Andrea Ramos

Latina Investors

Latina Investors is a personal finance & investing podcast for first gen WOC. We cover topics ranging from money management, saving, investing, leveraging debt, side incomes, entrepreneurship & more! The aim of the podcast is to empower more first gen WOC to learn how to make their money work for them...in a ways that specifically caters to their story. My hope is that this podcast helps WOC tap into all that is possible when they have a deep knowledge & understanding of your money.

Author

Andrea Ramos

Category

Education

Podcast website

podcasters.spotify.com

Latest episode

Jul 9, 2026

Where to listen?

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Episodes

45. What Exactly Is An "IRA" And Why Should You Care 01.08.2023

In this episode, you'll learn all about IRAs: what they are, the different types of IRA and how to set them up. You'll also learn how they work and why you should open an IRA. How To Open A Roth IRA At Fidelity Step By Step Work 1:1 With Me: https://calendly.com/buildinggenwealth/interest

44. How To Save $5,000 By The End Of The Year 25.07.2023

In this episode, we cover how to set a money goal and hit it by the end of the year. I share my personal strategy for hitting the goals I want to create and how I go about staying committed to the goals. Book a call to learn more about 1:1 money coaching.

43. How Financial Confidence Helped Crystal Earn $5k More And Save $10k+ [1:1 Client Interview] 18.07.2023

In this episode, I interview my client Crystal about her experience inside 1:1 money coaching. We cover the growth she had in savings, planning her money & even her confidence around earning money. Book a call to learn more about 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

42. The Only 4 Bank Accounts You Need 11.07.2023

In this episode, I talk about the only 4 bank accounts you need to start feeling organized with your money. You'll learn how to use each one and how to align your debt/credit card spending with each account. Click here to book a call to join 1:1 money coaching: https://calendly.com/buildinggenwealth/interest

41. 28 Day Money Plans vs Monthly Budgets 04.07.2023

In this episode, I talk through 28 Day Money Plans. I share with you how to start thinking about your money that's coming in your paychecks in order to let your money support YOU. Apply for 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

40. Money Routines 27.06.2023

In this episode, we talk through 4 routines that I have with my money. I break down what they are, why they're important and how often I do these routines. Book a call to join 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

39. What To Do When You Overspend 23.06.2023

Join 1:1 money coaching here: https://calendly.com/buildinggenwealth/interest

38. I Make Too Much Money To "Budget" 13.06.2023

Do you feel like budgeting is beyond you? Like you make too much to "have a budget." I felt that way too! In this episode, I unpack thoughts about budgeting and how to look at your budget or money plan in a way that is EMPOWERING YOU. I share my perspective on planning and the way "budgeting" has never felt restrictive or miserable. Apply to 1:1 money coaching here: https://cal...

37. Beginner Friendly Investing Concepts 06.06.2023

In this episode, I share beginner friendly investing concepts to help you get started with investing. You’ll learn some similarities in investing that you already understand and make things easy to understand.  What we cover:  💰 Where do I go to open my investing accounts 💰 What is the purpose of an investing account 💰 How do I add money to my account 💰 What is the role of a financial advisor...

36. Quick Hello & Peru Vacation Reflection 31.05.2023

A quick hello as I'm getting back into the swing of things. Plus a money breakdown & reflection on our Peru trip!

35. What To Do With A Sudden Lump Sum Of Money 23.05.2023

In this episode, I talk through some questions to consider when you get a potential windfall (or lump sum of cash). I'll outline 3 possible buckets you can put your money and and how to make the best decision FOR YOU while also considering financial strategies that will help you make the most of your money. Book a call to join 1:1 money coaching here .

34. Being In Debt Vs Holding Debt 16.05.2023

In this episode, I talk about debt. More specifically, how to strategically and sustainably pay off your debt. We’ll cover how to view your debt, your identity around your debt and how to feel free financially even when you’re in debt.

33. The 3 Wealth Vehicles 09.05.2023

In this episode, we dive into the 3 big wealth vehicles. I share my experience and knowledge with 2 out of the 3 wealth vehicles and we go over the pros/cons of each.  If you’ve grown up learning that you have to save but you don’t know how to use your savings to start investing & making your money grow, this episode will help you expand your knowledge on how to use your savings or paychecks t...

