Latina Financial Education, Investing & Wealth Building: MoneyChisme

Share Your Thoughts! In this Spooktober episode, I am diving into the dark, twisty tales of real estate investing gone wrong. From non-paying tenants who ghost you (literally) to property managers who disappear when you need them most, I am spilling all the tea on real estate's scariest mistakes. 👻 Ever dealt with a realtor that gave you nothing but nightmares? Or maybe you've had a ten...

Share Your Thoughts! What if balancing motherhood and entrepreneurship could be less chaotic and more fulfilling? Ruby shares her tips on how to build a business as a stay-at-home mom. Ruby Valencia, a brand strategist and website designer, who launched her business during her pregnancy and the early months of her son's life. Her insights reveal how letting go of the traditional 9-to-5 mental...

Share Your Thoughts! We have all made a lot of financial mistakes in our personal finance journeys.😬 Sometimes we wish that we could turn back the time and tell our past self to get it together! Here are my 5 financial mistakes to avoid that I have made in the past. In this episode I share my money mistakes on: From the critical importance of saving for emergencies to avoiding the pitfalls of low...

Share Your Thoughts! Building financial literacy is important for overall financial wellness. From learning what a credit score is, to learning what is good debt versus bad debt,  it can be a lot! Not to mention the cultural barriers with investing in the Latino community.  Jessica Perrone, CEO and founder of Her Financial IQ, shares how her experiences shaped her understanding of hard work, fruga...

Share Your Thoughts! What if your childhood dreams of luxury were just stepping stones to a more profound understanding of wealth? Join us on this reflective episode as we journey through the evolution of my financial mindset. Inspired by family drives through affluent neighborhoods and youthful promises of sleek cars and big houses, I embarked on a quest for affluence. But as life unfolded and I...

Share Your Thoughts! Is owning a home starting to feel like a distant dream? With mortgage rates hanging out between 6.4% and 7.5% and the Federal Reserve's next move just around the corner, we'll break down what this all means for homebuyers and investors. We get into this latest real estate chisme. Plus, we’ll dive into the Department of Justice's antitrust lawsuit against RealPag...

Share Your Thoughts! Unlock the secrets to harnessing Pinterest as a marketing powerhouse with our special guest, Sarah Otto! Sarah shares her expertise on transforming Pinterest from a casual browsing platform into a dynamic visual search engine that can amplify your business’s reach. Learn how to create high-level topic boards and craft pins that drive traffic to your blogs, podcasts, and produc...

Share Your Thoughts! Struggling with financial trauma rooted in your upbringing or community? You're not alone. I sit down with financial therapist and accredited financial counselor Rahkim Sabree to unpack the truth behind generational financial trauma —especially the kind that hits BIPOC communities hard. We get real about how systemic racism , economic marginalization , and capitalism crea...

Share Your Thoughts! As First Gen Immigrants, the retirement of our aging immigrant parents can be our responsibility. It is an overwhelming task, especially since we are trying to figure out our own finances too! So in this episode I provide tips and tricks to help you plan for their retirement while unpacking the cultural expectations that often add to this burden. I also talk about practical st...

Share Your Thoughts! how to buy rental property in 2024, in 6 easy steps! In this webinar I cover my 6-step roadmap to buy your first rental property in 2024. I share tips and tricks from how to prepare your mindset to how to find, analyze and manage your first rental property! What if buying your first home could inadvertently set you on a path to financial freedom? Join me, Violeta, as I unravel...

Share Your Thoughts! This week's chisme is on buying a home in this wild and expensive housing market, a sassy debate on the real estate investor and realtor stereotypes, and sharing hot tips for newbies and pros alike.  We also dive into the financial realities and emotional impact of homeownership, especially for first-time home buyers navigating the ever-changing real estate market. Join J...

Share Your Thoughts! What is going on in the money world? Let's talk about the trending financial news topics such as the housing market, Starbucks boycott, and Roaring Kitty launching Gamestop stock prices to the moon! So, the interest rates for 30-year fixed loans are shooting past the 7.5% mark. Yup, you heard that right! Previous predictions that we would be at 6% are out the window. This...

