the exact mindset that helped her go from watching her mom struggle financially...

In this episode, I'm breaking down a 4 step framework that allows you to save $5k by the end of the year. As we enter the last quarter of the year, there's still so much you can do with your money. In this episode, you’ll learn: ✅ Where to start to see exactly what you can already do ✅ How to redirect your money in a way that doesn't create restriction ✅ Ways to bring in more income...

I'm taking you behind the scenes of my journey to pay off $13k in credit card debt. I'll share my approach to managing business finances and achieving money goals, even amidst life's hurdles. In this episode, you’ll learn: ✅ How I devised a safety plan to navigate financial uncertainty and create stability ✅ The importance of shifting mindset and belief to maintain focus and motivati...

Unlock the secrets of your 401 (k) in this enlightening episode of Latina Investors! Is your 401 (k) really safer than other investments, or is it just another misconception? Join me as I dive deep into the components of a 401 (k) and explore smarter investment strategies for your future. In this episode, you’ll learn: ✅ The truth behind 401 (k) investment safety and its comparison to individual...