32. Money Milestones 02.05.2023

Have you ever wondered what you should be doing with your money? In this week’s episode, I give you certain money milestones you want to consider as you’re working on your finances.  You’ll learn:  Pay off debt first or start savings first?   How much should you save?  How to hit money goals while still enjoying life? What to prioritize and when?  I will share a roadmap & key financial milesto...

31. How To Be A Great Spender 25.04.2023

The financial space will often tell you to "save more and spend less." But what if instead of only focusing on saving, you also worked on becoming a great spender. What if every purchase you made with your money truly added value to your life both in the short term and in the long term. In this episode, we dive into the how to become an excellent spender of money. To join 1:1 money coach...

30. 2 Biggest Ways To Make Money Moves 18.04.2023

In this episode, we talk about the 2 big ways to make money moves and when it makes sense to focus on one way vs the other. I share my story on how I saw this play out in my life and my lessons in not focusing on the right thing at the right time. Tune in to help you identify where you are in right now and what to be focusing on to get ahead with money. To join 1:1 money coaching, book a call here...

29. 5 Money Thoughts That Helped Me Out Of Money Scarcity 18.04.2023

In this episode, I talk about my experience growing up with the feeling that we won't have enough money, that'll I'll somehow run out. I used to operate and think from this space. But in the last couple of years, I've worked on believing the opposite. That money comes and goes and that I'll always have enough. Tune in as I share the 5 biggest thoughts that helped me shift my be...

28. Chasing Numbers Vs Becoming The Person Who Creates Them 02.03.2023

In this episode we talk about, changing numbers vs becoming the person who creates those numbers. Do you feel like your finances are you chasing a certain number? Whether it's saving or debt payoff, you're chasing a number to FEEL a certain emotion. But did you know? You could actually FEEL the emotion you want before you hit the number you're chasing. It all comes down to who you are choosing to...

27. The Age Old Question: Should I Save or Pay Off Debt? 20.12.2022

In this episode, we cover what to consider when deciding between focusing on saving or paying off debt. If you've ever felt confused about what you should be doing with your money, this episode will help you with a starting place. We'll also address the mindset behind "wanting to pay off debt as fast as possible" and how to create a more positive & empowering money experience.  If you wou...

26. Hello, I'm Back! + Other Important Things 16.11.2022

After a long break, I am back! I love podcasting. I love being a listener and I loved hosting one. Until I didn't. In this episode, we dive into why I stopped the podcast, why women feeling empowered with money is so important and the reason for the name change. I love that you are here! Let's be friends. 💚

25. We’re taking a break! 14.06.2022

Be back in the Fall. Stay tuned!

24. How To Choose Investments Part 2 31.05.2022

When you're starting to invest, you want to build a portfolio that is diversified. One of the ways to do that is to buy investments that give you exposure to the different parts of the stock market. In this episode, we talk about the different ways to build a portfolio and how to understand it better using the analogy of a puzzle. If you want to start investing, but want someone to explain things...

23. How To Choose Investments Part 1 24.05.2022

One of the most asked questions is "what investments should I buy?" In this episode we go over active investing vs passive investing. You will learn what the difference is and what to look out for when it comes to expense ratios so you can be more confident in what investments to choose for yourself. If you're looking for more support with your money and want to learn how to invest, apply to my 1:...

22. Ticker Numbers & How I Almost Missed My Flight To California 17.05.2022

A lot of times we get overwhelmed with investing because on the news we see a lot of letters & numbers. A lot of green & red. In this episode, I explain what all those letters mean and how to understand them a little more. I also share about that one time I almost missed my flight to California. And as always, if you're ready to dive deeper into your finances & learn how to invest, app...

21. Stock Market Index & My HS GPA 10.05.2022

There's a handful of concepts that need to "click" in order for you to understand how the stock market works. One of the is: what is a stock market index? In this episode you'll learn what it is and I'll help you understand it better with a concept you're already familiar with: a GPA. If you're ready to dive deep inter your finances & learn how to invest, apply to my 1:1 money & investing...

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