Share Your Thoughts! Descubre cómo aprovechar los beneficios fiscales de invertir en bienes raíces para pagar menos impuestos! En este episodio, exploramos estrategias para reducir impuestos mientras inviertes en propiedades. ¡No te pierdas esta guía completa sobre impuestos y bienes raíces! Descubre conmigo los secretos mejor guardados de la inversión inmobiliaria, esos que han estado reservados...

Share Your Thoughts! From doubting herself to rocking it as a life and business coach, Rosie Arango, is all about helping other Latina entrepreneurs shift their mindset from 'not enough' to 'more than qualified'. In this transformative episode, Rosie shares her journey of overcoming self-doubt to embracing her worth and expertise. Get ready for some real talk on owning your wor...

Share Your Thoughts! Is the American Dream of owning a home still alive or dead? Is homeownership today, no longer an investment?  With the high interest rates and high sale prices, and the high cost of maintaining a home, many don't see owning a home as an investment or even worth it anymore. Gone are the days when a white picket fence was the ultimate American dream. In fact, many see it as...

Share Your Thoughts! Hola! Aprende cómo gestionar tus finanzas personales y dinero con estos 5 pasos efectivos. Descubre cómo tomar el control de tus finanzas y alcanzar tus metas económicas. Descubre cómo tomar las riendas de tu economía personal y prepararte para un futuro sólido, incluso si no te enseñaron sobre finanzas desde joven. En este capítulo especial de Money Chisme Podcast, me acompañ...

Share Your Thoughts! Follow the inspiring journey of Lucy Ortega, a Latina entrepreneur, as she shares her tips and tricks for overcoming obstacles in starting and running a small business. Learn from her experiences and empower your own entrepreneurial journey. In this episode, Lucy shares her journey from teaching to building a Mexican Cuisine business. Laving her teaching career to carve a new...

Share Your Thoughts! Descubre que es invertir en bienes raíces y como invertir en bienes raíces para construir riqueza con esta guía detallada. Les doy mi 6 pasos pare empezar. Aprende los conceptos básicos, estrategias y consejos para invertir sabiamente en bienes raíces. Descubre cómo pasé de ser una novata total en el ámbito inmobiliario a generar una significativa suma anual con mis propiedade...

Share Your Thoughts! As a new rental property investor, I did not know about the real estate tax benefits. I was focused on cash flow, but there are so many deductions with real estate investing that will help lower your tax liability. This means keeping more money in YOUR pocket, that you can invest! In this episode, I go over the main tax benefits of real estate investing and how you can maximiz...

Share Your Thoughts! Welcome to a very special episode where I bare my soul about the rollercoaster ride of becoming a new mom through surrogacy and infertility. All of which was expensive! However, through real estate investing, I was able to build the funds needed.  This week I share how I leveraged my real estate investments to fund my surrogacy journey. Surrogacy is taboo and it is an expensiv...

Share Your Thoughts! NAR settled on their Sitzer/Burnett class action Lawsuit. What are the effects that removing the standard 6% commission for real estate agents? In this episode, we discuss the possible outcomes and how it may spark change and innovation in the real estate market. Is the 6% commission still justifiable with Artificial intelligence (AI) and other technology? Will sellers still o...

Share Your Thoughts! Public speaking is a game-changer for entrepreneurs and small business owners. Learning how to leverage public speaking to grow your business can boost your income and put you on the path to financial freedom. Learn how to connect with your audience, build credibility, and expand your reach as an entrepreneur. Public speaking is a must as an entrepreneur, content creator or bu...

Share Your Thoughts! Interested in real estate investing with rental properties but don't know where to start? Follow these 6 steps to begin your journey as a real estate investor. How do you start investing in real estate? Well in this episode, I go into how I would start if I was back to the 23 year old version of me that was just discovering what real estate investing was. I get into the 6...

Share Your Thoughts! As first generation immigrants,  you have to balance your money goals with your Culture. Empowering the Latino community to balance these two money mindsets, is the focus of this week's episode. Pursuing Financial goals while balancing a collective cultural upbringing while living in an individualistic culture is rough for First Gen!  Diving into your financial journey fe...

Share Your Thoughts! Unlocking financial freedom and wealth-building with real estate investing, is crucial to closing the racial wealth gap. Real estate investing has many perks from cash flow, to tax benefits and building generational wealth.  Learn how property investments are pivotal in bridging the racial wealth gap, and I debunk the myth of an impending crisis akin to 2008 and illuminating t...